Kids ki job vache daka major karchulu: Say they get job by 21, 16 yrs to go
Food per month - 1000 - 12000/yr
phone cost - 100 - 1200/yr
Power - 200/mo - 2400/yr
Water&Trash - 200/mo - 2400/yr
Property tax - 16k/yr
home insurance - 3k/yr
health insurance - 1000/mo - 12000/yr
Hospital bills - 200/mo - 2400/yr
internet - 75/mo = 900/yr
car insuracne - 1500/yr
India trips - 6k/yr
Misc - 5000/yr
Per year total = $67,200
With an annual payment of $67,200 adjusted for a 3.5% inflation rate over 16 years, the total amount would be approximately $1,410,676
Remaining Mortage - 323k
2 kids education - 300k (150k per kid)
Car loan - 13k
Total liquid cash I want right now to be stress free =~2M
Me magic number entha?