Ind lo fd ki best bank edi ..

[tom brady]

3 minutes ago, toranam said:

Ee private banks ni nammalem kaka ...eppudu Janda esttestaro ..teledu ...

po or lic better emo anni options lo

Or nationalized banks

[quickgun_murugun]

9 minutes ago, toranam said:

Ee private banks ni nammalem kaka ...eppudu Janda esttestaro ..teledu ...

po or lic better emo anni options lo

Yeah .. India lo ayithey inka full doubtful

[Android_Halwa]

if you are not too particular about annual payments on the principal amounts, look at sovereign gold bonds scheme...no TDS on capital gains..2.5% interest pay chestaru and 8 years maturity...

[karna11]

41 minutes ago, Android_Halwa said:

if you are not too particular about annual payments on the principal amounts, look at sovereign gold bonds scheme...no TDS on capital gains..2.5% interest pay chestaru and 8 years maturity...

Koncham explain cheyyi 

[Android_Halwa]

2 minutes ago, karna11 said:

Koncham explain cheyyi 

https://m.rbi.org.in/Scripts/FAQView.aspx?Id=109

[tom brady]

48 minutes ago, Android_Halwa said:

if you are not too particular about annual payments on the principal amounts, look at sovereign gold bonds scheme...no TDS on capital gains..2.5% interest pay chestaru and 8 years maturity...

How is this profitable compared to FDs in nationalized banks?

[tom bhayya]

1 minute ago, tom brady said:

How is this profitable compared to FDs in nationalized banks?

gold thaggithey assam kuda adhi konadam valla 

[Android_Halwa]

Just now, tom brady said:

How is this profitable compared to FDs in nationalized banks?

I would not say  'profitable compared to FD's' but in the days to come, FD interest rates may come down to even 4-5% levels.

With Gold Bonds, at the time of maturity it will be redeemed against the gold rate and no capital gains on maturity amount. Looking at gold price and demand, in 8 years, I think it may be more worth to buy gold bonds than to invest in FD's. On top it, 2.5% interest is paid. That may not be too much but in comparison to FD's, we may get an average of 6% interest and not a rupee more, in Gold bonds, you are assured of 2.5% and if any hike in gold prices at maturity, one can take the advantage of such price hike.

That narrows down the returns risk to 3% between FD's and Bonds. 3% is not huge gap and if gold price rises, definitely it will be much more than 3%.

[Android_Halwa]

5 minutes ago, tom bhayya said:

gold thaggithey assam kuda adhi konadam valla 

if we take a period of 8 years interval, except for once in the history..gold prices have not come down drastically so much so that mana paisal 'assam/andhra'  kavadaniki...

[Kool_SRG]

Oka 15 yrs lock in ok anukunte PPF account open chesi andulo deposit in phases... 

8% return also maturity time amount is also not taxable.. 

[tom brady]

9 minutes ago, Android_Halwa said:

I would not say  'profitable compared to FD's' but in the days to come, FD interest rates may come down to even 4-5% levels.

With Gold Bonds, at the time of maturity it will be redeemed against the gold rate and no capital gains on maturity amount. Looking at gold price and demand, in 8 years, I think it may be more worth to buy gold bonds than to invest in FD's. On top it, 2.5% interest is paid. That may not be too much but in comparison to FD's, we may get an average of 6% interest and not a rupee more, in Gold bonds, you are assured of 2.5% and if any hike in gold prices at maturity, one can take the advantage of such price hike.

That narrows down the returns risk to 3% between FD's and Bonds. 3% is not huge gap and if gold price rises, definitely it will be much more than 3%.

Understand, thank you!

[jalsa01]

3 hours ago, toranam said:

Sbi vadu 10l veste 5.50 % intrest  1 to 2 yrs ki

nelaku 4333 rupees per yr ..endi edi beggars ki vesinattu ...

1c veste 42k around too bad

 

please throw light guys 

Aaaa 1 Cr tho 2 double bed or triple bed koni rent ki  iste renki ki rent... property appreciation manchi ga vastadi kada 2 yrs ki.. y looking for FD..

 

[tom brady]

13 minutes ago, jalsa01 said:

Aaaa 1 Cr tho 2 double bed or triple bed koni rent ki  iste renki ki rent... property appreciation manchi ga vastadi kada 2 yrs ki.. y looking for FD..

 

Always good to have safe cash deposits. Property unna tarvatha FD good option for emergency purposes, diversifying investments and to have some risk free momey

[jalsa01]

8 minutes ago, tom brady said:

Always good to have safe cash deposits. Property unna tarvatha FD good option for emergency purposes, diversifying investments and to have some risk free momey

marii antha properties unte ok le..

[Bodi_lafangi]

I think pnb safe and secure, intrest rates kuda bagunnai...ee madya nenu kuda vesa...