abulu Posted November 3, 2020 Report Share Posted November 3, 2020 vammo endi vay itla vunayi. Employer mara, his insurnace iscostly in open enrollment kosam wait chesthe intha range lo vundi. Is this common ? 30K Per year ela ayindi, epati nunchi? Low: Molina Healthcare Core Care Bronze 2 Metal Level: BronzeBronze New plan - Not rated Compare Monthly premium $971.88 Plan DetailsEnroll Deductible $16,000 Family Total Out-of-pocket maximum $17,100 Family Total Estimated total yearly costs $23,305 Edit Copayments / Coinsurance Emergency room care 50% Coinsurance after deductible Generic drugs 50% Coinsurance after deductible Primary doctor 50% Coinsurance after deductible Specialist doctor 50% Coinsurance after Medium: BlueEssentials HD Bronze 5 Metal Level: BronzeBronze Quality Rating: 3 of 5 stars Compare Monthly premium $1,089.61 Eligible for a Health Savings Account Plan DetailsEnroll Deductible $13,700 Family Total Out-of-pocket maximum $13,700 Family Total Estimated total yearly costs $23,080 Edit Copayments / Coinsurance Emergency room care No charge after deductible Generic drugs No charge after deductible Primary doctor No charge after deductible Specialist doctor No charge after deductible Plan features not includedAdult Dental not includedChild Dental Add Your Medical Providers Add your medical providers and we'll show you which plans cover them Add Your Prescription Drugs Add your prescription drugs and we'll show you which plans cover them. High: BlueEssentials Gold 2 Metal Level: GoldGold Quality Rating: 3 of 5 stars Compare Monthly premium $1,623.87 Plan DetailsEnroll Deductible $4,000 Family Total Out-of-pocket maximum $11,200 Family Total Estimated total yearly costs $27,089 Edit Copayments / Coinsurance Emergency room care $300 Copayment with deductible/30% Coinsurance after deductible Generic drugs $20 Primary doctor $20 Specialist doctor $40 Plan features not includedAdult Dental not includedChild Dental Add Your Medical Providers Add your medical providers and we'll show you which plans cover them Add Your Prescription Drugs Add your prescription drugs and we'll show you which plans cover them. Quote Link to comment Share on other sites More sharing options...
abulu Posted November 3, 2020 Author Report Share Posted November 3, 2020 LTT Quote Link to comment Share on other sites More sharing options...
soodhilodaaram Posted November 3, 2020 Report Share Posted November 3, 2020 8 minutes ago, abulu said: LTT healthcare.gov or GobamaCare is pretty much useless, cant you directly look for plans within the BCBS site in your state 1 Quote Link to comment Share on other sites More sharing options...
soodhilodaaram Posted November 3, 2020 Report Share Posted November 3, 2020 Just now, soodhilodaaram said: healthcare.gov or GobamaCare is pretty much useless, cant you directly look for plans within the BCBS site in your state you are better off saving that money into a health savings account and pay towards cost as cash payments if you dont have chronic conditions Quote Link to comment Share on other sites More sharing options...
Spartan Posted November 3, 2020 Report Share Posted November 3, 2020 Trump tata kuda ade annadu...BamaCare is useless and costly ani.. second term lo lepi mingutadu....SCOTUS kuda in pocket now. Quote Link to comment Share on other sites More sharing options...
abulu Posted November 3, 2020 Author Report Share Posted November 3, 2020 1 hour ago, soodhilodaaram said: healthcare.gov or GobamaCare is pretty much useless, cant you directly look for plans within the BCBS site in your state Thank you brother: $1,623.87 Plan DetailsEnroll Deductible $4,000 Family Total Out-of-pocket maximum $11,200 Above is healthcare gov quote. total max: 35000 Below is BBS Quote. 1100$ per month. deductable: 6000 out of pocket: 6000. ekada = 25000. Quote Link to comment Share on other sites More sharing options...
Moon_Walker Posted November 3, 2020 Report Share Posted November 3, 2020 Basically ee desham Insurance unna leka poina bankruptcy guarantee...system is designed for looters Quote Link to comment Share on other sites More sharing options...
zarathustra Posted November 3, 2020 Report Share Posted November 3, 2020 Thanks to my wife, I have an insurance policy with zero downpayment or copay for medical, dental and vision. Quote Link to comment Share on other sites More sharing options...
ilakatamaflia Posted November 4, 2020 Report Share Posted November 4, 2020 Go to individual healthcare providers , from ur state ,talk to them and buy frm them. nenu last year varaku healthgov lo tiskunna indivudal konchem expensive ee unde but last yr , one of the representative frm the same care provider whoch i used to buy from healthgov called me and asked why u r doing it frm that site and told as being immigrant we are not eligible for the benefits provided by the gov site , so talk to indivudal providers and wrk out ani adviced, so i spoke to few of them just for second opinion and rates are less and all adviced if i can afford a little more out of pocket then premim wll decrease a lot & alwayz prefer in network docs ... ivvani katal padda kooda almost 5-6k per year - individual plan. Quote Link to comment Share on other sites More sharing options...
ilakatamaflia Posted November 4, 2020 Report Share Posted November 4, 2020 Still LTT, even wanna know .. if any advices /suggestion on health insuranc ein this contry 🙏 Quote Link to comment Share on other sites More sharing options...
ilakatamaflia Posted November 4, 2020 Report Share Posted November 4, 2020 2 minutes ago, ilakatamaflia said: Go to individual healthcare providers , from ur state ,talk to them and buy frm them. nenu last year varaku healthgov lo tiskunna indivudal konchem expensive ee unde but last yr , one of the representative frm the same care provider whoch i used to buy from healthgov called me and asked why u r doing it frm that site and told as being immigrant we are not eligible for all the benefits provided by the gov site , so talk to indivudal providers and wrk out ani adviced, so i spoke to few of them just for second opinion and rates are less and all adviced if i can afford a little more out of pocket then premim wll decrease a lot & alwayz prefer in network docs ... ivvani katal padda kooda almost 5-6k per year - individual plan. Quote Link to comment Share on other sites More sharing options...
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