vatchesa Posted March 2, 2021 Report Share Posted March 2, 2021 Thakuva lo thakuva 2.5% with 2 points antunadu,,, 30yr ki evaraina 2.5% with no points unte cheppandi Quote Link to comment Share on other sites More sharing options...
ManOffSteel Posted March 2, 2021 Report Share Posted March 2, 2021 Best I heard is 2.75 with no points.. Quote Link to comment Share on other sites More sharing options...
idibezwada Posted March 2, 2021 Report Share Posted March 2, 2021 what are the bank fees? Quote Link to comment Share on other sites More sharing options...
Sye Posted March 2, 2021 Report Share Posted March 2, 2021 15 years 2% (refinance) chesaa last month No points 1000 credit towards closing (2k title fee aithe, vaadichina credit ponu, chethi ninchi 1k padindhi) and Escrow Quote Link to comment Share on other sites More sharing options...
vatchesa Posted March 2, 2021 Author Report Share Posted March 2, 2021 4 minutes ago, idibezwada said: what are the bank fees? Lender fee 1.5k Quote Link to comment Share on other sites More sharing options...
idibezwada Posted March 2, 2021 Report Share Posted March 2, 2021 Just now, Sye said: 15 years 2% (refinance) chesaa last month rich kids Quote Link to comment Share on other sites More sharing options...
vatchesa Posted March 2, 2021 Author Report Share Posted March 2, 2021 Last month telisina valu, 30yr ki 2.5% with 0 points and 1k lender credit vachindi Quote Link to comment Share on other sites More sharing options...
idibezwada Posted March 2, 2021 Report Share Posted March 2, 2021 1 minute ago, vatchesa said: Lender fee 1.5k the best i am able to get was 30 yrs @2.625 with $800 bank fee and 475 for appraisal or 2.75 with 0 bank fee and 2400 lender credit Quote Link to comment Share on other sites More sharing options...
Sye Posted March 2, 2021 Report Share Posted March 2, 2021 2 minutes ago, idibezwada said: rich kids anthe ledhu baa .. 401k loan theesukoni, adi refinance down payment ki petta .. so monthly payment meedha antha effect padakunda, repu eppudanna stocks amminappudu, aa loan pay chesthe paaye. Quote Link to comment Share on other sites More sharing options...
idibezwada Posted March 2, 2021 Report Share Posted March 2, 2021 Just now, Sye said: anthe ledhu baa .. 401k loan theesukoni, adi refinance down payment ki petta .. so monthly payment meedha antha effect padakunda, repu eppudanna stocks amminappudu, aa loan pay chesthe paaye. need more info on the 401k loan, interest enta? adi mana accountke pay avtadi kada? and say naku 50k unai anuko 401k accountlo, will the amount be still invested in the market? Quote Link to comment Share on other sites More sharing options...
quickgun_murugun Posted March 2, 2021 Report Share Posted March 2, 2021 41 minutes ago, vatchesa said: Thakuva lo thakuva 2.5% with 2 points antunadu,,, 30yr ki evaraina 2.5% with no points unte cheppandi recently refinance chesa 2.25 30yr fixed... no points.. if you are making good money... go for HELOC man... ee mortgages waste Quote Link to comment Share on other sites More sharing options...
idibezwada Posted March 2, 2021 Report Share Posted March 2, 2021 2 minutes ago, quickgun_murugun said: recently refinance chesa 2.25 30yr fixed... no points.. if you are making good money... go for HELOC man... ee mortgages waste please explain more noo...1st time vintunna ee HELOC gurinchi Quote Link to comment Share on other sites More sharing options...
quickgun_murugun Posted March 2, 2021 Report Share Posted March 2, 2021 2 minutes ago, idibezwada said: please explain more noo...1st time vintunna ee HELOC gurinchi oka thread eshna Quote Link to comment Share on other sites More sharing options...
Sye Posted March 2, 2021 Report Share Posted March 2, 2021 12 minutes ago, idibezwada said: need more info on the 401k loan, interest enta? adi mana accountke pay avtadi kada? and say naku 50k unai anuko 401k accountlo, will the amount be still invested in the market? interest rate 5% untadhi but aa interest amount nee account lone add avuddhi, total unna amount lo 40-50% loan theesukovachu. Fee untundi but depends on who is provider, for me they charged just $200 as a loan fee. You will loose any profits you get by investing it until you pay it back. Quote Link to comment Share on other sites More sharing options...
Sye Posted March 2, 2021 Report Share Posted March 2, 2021 13 minutes ago, quickgun_murugun said: recently refinance chesa 2.25 30yr fixed... no points.. if you are making good money... go for HELOC man... ee mortgages waste 2.25 with no points for 30 years is superb deal Quote Link to comment Share on other sites More sharing options...
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