Intiki entha afford cheyochu

[ramabeer]

Suppose oka couple undi

total household 180k  chilar oste 

entha budget house ki povachu sodarulara

[csrcsr]

Don't worry about others bro nee priority needi 

[ramabeer]

3 minutes ago, csrcsr said:

Don't worry about others bro nee priority needi 

Priority kadu vuuu

experienced home owners ki e question Ardam avthadi vuuu

[Thokkalee]

Take home lo 30-40 % pettochhu… have 3 months of reserves… make sure that you contribute at least 10% of your salary to your 401k too.. 

of course, I know people who are paying 60% of their take home to mortgage… to each their own calculations of course.. 

[Peddayana]

I like to keep it less than 3x gross income , but nee istham man

[csrcsr]

39 minutes ago, ramabeer said:

Priority kadu vuuu

experienced home owners ki e question Ardam avthadi vuuu

Eee market lo emi chepalemu bro my friend bought by paying 10% down at mountain house 18 months back for 630 the same house is going 880k now , antha mortgage pay cheyadam at mountain house not good ani andaru anaru including me

But end result he did good so no one can tell in this Maya market

[Hydrockers]

Ee state oo kuda seppi savali ga

Over to @Spartan and @vampire

[nokia123]

4 hours ago, csrcsr said:

Eee market lo emi chepalemu bro my friend bought by paying 10% down at mountain house 18 months back for 630 the same house is going 880k now , antha mortgage pay cheyadam at mountain house not good ani andaru anaru including me

But end result he did good so no one can tell in this Maya market

Inka enni rojulu ila paiki pothundhi man. It will have to come down later. 
kaani aa time ki interest rates peruguthayi. Eventually all will pay same emi irrespective of house price 

[csrcsr]

3 hours ago, nokia123 said:

Inka enni rojulu ila paiki pothundhi man. It will have to come down later. 
kaani aa time ki interest rates peruguthayi. Eventually all will pay same emi irrespective of house price 

Forget interest rates point it will go down or it might come up its always fluctuating 

House buying ki especially last 12 months there is no logic the way they went up especially in some areas of the bay adi cheptuna people made 250k in some areas within just 12 months

Some areas like mountain house 35% in 18 months can you imagine?? No investor or any relaestate guru has predicted this even many were  laughing at people buying 650 at mountain house including me 

Matter of 5 months lo dublin pleasantoj lo 200k overbid I am.trying to say there is no logic some times luck matters

[HugoStrange]

10 hours ago, ramabeer said:

Suppose oka couple undi

total household 180k  chilar oste 

entha budget house ki povachu sodarulara

depends on the state and property tax too. for example VA lo 1% tax ayithe Texas lo 2% tax. Remember its a big amount. 600k home first case lo ayithe permonth 500 tax paduthundi ade TX lo ayithe 1k paduthundi. Total EMI chusuko. Banks general ga upto 60% of ur monthly in hand pay ki loans vasthai. But not advisable. 

[Sarvapindi]

11 hours ago, ramabeer said:

Suppose oka couple undi

total household 180k  chilar oste 

entha budget house ki povachu sodarulara

location ekkada raja?

[Sarvapindi]

1 hour ago, HugoStrange said:

depends on the state and property tax too. for example VA lo 1% tax ayithe Texas lo 2% tax. Remember its a big amount. 600k home first case lo ayithe permonth 500 tax paduthundi ade TX lo ayithe 1k paduthundi. Total EMI chusuko. Banks general ga upto 60% of ur monthly in hand pay ki loans vasthai. But not advisable. 

600k house ki..monthly entha 10gipothay ba.. emi, tax  inka emanna untaya?  

[Sarvapindi]

2 hours ago, csrcsr said:

Forget interest rates point it will go down or it might come up its always fluctuating 

House buying ki especially last 12 months there is no logic the way they went up especially in some areas of the bay adi cheptuna people made 250k in some areas within just 12 months

Some areas like mountain house 35% in 18 months can you imagine?? No investor or any relaestate guru has predicted this even many were  laughing at people buying 650 at mountain house including me 

Matter of 5 months lo dublin pleasantoj lo 200k overbid I am.trying to say there is no logic some times luck matters

ee lekkana CA la nen illu konalante lottery tagilithe gani konalen

[Sarvapindi]

2 hours ago, csrcsr said:

Forget interest rates point it will go down or it might come up its always fluctuating 

House buying ki especially last 12 months there is no logic the way they went up especially in some areas of the bay adi cheptuna people made 250k in some areas within just 12 months

Some areas like mountain house 35% in 18 months can you imagine?? No investor or any relaestate guru has predicted this even many were  laughing at people buying 650 at mountain house including me 

Matter of 5 months lo dublin pleasantoj lo 200k overbid I am.trying to say there is no logic some times luck matters

Only ground floor unde houses enthunnay ba ipudu..old houses ..

[Sarvapindi]

10 hours ago, csrcsr said:

Eee market lo emi chepalemu bro my friend bought by paying 10% down at mountain house 18 months back for 630 the same house is going 880k now , antha mortgage pay cheyadam at mountain house not good ani andaru anaru including me

But end result he did good so no one can tell in this Maya market

Kaka mana area la fireworks ekkada sudachu seppu jara?