Term Insurance

[kittu_123]

Hi,

I'm new to term/life insurance. I got term insurance quotes after blood work. 35 Male,Type-2 diabetic, H1ABC-6.1 test results. Taking medication last 3 years.

     -35years-1Mil coverage for $161 monthly

     -30 years -1 Mil coverage for $130 monthly

Quotes are looks expensive for me. I need inputs from guys who already took term insurance whether should i go with these quotes or look for other quotes from different Insurance companies. 

I'm already working towards to reduce tablets and get healthy. 

Thanks                                         

[bankris]

59 minutes ago, kittu_123 said:

Hi,

I'm new to term/life insurance. I got term insurance quotes after blood work. 35 Male,Type-2 diabetic, H1ABC-6.1 test results. Taking medication last 3 years.

     -35years-1Mil coverage for $161 monthly

     -30 years -1 Mil coverage for $130 monthly

Quotes are looks expensive for me. I need inputs from guys who already took term insurance whether should i go with these quotes or look for other quotes from different Insurance companies. 

I'm already working towards to reduce tablets and get healthy. 

Thanks                                         

36 Male.. no health issues. I got AIG term life insurance for $78 per month (paying annually) for 1Million coverage. Term is 35 years.

Aithey.. I'm paying annually. That got me a discount. 

Edited May 31, 2023 by bankris
more details

[hydusguy]

1 hour ago, kittu_123 said:

Hi,

I'm new to term/life insurance. I got term insurance quotes after blood work. 35 Male,Type-2 diabetic, H1ABC-6.1 test results. Taking medication last 3 years.

     -35years-1Mil coverage for $161 monthly

     -30 years -1 Mil coverage for $130 monthly

Quotes are looks expensive for me. I need inputs from guys who already took term insurance whether should i go with these quotes or look for other quotes from different Insurance companies. 

I'm already working towards to reduce tablets and get healthy. 

Thanks                                         

go annually for 35yrs.. only AIG gives 35yrs.

costly its yearl 1900 only.. u have pre existing

[paaparao]

57 minutes ago, hydusguy said:

go annually for 35yrs.. only AIG gives 35yrs.

costly its yearl 1900 only.. u have pre existing

where do you buy AIG term?

[hydusguy]

3 minutes ago, paaparao said:

where do you buy AIG term?

you can buy with aig

[kittu_123]

1 hour ago, hydusguy said:

go annually for 35yrs.. only AIG gives 35yrs.

costly its yearl 1900 only.. u have pre existing

protective is offering 35 years.

[ranam_007]

whole life aite better. term lapse at some point

[sarvayogi]

what is difference between term insurance and life insurance

[Aquaman]

9 hours ago, kittu_123 said:

Hi,

I'm new to term/life insurance. I got term insurance quotes after blood work. 35 Male,Type-2 diabetic, H1ABC-6.1 test results. Taking medication last 3 years.

     -35years-1Mil coverage for $161 monthly

     -30 years -1 Mil coverage for $130 monthly

Quotes are looks expensive for me. I need inputs from guys who already took term insurance whether should i go with these quotes or look for other quotes from different Insurance companies. 

I'm already working towards to reduce tablets and get healthy. 

Thanks                                         

paying $17 for metlife from past  4 years for $350k 10 year term.. should have taken 25 years

 no health issues

[kittu_123]

On 5/31/2023 at 7:37 PM, ranam_007 said:

whole life aite better. term lapse at some point

life aite premium is more $500 ala untademo. I havent checked though 

[kittu_123]

On 5/31/2023 at 7:45 PM, sarvayogi said:

what is difference between term insurance and life insurance

term insurance is like auto insurance. if death happens, family members will get money. if not, policy closed after term duration(20 yrs,25 yrs,30 yrs and 35 yrs)

Life insurance- you will get money back. its not depended on one's death.

[jalsa01]

On 5/31/2023 at 7:38 PM, kittu_123 said:

Hi,

I'm new to term/life insurance. I got term insurance quotes after blood work. 35 Male,Type-2 diabetic, H1ABC-6.1 test results. Taking medication last 3 years.

     -35years-1Mil coverage for $161 monthly

     -30 years -1 Mil coverage for $130 monthly

Quotes are looks expensive for me. I need inputs from guys who already took term insurance whether should i go with these quotes or look for other quotes from different Insurance companies. 

I'm already working towards to reduce tablets and get healthy. 

Thanks                                         

6.5 is diabetic kada 6.1 ke medicine deniki?

[kittu_123]

indian and american standards are different in diabetic counts. Checked with doc, he suggested. Counts were fluctuating.