Credit card debt on SSN

[Sri_247]

Hi,

Ten years ago when I lived in the U.S as an international student, I accumulated credit card debt and left the country without paying due to financial hardship. I am unable to check my credit report to know what happened to them. Is it true that negative items falls of the credit report after 7 years ? If I return to the U.S. in the future, will I be able to get an apartment, phone, bank account....etc. without problems ?

[pahelwan]

Ya after 7 years you are good. Malla vachi appulu cheyochu

[HugoStrange]

3 hours ago, Sri_247 said:

Hi,

Ten years ago when I lived in the U.S as an international student, I accumulated credit card debt and left the country without paying due to financial hardship. I am unable to check my credit report to know what happened to them. Is it true that negative items falls of the credit report after 7 years ? If I return to the U.S. in the future, will I be able to get an apartment, phone, bank account....etc. without problems ?

credit karma lo account create chesukuni chusko bro. Mostly 7 years taruvatha nee credit history lo nundi pothai anni. Aa credit card vallu aa appu ni vere vallaku ammesintaru. U will have some issues with apartment and phone. Bank account easy ga ne vasthundi and credit cards kuda koncham problem avuthai. Mostly emi issues avavu

[Anta Assamey]

4 hours ago, Sri_247 said:

Hi,

Ten years ago when I lived in the U.S as an international student, I accumulated credit card debt and left the country without paying due to financial hardship. I am unable to check my credit report to know what happened to them. Is it true that negative items falls of the credit report after 7 years ? If I return to the U.S. in the future, will I be able to get an apartment, phone, bank account....etc. without problems ?

Yes after 7 years it will fall off your credit report... Phone is not a problem ... Apartment if you think you have a problem then ask someone you know up cosign

[Dilraju11]

5 hours ago, Sri_247 said:

Hi,

Ten years ago when I lived in the U.S as an international student, I accumulated credit card debt and left the country without paying due to financial hardship. I am unable to check my credit report to know what happened to them. Is it true that negative items falls of the credit report after 7 years ? If I return to the U.S. in the future, will I be able to get an apartment, phone, bank account....etc. without problems ?

dabbulu eggotava 

[amazon]

2 hours ago, HugoStrange said:

credit karma lo account create chesukuni chusko bro. Mostly 7 years taruvatha nee credit history lo nundi pothai anni. Aa credit card vallu aa appu ni vere vallaku ammesintaru. U will have some issues with apartment and phone. Bank account easy ga ne vasthundi and credit cards kuda koncham problem avuthai. Mostly emi issues avavu

Bank account same credit card bank tho vastada?

I mean CC bofa untay, malle bofa lo account open cheyocha? Em pblm undada?

[HugoStrange]

34 minutes ago, amazon said:

Bank account same credit card bank tho vastada?

I mean CC bofa untay, malle bofa lo account open cheyocha? Em pblm undada?

mostly cheyochu, Bofa okkate kadu ga bank undedi. U have 10 more options, vadu evanu ante inkokati thisuko. 

They would have sold ur debt long ago, like 2 years after u went to India

[Predator]

did the collection agencies not try to reach you via email, phone or other communication channels ?

[ShruteSastry]

7 hours ago, Sri_247 said:

Hi,

Ten years ago when I lived in the U.S as an international student, I accumulated credit card debt and left the country without paying due to financial hardship. I am unable to check my credit report to know what happened to them. Is it true that negative items falls of the credit report after 7 years ? If I return to the U.S. in the future, will I be able to get an apartment, phone, bank account....etc. without problems ?

entha eeskuni vellav bruh

[Sarvapindi]

1 hour ago, amazon said:

Bank account same credit card bank tho vastada?

I mean CC bofa untay, malle bofa lo account open cheyocha? Em pblm undada?

malla vanike esaru pedtava vaa...

[Joker_007]

8 hours ago, Sri_247 said:

Hi,

Ten years ago when I lived in the U.S as an international student, I accumulated credit card debt and left the country without paying due to financial hardship. I am unable to check my credit report to know what happened to them. Is it true that negative items falls of the credit report after 7 years ? If I return to the U.S. in the future, will I be able to get an apartment, phone, bank account....etc. without problems ?

I believe checking your credit report will not give you full info.. most of the times the credit card agencies will send it to collection agencies and these agencies will set an alert on your SSN (not legally) based on the amount you took.. atmost they will sue you for the moeny thats all...