Credit card points oka question

[vamprie]

if we buy something through credit card, we get points, 

if we return them will the points loss?

alagauthay Costco lo oka oka 10k koni tirigi oka 2 months lo ichesthe free points kadha..just a thought.

Just reding through points pothayi return chesthe then in that case taking in GIFT Cards would be idle right?

[Raja_Returns]

Ya nenu monthly oka 3k worth items koni ennakki istha atla vachina points thone year end lo oka trip ki potha

Go head bro enaki tirigi chusukovalsina pain ledu 

 

[vamprie]

8 minutes ago, Raja_Returns said:

Ya nenu monthly oka 3k worth items koni ennakki istha atla vachina points thone year end lo oka trip ki potha

Go head bro enaki tirigi chusukovalsina pain ledu 

 

[NeneRajuNeneManthri]

8 hours ago, vamprie said:

if we buy something through credit card, we get points, 

if we return them will the points loss?

alagauthay Costco lo oka oka 10k koni tirigi oka 2 months lo ichesthe free points kadha..just a thought.

Just reding through points pothayi return chesthe then in that case taking in GIFT Cards would be idle right?

My chase card subtracts for refunds. 

[vamprie]

1 hour ago, NeneRajuNeneManthri said:

My chase card subtracts for refunds. 

Yeah thats what I am reading too. 

[Tillu143]

Do not do unnecessary buy and return dude. Already our desis are exploiting to the core. This will become more negative and hatred towards us.

[yemdoing]

52 minutes ago, Tillu143 said:

Do not do unnecessary buy and return dude. Already our desis are exploiting to the core. This will become more negative and hatred towards us.

desis are pilla baccha in return yevvaram. Tellollu chesedi asalu kadapadadu manaki.

6 months shoes use chesi , smooth ga matladi return chestharu. Mana desis ki a charm ledu , Maximum 30 days return policy ki 32nd ki return kosam gadava chestharu anthey.

 

[phatposts]

When returning the points get deducted. 

There are so many things to consider. This is not a loop hole, a deliberate act. Adi ardham chesuko. 

Cheyyala leda anedi nee decision. 

Some stores allow the returns to be processed on a different card including a debit card. That way the charge and returns are separate. Dont use your primary bank for this. Too many refunds (aka credits) in a checking account without comparable spend (purchases) could lead to an audit. 

edo saradaki 2-3k chesthe em kaadu imo. If you make it a habitual exercise, plan well. 

This is absolutely a grey area and you should decide whether you are comfortable doing it or not. 

Research more, you will stumble upon interesting tidbits. Keep the disco here, no DMs on this plz 🙏

[sreenidhee]

3 hours ago, phatposts said:

When returning the points get deducted. 

There are so many things to consider. This is not a loop hole, a deliberate act. Adi ardham chesuko. 

Cheyyala leda anedi nee decision. 

Some stores allow the returns to be processed on a different card including a debit card. That way the charge and returns are separate. Dont use your primary bank for this. Too many refunds (aka credits) in a checking account without comparable spend (purchases) could lead to an audit. 

edo saradaki 2-3k chesthe em kaadu imo. If you make it a habitual exercise, plan well. 

This is absolutely a grey area and you should decide whether you are comfortable doing it or not. 

Research more, you will stumble upon interesting tidbits. Keep the disco here, no DMs on this plz 🙏

most of the stores updated on this. don't think now it is possible. 

[vamprie]

4 hours ago, phatposts said:

When returning the points get deducted. 

There are so many things to consider. This is not a loop hole, a deliberate act. Adi ardham chesuko. 

Cheyyala leda anedi nee decision. 

Some stores allow the returns to be processed on a different card including a debit card. That way the charge and returns are separate. Dont use your primary bank for this. Too many refunds (aka credits) in a checking account without comparable spend (purchases) could lead to an audit. 

edo saradaki 2-3k chesthe em kaadu imo. If you make it a habitual exercise, plan well. 

This is absolutely a grey area and you should decide whether you are comfortable doing it or not. 

Research more, you will stumble upon interesting tidbits. Keep the disco here, no DMs on this plz 🙏

Then take 10000$ one transaction and return it. 

DOnt use it example diamond neckalce and return as it was before simple

[Rone123]

Remember one thing, banks employ smart people in fraud detection. You are always being watched, don’t be stupid.
They keep silent because they hope  you will be a positive value customer in future. Once that hope is lost, they will cut you off immediately.

[phatposts]

On 11/18/2022 at 3:25 PM, vamprie said:

Then take 10000$ one transaction and return it. 

DOnt use it example diamond neckalce and return as it was before simple

Now a days many stores send returned jewelry to an inspection company to make sure the diamonds are not replaced. They do charge a fee for that and many times pass that on to the customer. Consider that.

[phatposts]

On 11/18/2022 at 3:06 PM, sreenidhee said:

most of the stores updated on this. don't think now it is possible. 

Think harder and deep. 

[HugoStrange]

On 11/17/2022 at 9:30 PM, vamprie said:

if we buy something through credit card, we get points, 

if we return them will the points loss?

alagauthay Costco lo oka oka 10k koni tirigi oka 2 months lo ichesthe free points kadha..just a thought.

Just reding through points pothayi return chesthe then in that case taking in GIFT Cards would be idle right?

naku citi costco lo ilatinde jariginid, vadu 2% back isthadu ga, flight tickets koni cancle cheyalsi vachindi, in the mean time yearly return check was mailed. next year lo -28 tho start ayindi points/dollars

[vamprie]

3 hours ago, HugoStrange said:

naku citi costco lo ilatinde jariginid, vadu 2% back isthadu ga, flight tickets koni cancle cheyalsi vachindi, in the mean time yearly return check was mailed. next year lo -28 tho start ayindi points/dollars

Yeah adhe vundhi online lo