Anyone bought TBills?

[Ravi860]

Yields are crazy heard it’s safe and guaranteed interest Is this true?

[ketu_duplicatu]

Absolutely! It's a sure thing with government securities since they're super safe. That's why the returns are usually lower than riskier stuff like stocks or corporate bonds. But right now, the yield is higher than usual, so it might be a good time to jump in if you are looking for low risk investments.

[Gulebakavali]

1 hour ago, Ravi860 said:

Yields are crazy heard it’s safe and guaranteed interest Is this true?

Treasury bills kante safe emuntundi inka US la. TBill ladder ani untadi choodu recurring investment strategy. The best channel I found on internet so far is Diamond NestEgg on youtube. Most layman terms lo expalin chestadi aame clear ga. You dont need to pay state and local taxes for these, which is a boon over HYSA, though they offer same rate.If you live in a state with no income tax, you would be better off with HYSA offerings over 5% apy.  Do not buy direct from Treasury-gov, chala process untadi malla paper bonds convert edo untadi selling time la . Fidelity best AFAIK. 

[capitalist]

2 hours ago, Ravi860 said:

Yields are crazy heard it’s safe and guaranteed interest Is this true?

US treasuries are the safest financial instrument period.

It is the undisputed Risk free rate based on which every other instrument spread is  calculated.

[Ravi860]

10 minutes ago, Gulebakavali said:

Treasury bills kante safe emuntundi inka US la. TBill ladder ani untadi choodu recurring investment strategy. The best channel I found on internet so far is Diamond NestEgg on youtube. Most layman terms lo expalin chestadi aame clear ga. You dont need to pay state and local taxes for these, which is a boon over HYSA, though they offer same rate.If you live in a state with no income tax, you would be better off with HYSA offerings over 5% apy.  Do not buy direct from Treasury-gov, chala process untadi malla paper bonds convert edo untadi selling time la . Fidelity best AFAIK. 

Why did you said this bro?

[Gulebakavali]

5 minutes ago, Ravi860 said:

Why did you said this bro?

HYSA interest meeda tax pay cheyav kada, so rendu almost same avuthayi EOD.  NYC residents lanti vallaki TBills best instrument these days. Daily compounding unde HYSA select cheskunte better. T - bills konchem hassle untadi buying, selling, just my personal opinion. 

[Variety_Pullayya]

Just now, Gulebakavali said:

HYSA interest meeda tax pay cheyav kada, so rendu almost same avuthayi EOD.  NYC residents lanti vallaki TBills best instrument these days. Daily compounding unde HYSA select cheskunte better. T - bills konchem hassle untadi buying, selling, just my personal opinion. 

you can buy tbills with brokerage accounts like fidelity ...so not much of a hassle.

[Gulebakavali]

2 minutes ago, Variety_Pullayya said:

you can buy tbills with brokerage accounts like fidelity ...so not much of a hassle.

Yup... Suggested the same . first post lo ne cheppa choodu Fidelity ani. 

[Ravi860]

12 minutes ago, Gulebakavali said:

HYSA interest meeda tax pay cheyav kada, so rendu almost same avuthayi EOD.  NYC residents lanti vallaki TBills best instrument these days. Daily compounding unde HYSA select cheskunte better. T - bills konchem hassle untadi buying, selling, just my personal opinion. 

Antha HYSA accounts vachevi Em unnayi bro.. TBills ayithe short term vi kuda yields bagunnai. 

[Gulebakavali]

6 minutes ago, Ravi860 said:

Antha HYSA accounts vachevi Em unnayi bro.. TBills ayithe short term vi kuda yields bagunnai. 

https://www.betterment.com/cash-reserve

New customers ki 5.50% . Do your diligence .