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India lo FD or MF options


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Posted

Nephew peru meda oka 1.5 lakh FD or MF cheyalanukuntunna.

Is it good idea?

Fixed Deposit or Mutual Fund or Index investment edi better?

 

  • Upvote 2
Posted

FD is better bro, try APGVB or any other grameen vikas banks, it's better interest rates are higher. 

Posted
10 minutes ago, Kurrodu1 said:

Nephew peru meda oka 1.5 lakh FD or MF cheyalanukuntunna.

Is it good idea?

Fixed Deposit or Mutual Fund or Index investment edi better?

 

mutual fund , its not for immediate use kada ?  instead do it in SIP's   5000 every month untill he turns 18

Posted
20 minutes ago, Kurrodu1 said:

Nephew peru meda oka 1.5 lakh FD or MF cheyalanukuntunna.

Is it good idea?

Fixed Deposit or Mutual Fund or Index investment edi better?

 

first of all..me nephew kosam ediaythe cheyali ani anukuntunnavo..daniki take a bow!!

  • Upvote 2
Posted

MF are subject to market risks :)

I think the one idea will be to buy some shares like RIL and then give him , after 10-15 years , they will be worth a lot more than FD most cases 

Be careful with MF , check the fees clearly , lekapothe thousands bokka padutundi..

Posted
26 minutes ago, Kurrodu1 said:

Nephew peru meda oka 1.5 lakh FD or MF cheyalanukuntunna.

Is it good idea?

Fixed Deposit or Mutual Fund or Index investment edi better?

 

Enni rojulu you want to lock in ??

Posted
15 minutes ago, Kool_SRG said:

Enni rojulu you want to lock in ??

18 to 20 yrs.

Posted
34 minutes ago, Kootami said:

mutual fund , its not for immediate use kada ?  instead do it in SIP's   5000 every month untill he turns 18

I like this idea.

SIPs manam ikkada undi cheyocha?

How to start?

Posted
12 minutes ago, BigB said:

first of all..me nephew kosam ediaythe cheyali ani anukuntunnavo..daniki take a bow!!

lol... kontha mandhi parents will push sons to do that indirect way lo..sis ki emaina petttu alteast vaaala kids ki bhaaaguntundhii bava happies ala....99%

 

1% vaaala wife doing emo for her family.. so ekkado ego hurt ayyii kontha mandhi chesthaaaru ila.. but anyway niece happy

 

Posted
3 minutes ago, Kurrodu1 said:

I like this idea.

SIPs manam ikkada undi cheyocha?

How to start?

yes cheyochu... easiest one is icici bank di . if you already have an account , otherwise zerodha or groww app eskotame

 

  • Upvote 1
Posted
23 minutes ago, Galactus said:

MF are subject to market risks :)

I think the one idea will be to buy some shares like RIL and then give him , after 10-15 years , they will be worth a lot more than FD most cases 

Be careful with MF , check the fees clearly , lekapothe thousands bokka padutundi..

Shares ante malli investment account open cheyali emo kada

Posted
36 minutes ago, Kootami said:

yes cheyochu... easiest one is icici bank di . if you already have an account , otherwise zerodha or groww app eskotame

 

Goalwise kooda. Mutual funds lo kooda regular and direct two types untaay

Invest in Direct fund to avoid charges. 

Posted

FDs manchi banks anni less than 5% return.

Returns unna bank ki vellali ante ethhese chance undi like Yes bank

  • Upvote 1
Posted
Just now, jamesbond said:

FDs manchi banks anni less than 5% return.

Returns unna bank ki vellali ante ethhese chance undi like Yes bank

way less than inflation

Posted
1 minute ago, jamesbond said:

FDs manchi banks anni less than 5% return.

Returns unna bank ki vellali ante ethhese chance undi like Yes bank

CITI_c$y  Ututhi bank

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