Need inputs in group investment

[meandhrakurradu]

19 hours ago, Konebhar6 said:

Got curious and did some google search. Commercial real estate baga drop ayyindi coz of WFH. It will pick up with Return to office mandate in many places. If these syndicate investments are for commercial real-estate its not a bad option. Start with a small investment. Diversification of investements is always good. 

But residential real estate might be in trouble. See how wide the gap has become. The green line will drop soon. Nothing goes up contineously.

What's the tenure of investment? I mean when can you exit? 

House rates padatai ani cheptune unnaru but padatla 

[Konebhar6]

39 minutes ago, meandhrakurradu said:

House rates padatai ani cheptune unnaru but padatla 

We are in uncharted territories. You are correct. Housing prices might or might not correct. But do you want to take risk? Why not invest in other businesses?

[TheMentaIist]

On 12/9/2023 at 9:41 PM, killerspin said:

Hello brothers & Kaka’s

Need some suggestion on syndicate investments. Looking at commercial syndicate investment where we got one property with good CAP rate(9%).

only issue is not flexible on exit. It seems bit difficult to exit and take your part. Any downside on these kind of investments? Emanna irukka potaya money?

 

 

https://www.instagram.com/reel/C0ifSVJLizJ/?igshid=N2ViNmM2MDRjNw==

[meandhrakurradu]

On 12/10/2023 at 11:42 PM, Konebhar6 said:

We are in uncharted territories. You are correct. Housing prices might or might not correct. But do you want to take risk? Why not invest in other businesses?

Business yes, own home ki aite not getting clarity 

[Konebhar6]

24 minutes ago, meandhrakurradu said:

Business yes, own home ki aite not getting clarity 

Dont stretch yourself. Renting a home is a lot cheaper now.

However, If you can easily afford monthly payments, you cannot put a value of owning a primary home and living there. Even if housing prices correct, 10 yrs down the lane they will be more than todays prices. 

[meandhrakurradu]

12 hours ago, Konebhar6 said:

Dont stretch yourself. Renting a home is a lot cheaper now.

However, If you can easily afford monthly payments, you cannot put a value of owning a primary home and living there. Even if housing prices correct, 10 yrs down the lane they will be more than todays prices. 

Emi will be more than twice the rent bro but waiting for 3 years now, so inka wait chesina no use emo anipistundi

[Konebhar6]

1 hour ago, meandhrakurradu said:

Emi will be more than twice the rent bro but waiting for 3 years now, so inka wait chesina no use emo anipistundi

Go by math and not by emotions. You will do well in long run.

Calculate EMI for the house you are eyeing. Calculate Interest only. Check the rents for a similar house in the same area. If the rent < interest only portion, its better to rent it out. However the only drawback is if the prices keep appreciating. Housing crisis is in no mans land now. No one knows for sure which way it will go. 

[meandhrakurradu]

4 hours ago, Konebhar6 said:

Go by math and not by emotions. You will do well in long run.

Calculate EMI for the house you are eyeing. Calculate Interest only. Check the rents for a similar house in the same area. If the rent < interest only portion, its better to rent it out. However the only drawback is if the prices keep appreciating. Housing crisis is in no mans land now. No one knows for sure which way it will go. 

Yeah with this interest, maybe it is better to put more principal as downpayment. Oka 50% ala pedite, interest will be less than rent.