Moved 50 % of 401k to stable bonds fund

[Aamphat]

nakenduko ee rally toophan vache mundhu akasam prasantamga untadi type la anipistunsdi. 

[pandemkodi]

Anthega .. this is pulling every retailer 

[hydusguy]

all these days most of the retailers stopped looking into stocks  .. noow everyone started getting to it .. bc9z of one month

[capitalist]

Actually I moved 100% of my 401k to stable value fund which returns 3.5%(guaranteed, employer fund) about a week ago, missed this massive rally but no regrets.

[k2s]

55 minutes ago, Aamphat said:

nakenduko ee rally toophan vache mundhu akasam prasantamga untadi type la anipistunsdi. 

chatgpt ila cheppindi bro 

The decision to move funds from your 401(k) to a stable bond fund or any other investment option is a personal one and depends on your individual financial goals, risk tolerance, and overall investment strategy.

While bond funds are generally considered to be less volatile than stock funds and may provide a degree of stability, they also generally offer lower returns compared to stock funds over the long term. Moving a portion of your 401(k) to bonds may provide some diversification and help to reduce risk in your overall portfolio, but it's important to keep in mind that all investments carry some degree of risk.

It's also important to consider the impact of any changes to your 401(k) on your long-term retirement savings. Moving funds from a stock fund to a bond fund could impact your overall returns, which could have a significant impact on your retirement savings over time.

Before making any changes to your 401(k), it's recommended to consult with a financial advisor or a retirement planning specialist to assess your financial situation and determine the best investment strategy for you

[akkum_bakkum]

54 minutes ago, Aamphat said:

nakenduko ee rally toophan vache mundhu akasam prasantamga untadi type la anipistunsdi. 

Idi...realization! Did it last year. Anuvugaani chota adhikula manaraadu.

[Manishican]

Market still going strong because this is a fed induced slowdown and fed can flip it easily. As everyone knows this, Market going up.

[phatposts]

bad call OP. long run lo this will be a bad decision. 

[Pandubabu]

2 hours ago, Aamphat said:

nakenduko ee rally toophan vache mundhu akasam prasantamga untadi type la anipistunsdi. 

Don't play  with 401k. Even if you are a good market timer , by the time you update your investment strategy which takes 1-2 paychecks at least , the big bull rally will be over ...

[Aamphat]

2 hours ago, Pandubabu said:

Don't play  with 401k. Even if you are a good market timer , by the time you update your investment strategy which takes 1-2 paychecks at least , the big bull rally will be over ...

 

3 hours ago, phatposts said:

bad call OP. long run lo this will be a bad decision. 

no 401k existing money kovement with in one business day aipotadi. if market goes down by 3-4 % in the next 1-2 weeks I will kove it back. Futures are already down 0.50 %. na 401k mottam s&p llinked. s&p had to fill the gap at 3500 adi sure

[phatposts]

23 minutes ago, Aamphat said:

 

no 401k existing money kovement with in one business day aipotadi. if market goes down by 3-4 % in the next 1-2 weeks I will kove it back. Futures are already down 0.50 %. na 401k mottam s&p llinked. s&p had to fill the gap at 3500 adi sure

alage

[Pandubabu]

22 minutes ago, Aamphat said:

 

no 401k existing money kovement with in one business day aipotadi. if market goes down by 3-4 % in the next 1-2 weeks I will kove it back. Futures are already down 0.50 %. na 401k mottam s&p llinked. s&p had to fill the gap at 3500 adi sure

Agree with monet movement part .. good luck if your are confident with timing .I personally had bad experiences 

[Sambavami yugeyuge]

Bad call. Don’t try to time the market with 401K. Put in a good index( s&p or total market) fund and keep adding. 

[SwamyRaRa]

On 2/2/2023 at 9:41 PM, Sambavami yugeyuge said:

Bad call. Don’t try to time the market with 401K. Put in a good index( s&p or total market) fund and keep adding. 

Suggest some funds 

[nag]

On 2/2/2023 at 4:31 PM, capitalist said:

Actually I moved 100% of my 401k to stable value fund which returns 3.5%(guaranteed, employer fund) about a week ago, missed this massive rally but no regrets.

3.5% per year returns icche fund enti Capitalist ?