Anyone locked mortgage rate recently?

[Ravi860]

With or without points.. Need details of rate and lender. Cousin trying to close next month. Two more rate hikes coming asalke 

[Techsas]

2 minutes ago, Ravi860 said:

With or without points.. Need details of rate and lender. Cousin trying to close next month. Two more rate hikes coming asalke 

4.85 15 years 

[Ravi860]

Just now, Techsas said:

4.85 15 years 

Whatt antha thakkuva how in this market. When you locked and bought points?

[Aquaman]

Look do you have purchase contract ? without that only new internet lenders will allow to lock for 60 days or so.. but that do come with some kind of fees.

 

All reputable lenders will allow rate lock only when you have purchase contract .

[Ravi860]

1 minute ago, Aquaman said:

Look do you have purchase contract ? without that only new internet lenders will allow to lock for 60 days or so.. but that do come with some kind of fees.

 

All reputable lenders will allow rate lock only when you have purchase contract .

Already in contract uncle 

[Aquaman]

1 minute ago, Ravi860 said:

Already in contract uncle 

congrats , then shop around uncle. Try to hit all local credit unions , DCU first 

[MiryalgudaMaruthiRao]

6% neighbor did

35% down

[Ravi860]

1 minute ago, MiryalgudaMaruthiRao said:

6% neighbor did

35% down

Paid any points? Buyer incentive?

[MiryalgudaMaruthiRao]

Just now, Ravi860 said:

Paid any points? Buyer incentive?

no idea

[Aquaman]

did you check with builder lender?

is it old home?  one of my friend found lender from zillow for old home.. they have shop lender option... 

[csrcsr]

33 minutes ago, Ravi860 said:

With or without points.. Need details of rate and lender. Cousin trying to close next month. Two more rate hikes coming asalke 

Pulte is offering in some communities for 5.25 30 fixed if 20% down and good credit (not sure defination of it may be 720 i giess) some builders like Kiper, Lennar is giving 30k incentive for buy down or closing ccost credits

some are giving permanent buydown and some are giving like 2-1 buy down

 

Not sure on the old homes heard some sellers offering buy down if its a good offer, the above thigs are in newer hoe communities like lathrop, tracy hills , manteca etc 

[Aquaman]

5 minutes ago, csrcsr said:

Pulte is offering in some communities for 5.25 30 fixed if 20% down and good credit (not sure defination of it may be 720 i giess) some builders like Kiper, Lennar is giving 30k incentive for buy down or closing ccost credits

some are giving permanent buydown and some are giving like 2-1 buy down

 

Not sure on the old homes heard some sellers offering buy down if its a good offer, the above thigs are in newer hoe communities like lathrop, tracy hills , manteca etc 

Lennar, pulte low end anna texas la

 

Janalu going for toll brothers, highlands, coventry , first texas, grand homes

[csrcsr]

29 minutes ago, Aquaman said:

Lennar, pulte low end anna texas la

 

Janalu going for toll brothers, highlands, coventry , first texas, grand homes

Maa madya targathi jeevitalu anna

[Aquaman]

Just now, csrcsr said:

Maa madya targathi jeevitalu anna

Californians  ala anakudhadhu mastaru

[chicagoafdb]

7 hours ago, Aquaman said:

Lennar, pulte low end anna texas la

 

Janalu going for toll brothers, highlands, coventry , first texas, grand homes

First Texas not high end they are economical..rest are high end..