8 hours ago, Spartan said:

NJ lo 3%
PA lo 2 to 2.75% normal 

16 hours ago, golmaalgovindam said:

Evaraina chesaara ? What’s the current interest rate bayata lenders offering ?

jan/feb lo undachu naa closing … lock chesthe emaina konchem save avthana or wait chesi ARM velthe better aa …

regular loan ki 90 day before lock …ARM ki 60 day before rate lock …

Mari 90 day 60 day lock period will not help you in anyway for your closing in Jan/Feb

1 hour ago, jaathiratnalu said:

NJ lo 3%
PA lo 2 to 2.75% normal 

Is it true ? 

10 hours ago, csrcsr said:

my point is 700 home in Texas ki million home in ca ki same payment emo anukuntuna

Frisco lo property tax takkuva … Elite areas chala unnay . Top schools decent infrastructure.

okka desi crap ekkuva anthey otherwise it’s a very good place in Texas. 

16 hours ago, golmaalgovindam said:

Evaraina chesaara ? What’s the current interest rate bayata lenders offering ?

jan/feb lo undachu naa closing … lock chesthe emaina konchem save avthana or wait chesi ARM velthe better aa …

regular loan ki 90 day before lock …ARM ki 60 day before rate lock …

Go with ARM baa..30 years intrest rates is too high 

37 minutes ago, athili_duvva_combo said:

Mari 90 day 60 day lock period will not help you in anyway for your closing in Jan/Feb

Current lender extra fee ki extended rate lock chestha antunnadu le for 6.5 

6 minutes ago, golmaalgovindam said:

Current lender extra fee ki extended rate lock chestha antunnadu le for 6.5 

Lender through. Always high untay prices 

17 hours ago, Variety_Pullayya said:

only for 1st year ?

nope. for all 30 years. 

14 hours ago, golmaalgovindam said:

500k loan amount 

mortgage 3100$

closing cost ki 30k Dhaka avthudhi 

30 years idhe loan amount tho aithe kaadhu … refinance cheskuntam kadha

 

bro aa 3100 not include property tax, HOA and insurence anukunta, cross check once. 

4 hours ago, athili_duvva_combo said:

Is it true ? 

Yes bro,  property taxe rate ki bayapade pakka state lo house teesukunna 

3 hours ago, jaathiratnalu said:

Yes bro,  property taxe rate ki bayapade pakka state lo house teesukunna 

Texas kanna ekkuva undi kada property taxes ! 

6 hours ago, bulreddy said:

bro aa 3100 not include property tax, HOA and insurence anukunta, cross check once. 

Yeah including all 3600 avthundhi 

Rich people kastaluuu

23 hours ago, Thokkalee said:

Refinance costs 3-5% of the loan amount as closing costs… it is not cheap unless the rate goes very low.. 

Also, you pay more interest on refinancing a loan.. the total cost of the loan is more.. 

do we get some percentage back? I mean just like how a realtor shares some percentage of commission while closing a house?

1 hour ago, prince143 said:

do we get some percentage back? I mean just like how a realtor shares some percentage of commission while closing a house?

Why will a realtor gives you cash back when you refinance a loan? Realtor is not involved as there is no sale here..