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58k debt on credit cards


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Posted

Consolidate chestham ani chala calls from different financial groups like personal loan at 5.99% ani can we believe that ? Emina work out avthunda? Can you guys throw some limelight on this please? Everymonth my salary lo 2k going to pay these cards min only ๐Ÿ˜ž๐Ÿ˜ž

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Posted

Chesedhi em ledhu. Liquidate some assets or stocks. Antheee. Eee interest rates ki debt pettukunteee road meedhiiikeeee. Asaleee CC interest rates double digit lo untayiย 

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  • Upvote 2
Posted
27 minutes ago, BReBeL said:

Consolidate chestham ani chala calls from different financial groups like personal loan at 5.99% ani can we believe that ? Emina work out avthunda? Can you guys throw some limelight on this please? Everymonth my salary lo 2k going to pay these cards min only ๐Ÿ˜ž๐Ÿ˜ž

Yes apr 5.99 istey teesko and enni months that apr kanukko

Posted

Vallu new credit score ni damage chestharu. See how much are they asking u pay in full term. It will be less than what u owe to credit cards, this is because they ask u to default and they negotiate with credit card companies with less than 50% of the value. they make a good profit out of it by destroying ur credit score. Not worth it.ย 
ย 

see if u can get a personal loan with a good interest rate and pay it off or use the snow ball method to payย 

ย 

if u donโ€™t mind destroying ur credit score, stop paying credit card bills and negotiate 30 to 40% with credit card companies urselfย 

  • Upvote 1
Posted
44 minutes ago, BReBeL said:

Consolidate chestham ani chala calls from different financial groups like personal loan at 5.99% ani can we believe that ? Emina work out avthunda? Can you guys throw some limelight on this please? Everymonth my salary lo 2k going to pay these cards min only ๐Ÿ˜ž๐Ÿ˜ž

Try to get second job bro. Malli appu nduku. Oka 6 months chesthe set.ย 

  • Haha 1
Posted
33 minutes ago, HugoStrange said:

Vallu new credit score ni damage chestharu. See how much are they asking u pay in full term. It will be less than what u owe to credit cards, this is because they ask u to default and they negotiate with credit card companies with less than 50% of the value. they make a good profit out of it by destroying ur credit score. Not worth it.ย 
ย 

see if u can get a personal loan with a good interest rate and pay it off or use the snow ball method to payย 

ย 

if u donโ€™t mind destroying ur credit score, stop paying credit card bills and negotiate 30 to 40% with credit card companies urselfย 

What is that bro??

ย 

Posted

I never understood people who max out credit cards and use it buy land in india.

I know halwa is a big believer in this. Yemaina work out ayyindha halwa @Android_Halwa

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Posted
3 minutes ago, psycopk said:

Family man ki min 4k avutai mortgage kakundane adigo idogo aniโ€ฆ

family man pays it off by month end. This 58k debt is different - i dont think it is kharchulu.

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Posted

consolidation aite it is good to give it a shot especially okkavela nee current card interest rates are much higher than the consolidation personal loan being offered.... also take into account any origination fee they might chargeย 

ย 

evi anni chusaka if the numbers work in your favor that go for it ... all it will do is one more hard pull on your credit scoreย 

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