Jaggadonga Posted January 30, 2023 Report Posted January 30, 2023 On 1/2/2023 at 4:26 PM, pendurthi babu said: Mine is 915 per year..5 years back aig lo teesukunna 35 year term.. Company details..... insurance amount. Medical exam needed? Quote
Jaggadonga Posted January 30, 2023 Report Posted January 30, 2023 On 1/2/2023 at 1:06 PM, megadheera said: 5 yrs back teesukunna for 1M paying 850 per year. Details pls..... Medical exam required? Quote
megadheera Posted January 30, 2023 Report Posted January 30, 2023 1 hour ago, Jaggadonga said: Details pls..... Medical exam required? Yes. I went through local agent Quote
Jaggadonga Posted January 30, 2023 Report Posted January 30, 2023 25 minutes ago, megadheera said: Yes. I went through local agent Thanks bhayya....medical test ante em check chesaru. Insurance enti Quote
San_K Posted January 30, 2023 Report Posted January 30, 2023 3 hours ago, Jaggadonga said: Medical exam required ah? Em check cheatharu medical exam lo? Yes. Blood test main ga. Quote
Jaggadonga Posted January 30, 2023 Report Posted January 30, 2023 1 minute ago, San_K said: Yes. Blood test main ga. If you have cholesterol, diabetes, high blood pressure....will that affect your policy denial or premium amount? Just trying to understand what they mainly check for. I have high BP ~130-135 and LDL 108 Quote
San_K Posted January 30, 2023 Report Posted January 30, 2023 4 minutes ago, Jaggadonga said: If you have cholesterol, diabetes, high blood pressure....will that affect your policy denial or premium amount? Just trying to understand what they mainly check for. I have high BP ~130-135 and LDL 108 I think yes.. Underwriter will check all of them while writing a policy. Quote
Jaggadonga Posted January 30, 2023 Report Posted January 30, 2023 1 minute ago, San_K said: I think yes.. Underwriter will check all of them while writing a policy. Thanks Quote
pendurthi babu Posted February 1, 2023 Report Posted February 1, 2023 On 1/30/2023 at 9:32 AM, Jaggadonga said: Company details..... insurance amount. Medical exam needed? Aig ..1 M$..medical examm.. yes Quote
chantigaduUS Posted February 1, 2023 Report Posted February 1, 2023 On 1/2/2023 at 12:06 PM, megadheera said: 5 yrs back teesukunna for 1M paying 850 per year. why do you guys take life insurance?? most employers have basic life insurance right..you can do enhanced Life insurance thru employer for little dollars Quote
chantigaduUS Posted February 1, 2023 Report Posted February 1, 2023 On 1/2/2023 at 11:46 AM, Googlie said: 35 years ki 1 million life insurance enta vuntundi premium per month? aig lo quote tesukunte $130 per month ani cheptunadu for 30 year’s time chala ekkuva anipinchindi costs inte vuntaya throw some light please nee employer benefits lo check cheyi..most decent size and big employers give based life insurance..for additional little dollars you can get enhanced coverage Quote
MPSBC Posted February 1, 2023 Report Posted February 1, 2023 45 minutes ago, chantigaduUS said: why do you guys take life insurance?? most employers have basic life insurance right..you can do enhanced Life insurance thru employer for little dollars Because life insurance with employer will get lapsed once employee moves out. Quote
megadheera Posted February 1, 2023 Report Posted February 1, 2023 7 hours ago, chantigaduUS said: why do you guys take life insurance?? most employers have basic life insurance right..you can do enhanced Life insurance thru employer for little dollars If you stick with same employer till 60 years age then it is ok. But if you change your job at the age of 40 then you have to pay more dollars to get through employer or outside 1 Quote
Jaggadonga Posted February 1, 2023 Report Posted February 1, 2023 7 hours ago, chantigaduUS said: nee employer benefits lo check cheyi..most decent size and big employers give based life insurance..for additional little dollars you can get enhanced coverage Our company provides basic insurance for 120k. I can have another 120k. But I feel that amount is not enough to your family if something happens to you in mid 40's Quote
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