How to be frugal and reduce spending

[RULER]

Budget every month 

set limits for every category at beginning of the month .. rent , utilities, food , grocery ..etc  

Do all your transactions in one account ...spend using debit cards or cash ...

invest first and spend next  ... Once paycheck is deposited .. send it to investment  account ....buy growth stocks And don’t watch it every day or don’t sell because you end up paying taxes on capital gains rather let money grow tax free for years ... spend your quality time on investments ...