car insurance prices spiked ?

[gudboy]

GEICO vadu nadi 200$ penchadu premium for 6 months..adigithe used car prices went up due to covid so to cover your car we have increase price annadu..same with farmers, statefarm and progressive

 

 

 

 

[yemdoing]

11 minutes ago, gudboy said:

GEICO vadu nadi 200$ penchadu premium for 6 months..adigithe used car prices went up due to covid so to cover your car we have increase price annadu..same with farmers, statefarm and progressive

 

 

 

 

yeah.. inflation, labor costs, spare parts cost all went up antadu

[VakeelSab]

5 hours ago, Abhagyudu said:

Switched to progressive..Geico increased 50%..

how is progressive insurance and can we take it  

[VakeelSab]

Progressive is cheap and geico is expensive. Progressive cancellation ki charge vndi

[yemdoing]

On 12/6/2022 at 2:48 PM, VakeelSab said:

Progressive is cheap and geico is expensive. Progressive cancellation ki charge vndi

progressive quoted less than what I am paying now. Tisukovaccha ani thinking 

[VakeelSab]

47 minutes ago, yemdoing said:

progressive quoted less than what I am paying now. Tisukovaccha ani thinking 

take it bro cheap ga vasthe. 

[chingchang]

2 hours ago, yemdoing said:

progressive quoted less than what I am paying now. Tisukovaccha ani thinking 

Ye progressive is a good  company.. Take it 

[chingchang]

On 12/6/2022 at 1:10 PM, nosugarplease said:

i am on the same topic this week  - what actually is best combination?

biggest question is bodily injury liability/property liability - i used to do 100/300/100K
also, uninsured motorist/underinsured motorist - used to do 100/200
Are these amounts really needed? I can reduce these to 15/30/15K bringing 6 months cost down by $100-150.

one thing I read is that usually comprehensive is for smaller repairs - so keep deductibel low - like 500 or 250.
collision is for big repairs - so high is ok - like 1000
rental car, emer road service etc are personal preferences and also dont cost that much.

bodily injury is for other driver if you are at fault .. You can reduce to state required minimum but if the other driver claims more than your limit, you end up paying from your pocket. To be safe, it is better to take 100k/300k . Same applies for property liability. 

 

uninsured/underinsured protects your car incase if other driver doesnt have enough coverage .. It is again personal decision but it is usually cheap for 100/300K