Dear Customer, Credited Covid19 Relief Ex-gratia of Rs 1555.6 on 03/11/20 to your loan a/c no 381990XXXXX. Stay safe. Take care. SBI.

[Kool_SRG]

10 minutes ago, Spartan said:

Naku kooda vachindi message poddune, moratorium ki opt cheyyanollaki istunnaremo ?

Not for only the ones who opted for Moratorium but all who have kind of loans under 2 Cr..

[tacobell fan]

Just now, Kool_SRG said:

Not for only the ones who opted for Moratorium but all who have kind of loans under 2 Cr..

Credit card kuda consider cheyyamanu Saaru

[Kool_SRG]

 

1 minute ago, tacobell fan said:

LOL, it's 1,555.6

Idhi oka installment le vo 

[Kool_SRG]

Just now, tacobell fan said:

Credit card kuda consider cheyyamanu Saaru

Yes credit card vaallki kuda even if you have loan on credit card entoh kontha vasthadi...

[ring_master]

2 minutes ago, Kool_SRG said:

Not for only the ones who opted for Moratorium but all who have kind of loans under 2 Cr..

Any criteria on the loan start date?

[Kool_SRG]

Just now, ring_master said:

Any criteria on the loan start date?

Ala emi ledhu this is for the active loans taken before February 29th  under 2 Cr & also Credit card bills applicable period March -August 2020 (Moratorium period)... 

[Battu123]

Hdfc vallaki leva 😒

[r2d2]

loan theesukonallaki debit chestaara? asking for a friend... 

[Kool_SRG]

5 minutes ago, ring_master said:

Any criteria on the loan start date?

 

Under the ex-gratia scheme of government, any loan of up to Rs 2 crore taken before February 29, 2020 will not be charged with compound interest from March 1 to August 31, 2020.

The loan will entail only simple interest. Therefore, there will be no 'interest on interest'. The waiver scheme is made to reimburse the compound interest charged during the given period.

 

Eligible and non-eligible loans

Loans such as on home, auto, education, consumer durable, personal and MSME are eligible for the waiver. It is important that the loan is taken from a recognised lending institution (bank, NBFC, housing finance company, credit card issuer) to avail the benefit. Credit card outstandings are also eligible.

Loans from informal sources such as relatives, friends, business associates and unregistered moneylenders will not be covered under ex-gratia. Additionally, loans against securities and fixed deposits (from a recognized institute or not) will not be covered in ex-gratia relief.

[Kool_SRG]

Just now, Battu123 said:

Hdfc vallaki leva 😒

All Banks ki applicable...

[Spartan]

1 minute ago, Battu123 said:

Hdfc vallaki leva 😒

HDFC Loan Account No.XXXXX7778 - in view of RBI’s announcement on ‘Scheme for grant of ex-gratia payment of difference between compound interest and simple interest for six months to borrowers’ dated October 26, 2020, your HDFC loan account has been credited with an ex gratia payment amounting to Rs.1142. YourEMI/PEMI for the following month has been reduced to this extent.

[Kool_SRG]

Just now, r2d2 said:

loan theesukonallaki debit chestaara? asking for a friend... 

Idhi credit chestaru they will calculate only simple interest and will give you difference amount between simple and compound interest...

[Battu123]

7 hours ago, Kool_SRG said:

All Banks ki applicable...

Avunu vochai amount 

[Battu123]

7 hours ago, Spartan said:

HDFC Loan Account No.XXXXX7778 - in view of RBI’s announcement on ‘Scheme for grant of ex-gratia payment of difference between compound interest and simple interest for six months to borrowers’ dated October 26, 2020, your HDFC loan account has been credited with an ex gratia payment amounting to Rs.1142. YourEMI/PEMI for the following month has been reduced to this extent.

Vochai 🤪