Term insur@nce

[Peruthopaniemundhi]

For age 35 married and 2 kids, please suggest best Term insurance for 2M for 35 or 40 years term.

I am looking for Death benefits, critical illness, Chronic illness, terminal illness, mortgage protection and policy should be able to cover if moved to India. 

[hydusguy]

5 hours ago, Peruthopaniemundhi said:

For age 35 married and 2 kids, please suggest best Term insurance for 2M for 35 or 40 years term.

I am looking for Death benefits, critical illness, Chronic illness, terminal illness, mortgage protection and policy should be able to cover if moved to India. 

there is no 40 term.. and only AIG has 35 term..all others are 30.

[Peruthopaniemundhi]

2 hours ago, hydusguy said:

there is no 40 term.. and only AIG has 35 term..all others are 30.

Thanks 

[Bulls_Rose]

35 ki married and 2 kids aha . Lokam etu potundi  mastaru 

[Bendapudi_english]

35 minutes ago, Bulls_Rose said:

35 ki married and 2 kids aha . Lokam etu potundi  mastaru 

@Sucker anna ki age 30 and 3 kids 

[Aquaman]

16 hours ago, Peruthopaniemundhi said:

For age 35 married and 2 kids, please suggest best Term insurance for 2M for 35 or 40 years term.

I am looking for Death benefits, critical illness, Chronic illness, terminal illness, mortgage protection and policy should be able to cover if moved to India. 

peru tho pani emundha??

mari insurance benefits evarko raseyandi 

[San_K]

12 hours ago, hydusguy said:

there is no 40 term.. and only AIG has 35 term..all others are 30.

 

10 hours ago, Peruthopaniemundhi said:

Thanks 

Wrong info. Banner Life has 35 years term. I have one.

[usetime63]

Take with your employer benefit , cheaper that way.

India lo cover aythada leda no idea, I am curious about this as well. 

[pavone]

On 12/23/2023 at 2:38 AM, Peruthopaniemundhi said:

For age 35 married and 2 kids, please suggest best Term insurance for 2M for 35 or 40 years term.

I am looking for Death benefits, critical illness, Chronic illness, terminal illness, mortgage protection and policy should be able to cover if moved to India. 

Message me- I am licensed and independent, can run some quotes for you. Check my below post about term insurance and www.edgefinancials.com is my website.

This post has my recommendations, sample rates based on health rating. Yes, it is valid outside US also. Down the road if moved to india, you can request to decrease insurance amount for reduced premiums and make them affordable.

 

 

 

 

[pavone]

11 hours ago, San_K said:

 

Wrong info. Banner Life has 35 years term. I have one.

Banner and protective have 40yrs but they dont have living benefits. May be you should think about replacing some of your insurance to a carrier with living benefits.

[Sucker]

13 hours ago, Bendapudi_english said:

@Sucker anna ki age 30 and 3 kids 

Naa ayyya ki 22 Maa Amma ki 21 ki nenu puttaledha. Why this matter anna here ? Naaku ardham avvaledhu. Naaku wife ki 35 ki done deal with 4 or 5 and let them grow together planning and rest our bodies after that. Naa ind side cousins kuda andaru 35 lopu min 2 kids vunnaru. Naaku ikkada ardham kaaledhu 35 ki 2 kids ki why andaru wondering anedhi. 

 

[pavone]

12 hours ago, usetime63 said:

Take with your employer benefit , cheaper that way.

India lo cover aythada leda no idea, I am curious about this as well. 

No, that is a bad idea. It is expensive because it is annual renewable term (new rate every year and goes up if your health becomes bad), no living benefits, no more insurance once you leave job,  contracting, business etc down the road and wont be even qualified if health issues develop. Please get a term insurance with living benefits outside of employer and lock in cheaper rate.

[Peruthopaniemundhi]

1 hour ago, pavone said:

Message me- I am licensed and independent, can run some quotes for you. Check my below post about term insurance and www.edgefinancials.com is my website.

This post has my recommendations, sample rates based on health rating. Yes, it is valid outside US also. Down the road if moved to india, you can request to decrease insurance amount for reduced premiums and make them affordable.

 

 

 

 

Thanks bro, will check it out.

[Bendapudi_english]

4 hours ago, Sucker said:

Naa ayyya ki 22 Maa Amma ki 21 ki nenu puttaledha. Why this matter anna here ? Naaku ardham avvaledhu. Naaku wife ki 35 ki done deal with 4 or 5 and let them grow together planning and rest our bodies after that. Naa ind side cousins kuda andaru 35 lopu min 2 kids vunnaru. Naaku ikkada ardham kaaledhu 35 ki 2 kids ki why andaru wondering anedhi. 

 

30 years lopale children unte best ani mana pedholu urike analedhu anna, I agree with you paina 35 years ki 2 kids ante endhuku surprise avuthunaro. Naku thelisina colleagues 30 daataka pillalni try chesthunte leni poni complications vasthunayi, jaffa vi ayina ee vishayam lo neetho agreed anna