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BONUS this year


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Posted

Chinna tip. Useful anipisthey vaadukondi.. bonus lo max 401k contribute cheyyandi. Mee company antho intho match kooda chesthadi.. bull market ila continue avuthey 401k worth kooda happy ga peruguthadi..


i contribute complete 401k from my bonus..

 

correct ey cheppana @Spartan

Posted
1 minute ago, Vaampire said:

Chinna tip. Useful anipisthey vaadukondi.. bonus lo max 401k contribute cheyyandi. Mee company antho intho match kooda chesthadi.. bull market ila continue avuthey 401k worth kooda happy ga peruguthadi..


i contribute complete 401k from my bonus..

 

correct ey cheppana @Spartan

Bonus amount will get auto deducted for 401k uncle, if your contribution is 6% every pay check it will deduct the same amount in bonus also not the complete bonus amount go to 401k as deferral .

Posted
3 minutes ago, Vaampire said:

Chinna tip. Useful anipisthey vaadukondi.. bonus lo max 401k contribute cheyyandi. Mee company antho intho match kooda chesthadi.. bull market ila continue avuthey 401k worth kooda happy ga peruguthadi..


i contribute complete 401k from my bonus..

 

correct ey cheppana @Spartan

exactly..........agreed.....

doing that from last 10 years...

@Vaampire

Posted
Just now, Tellugodu said:

Bonus amount will get auto deducted for 401k uncle, if your contribution is 6% every pay check it will deduct the same amount in bonus also not the complete bonus amount go to 401k as deferral .

no, u can seperate the contribution for ur bonus pay check...50% max pettesta nenu...

 

Posted
2 minutes ago, Spartan said:

no, u can seperate the contribution for ur bonus pay check...50% max pettesta nenu...

 

Gopodivaya  nuvu.

Posted
2 minutes ago, Tellugodu said:

Gopodivaya  nuvu.

tax bokka anavasaranga....

offcourse last ki mana tax bracket ye cut aitadi...but still..max contribution vellipotadi 401K ki ..

monthly koncham takkuva cut cheskovachu.

  • Upvote 1
Posted

@Vaampire  small correction,

bonu pay check lo ichetappudu 45% cut cheskuntadu, but end of the year tax filing appudu it will be accumulated in AGI..

so ne tax bracket ki vastadi ...so u will get back that extra amount

Posted
6 minutes ago, Tellugodu said:

Bonus amount will get auto deducted for 401k uncle, if your contribution is 6% every pay check it will deduct the same amount in bonus also not the complete bonus amount go to 401k as deferral .

U can change allocation for bonus. Nenu aithey max pettesa.. single shot lo 401k done. Regular pay check lo no cutting inka

  • Upvote 1
Posted
Just now, Vaampire said:

U can change allocation for bonus. Nenu aithey max pettesa.. single shot lo 401k done. Regular pay check lo no cutting inka

agreed. monthly ekkuva cut avvakunda untadi..

Posted
1 minute ago, Spartan said:

@Vaampire  small correction,

bonu pay check lo ichetappudu 45% cut cheskuntadu, but end of the year tax filing appudu it will be accumulated in AGI..

so ne tax bracket ki vastadi ...so u will get back that extra amount

Nenu tax meedha eppudu focus cheyyaley. End of the year, everything is same. Tax bracket change avvadu kada. 
nenu elago uncle sam ki tax returns appudu money kaduthuney vunta

Posted
2 minutes ago, Spartan said:

agreed. monthly ekkuva cut avvakunda untadi..

@spartan did u explore blooom?? Or any other service which maintains 401k?

Posted
Just now, Vaampire said:

Nenu tax meedha eppudu focus cheyyaley. End of the year, everything is same. Tax bracket change avvadu kada. 
nenu elago uncle sam ki tax returns appudu money kaduthuney vunta

Ali-2.gif  ne family gross income...to moodu family ni poshinchochu....return kakapote..neeku ivvamantava...

  • Haha 1
Posted
2 minutes ago, Vaampire said:

@spartan did u explore blooom?? Or any other service which maintains 401k?

nuvvu cheppinappudu nenu ma HR ni adiga...

they said it is similar to Vanguard Brokerage account only... @Vaampire

also same investment like other robo investors.... 

  • Upvote 1
Posted
2 minutes ago, Spartan said:

nuvvu cheppinappudu nenu ma HR ni adiga...

they said it is similar to Vanguard Brokerage account only... @Vaampire

also same investment like other robo investors.... 

yaa its robo investor. Algorithm bagundi ani reviews unnayi... okka friend aithey nov month 12% up ani cheppadu vaadi 401k worth.

Posted
Just now, Vaampire said:

yaa its robo investor. Algorithm bagundi ani reviews unnayi... okka friend aithey nov month 12% up ani cheppadu vaadi 401k worth.

  nenu profits konni teskoni....ESPP vi.....robo lo pedtam anukuntunna...sCo_^Y next year nunchi..

Charles Schwab odi di kuda bagundi...reviews

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