Konebhar6 Posted January 11, 2024 Report Posted January 11, 2024 2 hours ago, riashli said: Gross pay 42k INR NET 38K Am I eligible for this thread? Per month? I thought you are in US ... California .. Quote
Spartan Posted January 11, 2024 Report Posted January 11, 2024 5 hours ago, Konebhar6 said: Mine - Gross 255k, Net 145K. @Konebhar6 espp unda whats the limit Quote
Konebhar6 Posted January 11, 2024 Report Posted January 11, 2024 1 minute ago, Spartan said: @Konebhar6 espp unda whats the limit Yes ESPP undi. 25k max. Quote
Spartan Posted January 11, 2024 Report Posted January 11, 2024 Just now, Konebhar6 said: Yes ESPP undi. 25k max. good aite 401k lo ne teda yiu are contributing only upto company matching Quote
Konebhar6 Posted January 11, 2024 Report Posted January 11, 2024 1 minute ago, Spartan said: good aite 401k lo ne teda yiu are contributing only upto company matching Max out since a long time. Naa paycheck naake ardham kaale ... Oka sari kurchoni chudali Chala sodi undi Quote
Spartan Posted January 11, 2024 Report Posted January 11, 2024 Just now, Konebhar6 said: Max out since a long time. Naa paycheck naake ardham kaale ... Oka sari kurchoni chudali Chala sodi undi max out cheyatledu annav monna ekkado Quote
Konebhar6 Posted January 11, 2024 Report Posted January 11, 2024 5 minutes ago, Spartan said: max out cheyatledu annav monna ekkado I am thinking of not maxing out for next year ani thread vesa sometime back .... Did not change contribution for current year as well. Quote
Konebhar6 Posted January 11, 2024 Report Posted January 11, 2024 10 minutes ago, Spartan said: good aite 401k lo ne teda yiu are contributing only upto company matching My company does profit sharing. Company gives 5% irrespective of whether we put money in 401k or not. Great benefit for those who do not want to contribute. Quote
Spartan Posted January 11, 2024 Report Posted January 11, 2024 1 minute ago, Konebhar6 said: I am thinking of not maxing out for next year ani thread vesa sometime back .... Did not change contribution for current year as well. ok nenu kuda cheddam anukunna but IRS audit padindi so no risk on stocks anukuntunna Quote
Konebhar6 Posted January 11, 2024 Report Posted January 11, 2024 Just now, Spartan said: ok nenu kuda cheddam anukunna but IRS audit padindi so no risk on stocks anukuntunna I am confused on exit strategy for 401k. Already has good amount there. But i was not able to convince myself. When in doubt i stay put, do not change or take decisions Quote
Spartan Posted January 11, 2024 Report Posted January 11, 2024 4 minutes ago, Konebhar6 said: I am confused on exit strategy for 401k. Already has good amount there. But i was not able to convince myself. When in doubt i stay put, do not change or take decisions thats right Quote
Konebhar6 Posted January 11, 2024 Report Posted January 11, 2024 7 minutes ago, Spartan said: thats right I think the difference is RSU shows up in Gross but not in Net. Quote
Spartan Posted January 11, 2024 Report Posted January 11, 2024 1 minute ago, Konebhar6 said: I think the difference is RSU shows up in Gross but not in Net. nope i took out RSUs from mine 1 Quote
TechSri Posted January 11, 2024 Report Posted January 11, 2024 On 1/10/2024 at 1:27 AM, rmJU72 said: If ur not withdrawing 401k for next 30 years, and have reasonable confidence that US will not collapse, just put 100% in S&P index funds. Ma desi employer fidelity plan lo only Target date fund matrame undi and rest all some waste things. I don’t see S&P index fund. What to do Quote
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