Meeru use chese credit card best anukunavvi chepandi

[phatposts]

25 minutes ago, Democraticcompulsion said:

Executive Membership (~120 fee per year I think) lo vache cash back in addition to Costco citi visa.

4% gas

3% restaurants

2% everything else at Costco

1% at other stores. ( I mentioned 1.5-2% earlier)

Ivi kakunda 2% on membership. Idi business membership or gold star lo ledu.

What do you mean by that?

Executive membership lo vache 2% - strictly on costco purchases only. It has got nothing to do with Costco Credit Card

[kasi]

discover.....max point n can redeem in amazon

[Democraticcompulsion]

1 hour ago, phatposts said:

What do you mean by that?

Executive membership lo vache 2% - strictly on costco purchases only. It has got nothing to do with Costco Credit Card

Membership untene card vastundi kada. I already mentioned that it is a no brainer if you have a Costco near by.

I guess your point is that membership and card are mutually exclusive. I thought I covered that with my no brainer point.

In my case, I have a Costco near by and I spend there about 120 (80 groceries, 40 gas) every week. 6K at a min of 4% cb is 240. No brainer.

[hushh fatak]

18 hours ago, Spartan said:

nenu spend cheyanu bro..  I am among one of the most frugal spenders...

but unte maintenance waste kada...

Emundadhu

none of my cards have annual fee 

Citi 3

bofa

amex

disc

The usual cards 0 majntenwnce

always usto pay

[Peddayana]

16 hours ago, Democraticcompulsion said:

Membership untene card vastundi kada. I already mentioned that it is a no brainer if you have a Costco near by.

I guess your point is that membership and card are mutually exclusive. I thought I covered that with my no brainer point.

In my case, I have a Costco near by and I spend there about 120 (80 groceries, 40 gas) every week. 6K at a min of 4% cb is 240. No brainer.

You get only 2% cashback from executive membership and 2% from card , this 2% from card you can get even without executive membership

so , with your spend , you have 120$ each from card and membership , executive membership costs 120$ , normal one costs 60$ I think , so you again around 60$ for your spend here and 120$ fro your cash back , so a total of 180$ which is 3% on average, not bad..

you seem to spend a lot on costco , not everyone will have such high spend so if you are spending less than 3k its not much worth because you do not gain anything from executive membership and your card rewards will be just 60$ , so in that case , any card with a 2% cashback will also work fine..

I like the 4% on gas though with this card..

[andhra_alludu]

On 9/13/2020 at 5:16 PM, Amrita said:

Chase sapphire preferred . 

Travel leni e time lo konchem full potential lo no use kadha akkay?

[Amrita]

4 hours ago, andhra_alludu said:

Travel leni e time lo konchem full potential lo no use kadha akkay?

Yeah e time lo travel card lite. 

[AmberpetShankeranna]

4 hours ago, Peddayana said:

You get only 2% cashback from executive membership and 2% from card , this 2% from card you can get even without executive membership

so , with your spend , you have 120$ each from card and membership , executive membership costs 120$ , normal one costs 60$ I think , so you again around 60$ for your spend here and 120$ fro your cash back , so a total of 180$ which is 3% on average, not bad..

you seem to spend a lot on costco , not everyone will have such high spend so if you are spending less than 3k its not much worth because you do not gain anything from executive membership and your card rewards will be just 60$ , so in that case , any card with a 2% cashback will also work fine..

I like the 4% on gas though with this card..

I like Citi costco.