Where to invest this new year

[Peruthopaniemundhi]

4 minutes ago, macha said:

Everything looks good how ever there are more disadvantages in 529 than advantages … I am on do not invest in 529

Agree.. pillalu ekkada chadvutharo theliyanappudu etyla invest cheystham..

[One_Naani]

as per new changes we can transfer unused funds to roth ira ani vinna... but by the time we really transfer rule might change 

[beerboy17]

5 hours ago, macha said:

Everything looks good how ever there are more disadvantages in 529 than advantages … I am on do not invest in 529

@machawhy do you think there are disadvantages on the 529 , with moderate growth you get 8percent returns atleast..

[Peruthopaniemundhi]

23 minutes ago, beerboy17 said:

@machawhy do you think there are disadvantages on the 529 , with moderate growth you get 8percent returns atleast..

1. The 529 assets count against the account holder when applying for a financial aid package,” says Mark Charnet, founder and CEO of American Prosperity Group in Pompton Plains, New Jersey. “The greater the assets in the plan, the less aid is available from grants, loans and financial scholarships.”
2. Fees may be higher than they otherwise would be if you had a wider selection of options — another part of the downside of limited investment options. Your state 529 plan may offer only relatively high-cost ETF index funds, for example. And with low-return options such as bond funds, a higher expense ratio can really hurt the total return.

These funds charge an expense ratio as a percentage of the amount you have invested in them. Higher-cost funds might charge you 0.5 percent or more annually, or about $50 for every $10,000 invested. That might not seem like a lot, but low-cost funds today are priced under 0.1 percent, or $10 for every $10,000 invested.

Also, don’t forget that as your money grows, you’ll be paying more each year for the fund. And this expense can nibble away at your returns over time.
3. a parent might withdraw a full year’s tuition at the start of the school year in fall. However, only one semester’s tuition is due then, while tuition for the spring semester is due at the start of the following calendar year. So this extra withdrawal would incur regular taxes plus the bonus penalty, even though the parent had every intention of using it for qualified expenses.

[macha]

25 minutes ago, beerboy17 said:

@machawhy do you think there are disadvantages on the 529 , with moderate growth you get 8percent returns atleast..

Let’s say your kids get fully paid for college …  You should use only against education right ? Or pay higher taxes to get partial money..

[CNR]

Don’t invest in US. Lot of people lost so much money on stocks and real estate this year. Keep the money till next year and invest in 2024. If choice is US

I tempted to say invest in India lands In Hyderabad or Telangana cities surrounding areas. Don’t invest in Andhra, there is really nothing to look forward in Andhra other than stupid caste discrimination 

[tables]

1 hour ago, CNR said:

Don’t invest in US. Lot of people lost so much money on stocks and real estate this year. Keep the money till next year and invest in 2024. If choice is US

I tempted to say invest in India lands In Hyderabad or Telangana cities surrounding areas. Don’t invest in Andhra, there is really nothing to look forward in Andhra other than stupid caste discrimination 

Hyderabad lo ekkada invest cheyalo kuda cheppu. 

[CNR]

2 hours ago, tables said:

Hyderabad lo ekkada invest cheyalo kuda cheppu. 

Basic research cheye dude

[Narcos]

19 hours ago, DesiPokiri said:

I don’t give a fck abt bojja chiru I only invest on loser son of nandamuri families potta mokshagna bro 

 

 

veedenti uncle laga unnadu

[realIty_langa]

19 minutes ago, Narcos said:

veedenti uncle laga unnadu

Rey burada kappuurrr kvp ga . Mee bojja sirio gadu chudu yela vunnado

[tables]

13 minutes ago, realIty_langa said:

Rey burada kappuurrr kvp ga . Mee bojja sirio gadu chudu yela vunnado

Photoshopped