Credit score ekkada chusukuntaaru

[Fish]

Credit karma lo 791 chupisthundi, BOFA and Discover lo 100 points less chupisthundi….how do loan office determine our credit scores for buying car or home 

[DesiPokiri]

791 aa holy

[Fish]

3 minutes ago, DesiPokiri said:

791 aa holy

That’s credit karma score and I don’t trust it 

BOFA lo 693 chupisthundi 

[DesiPokiri]

Just now, Fish said:

That’s credit karma and I don’t trust it 

BOFA lo 693 chupisthundi 

Then adhe score. 791 is quite unrealistic 

[Fish]

16 minutes ago, DesiPokiri said:

Then adhe score. 791 is quite unrealistic 

just wanted to know how people determine their credit score 

[DesiPokiri]

2 minutes ago, Fish said:

just wanted to know how people are determined their credit score 

Question isn’t clear. Ask in detail 

[DesiPokiri]

3 minutes ago, Fish said:

just wanted to know how people are determined their credit score 

3 things.

no missed payment 

using 30% of entire credit cards limit

Don’t max of out any card. Only use 89%

that easily puts you above 720

[hathirambalaji]

4 minutes ago, DesiPokiri said:

Then adhe score. 791 is quite unrealistic 

Growup ra arsehole .. 791 enduku ra unrealistic? 

820 credit score ikkada from transunion..

teliyakapothe moosuku kurcho..

[HEROO]

9 minutes ago, Fish said:

That’s credit karma score and I don’t trust it 

BOFA lo 693 chupisthundi 

Credit karma lo equifax and transuinon scores untay

for experian score you can directly register in experian site , three scores are totally different usaully credit karma lo 10-20 points more vundochu if it is 100 point different then it might be experian score

 

loan officers usually pulls credit history from all three 

[HEROO]

10 minutes ago, DesiPokiri said:

Then adhe score. 791 is quite unrealistic 

Mine is 800+  
 

usually most of the desis (70%) will have that score morthan 760 + 

[thanks]

820 here after 2 years discipline clearing nearly 60K credit card debt 💪

[Fish]

12 minutes ago, DesiPokiri said:

Question isn’t clear. Ask in detail 

Sorry multi tasking chesthu wrong raasanu 

andaru ela decide chesthaaru that this is my credit score ani ?

[Fish]

5 minutes ago, thanks said:

820 here after 2 years discipline clearing nearly 60K credit card debt 💪

Congrats 

is it on credit karma? Where do you usually see 

[Fish]

9 minutes ago, HEROO said:

Credit karma lo equifax and transuinon scores untay

for experian score you can directly register in experian site , three scores are totally different usaully credit karma lo 10-20 points more vundochu if it is 100 point different then it might be experian score

 

loan officers usually pulls credit history from all three 

will they average all our 3 credit bureau scores to determine our final score….I just wanted to know how they determine 

[thanks]

1 minute ago, Fish said:

Congrats 

is it on credit karma? Where do you usually see 

Experian