Ela kadthunnaru vaaa mortgage luuuu

[shaktimaan]

13 minutes ago, SaradaChinnodu said:

ante single paycheck batch can never own a home ga if they are looking at 700K loan with these interest rates?

 

they can but not prime locations in tier 1 or 2 cities 

[ForEverJava]

38 minutes ago, veerigadu said:

Okkoduuu 7.75% interest and 2.5% property taxes tho malli 800k ki thaggatleee….kali payments ye monthly 7k kadthunnaruu great asaluuu. Meee mrdddaaallaa ki naaa lal salaaaam

Ekkada iddaru desi gallu kalisina same topic these days 😄🤣

[Android_Halwa]

4 minutes ago, Aquaman said:

rent is throwing away money anta ga

It used to be when interest rates were low…but all the mortage payments that you pay in the initial years will go towards interest majorly…even if you refi, the mortgage costs will still eat away into the equity that one would built in the initial years. 

[Paamu]

Owning is the house is good only if you pay off fast or you invest the pay off amount and generate more than mortgage. Worst case 30 years aythe 1M loan ki you pay more than double and if you sell the house after 30 Years you don’t get 2M  - that is one of the reasons why some people are preferring to rent 

[Sonu_Patel]

52 minutes ago, veerigadu said:

Okkoduuu 7.75% interest and 2.5% property taxes tho malli 800k ki thaggatleee….kali payments ye monthly 7k kadthunnaruu great asaluuu. Meee mrdddaaallaa ki naaa lal salaaaam

Kitty party lo prestige potundi anna illu lekapothey.. 

- Aada ladies ki Maadhi lankantha kompa ani chepukovadam lo vachey anandham... monthly mortgage payments ni marchipoyettu chestadi anna. 

- Paiga facebook reels and youtube lo house warming eedios pedithey vache likes and comments mundu maku interest rates chinnaga kanpistadi anna. 

- kooli pani chesi aeina 5% down payment chesi mortgage payments kadtham antunna @Housing_Patel pakodi vuncle.

 

[pandugadu999]

1 hour ago, veerigadu said:

Okkoduuu 7.75% interest and 2.5% property taxes tho malli 800k ki thaggatleee….kali payments ye monthly 7k kadthunnaruu great asaluuu. Meee mrdddaaallaa ki naaa lal salaaaam

nuvvetla kadutunnav unclep

[Rone123]

If you don’t buy house but invest in crypto or spend money on vacations or massages , Assam train in the long term.
House konte atleast you live in it, build memories and attachment. Extra cash vunte you invest in home improvement, get to enjoy and house value increases.

[Sonu_Patel]

4 minutes ago, Rone123 said:

If you don’t buy house but invest in crypto or spend money on vacations or massages , Assam train in the long term.
House konte atleast you live in it, build memories and attachment. Extra cash vunte you invest in home improvement, get to enjoy and house value increases.

itla seppi seppi .. vacation budget lekunda chesi ma @csrcsr anna new home naalugu goodala madhyalo naligipotunnadu anna. 

[yemdoing]

1 hour ago, veerigadu said:

Okkoduuu 7.75% interest and 2.5% property taxes tho malli 800k ki thaggatleee….kali payments ye monthly 7k kadthunnaruu great asaluuu. Meee mrdddaaallaa ki naaa lal salaaaam

Where man ? All my apartment friends closed all holes and sending money to india to invest there . 

[Galactus]

1 hour ago, veerigadu said:

Okkoduuu 7.75% interest and 2.5% property taxes tho malli 800k ki thaggatleee….kali payments ye monthly 7k kadthunnaruu great asaluuu. Meee mrdddaaallaa ki naaa lal salaaaam

two jaab holders bro vallantha, oka salary going to mortage ani oka peddayana cheppadu

500k mortage ki Texas lo propery taxes tho 4k payment, single salary tho sahasamane cheppali ee time lo illu konatam

same house 2.5-3k ki rent ki vastundi, difference between rent and mortage is too high now

[Galactus]

11 minutes ago, Rone123 said:

If you don’t buy house but invest in crypto or spend money on vacations or massages , Assam train in the long term.
House konte atleast you live in it, build memories and attachment. Extra cash vunte you invest in home improvement, get to enjoy and house value increases.

this is based on several factors that

• you don't lose your job
• even if you lose you find another one in a short time frame
• you have no visa issues so if you do not find another job you need not go back to India
• multiple income household etc

vinataniki chala baguntayi nuvvu cheppinavi bro but one big recession like 2008 vasthe eh okati meedha vunna folks ki chala kastham avutundi, I pray that it should not come to that

[Aquawoman]

1 hour ago, Aquaman said:

[andhrasodabudi]

1 hour ago, veerigadu said:

Okkoduuu 7.75% interest and 2.5% property taxes tho malli 800k ki thaggatleee….kali payments ye monthly 7k kadthunnaruu great asaluuu. Meee mrdddaaallaa ki naaa lal salaaaam

Pure peer pressure bro ! Next time e year ki chudu entha mandhi negative cash flow lo vunnamu anna sangathi realize ayi will be in a haste to get out of the homes ! It will happen very soon ! Mana vallaki ika appreciation raadhu and eventually the house price will be under water for several years ani ardam aithado thats it lights out of this game

[Spartan]

1 hour ago, SaradaChinnodu said:

mee monthly mortgage payments with interest rates pettandi choodam bruhs asalu trend ela undho

15/30 Yrs? Interest Rate? Monthly Mortgage including property taxes

 

900k loan 30yr

2.75 APR

3700$~ monthly payment

single income 

[AEO]

Close to 3% ki konnodu house ammatledhu.. andaru new houses meedha paddaru so house prices went up.. ippudu house prices thagginchali antey interest rate thagginchali.. Adhi thaggithey malli house prices will increase ..This is niranthara prakriya now.. Rents kuda thakkuva undatledhu.. 2bed 2bath almost 2k untundhi.. house prices will go up in near future due to drop in interest rates in next few years.. you’ll still make money..