Futuremaang Posted February 20 Report Share Posted February 20 Hi Everyone, How to invest existing money to grow safely for a home which is closing next year, 2025. I have 1 year time with me. Aiming for 20% down. I currently have 10% saved in hysa. Home price :500k. Not interested in investing in stocks as it's very volatile. Should I invest in index funds like VTI /VTO etc? Any tips to grow money while being cautious? List of questions to ask lender? Things to consider from your experiences Thank you Quote Link to comment Share on other sites More sharing options...
Arjun9 Posted February 20 Report Share Posted February 20 Invest in some Savings account with around 5% interest rate and take out next year.. If ready to take some risk, invest in some good ETFs like Vanguard etc 50k ki oka 2.5 vastaai.. Use to buy some appliances.. 2 Quote Link to comment Share on other sites More sharing options...
Popular Post hydusguy Posted February 20 Popular Post Report Share Posted February 20 6 minutes ago, Futuremaang said: Hi Everyone, How to invest existing money to grow safely for a home which is closing next year, 2025. I have 1 year time with me. Aiming for 20% down. I currently have 10% saved in hysa. Home price :500k. Not interested in investing in stocks as it's very volatile. Should I invest in index funds like VTI /VTO etc? Any tips to grow money while being cautious? List of questions to ask lender? Things to consider from your experiences Thank you just buy options of nvda or smci with all savings if clicks buy house with cash . jk 1 5 Quote Link to comment Share on other sites More sharing options...
aimodel Posted February 20 Report Share Posted February 20 6 minutes ago, hydusguy said: just buy options of nvda or smci with all savings if clicks buy house with cash . jk if ducks nela nakkichestharu Quote Link to comment Share on other sites More sharing options...
Pavanonline Posted February 20 Report Share Posted February 20 1 hour ago, Futuremaang said: Hi Everyone, How to invest existing money to grow safely for a home which is closing next year, 2025. I have 1 year time with me. Aiming for 20% down. I currently have 10% saved in hysa. Home price :500k. Not interested in investing in stocks as it's very volatile. Should I invest in index funds like VTI /VTO etc? Any tips to grow money while being cautious? List of questions to ask lender? Things to consider from your experiences Thank you 1 year is not enough time for "safe" investments. keep them in hysa 2 Quote Link to comment Share on other sites More sharing options...
pakeer_saab Posted February 20 Report Share Posted February 20 1 hour ago, Futuremaang said: Hi Everyone, How to invest existing money to grow safely for a home which is closing next year, 2025. I have 1 year time with me. Aiming for 20% down. I currently have 10% saved in hysa. Home price :500k. Not interested in investing in stocks as it's very volatile. Should I invest in index funds like VTI /VTO etc? Any tips to grow money while being cautious? List of questions to ask lender? Things to consider from your experiences Thank you 1yr is too short time to invest in stocks and expect returns leave the m in hysa, asalaina migultadi 2 Quote Link to comment Share on other sites More sharing options...
DuvvaAbbulu Posted February 20 Report Share Posted February 20 17 minutes ago, pakeer_saab said: 1yr is too short time to invest in stocks and expect returns leave the m in hysa, asalaina migultadi Hysa ante enti bro !!! Quote Link to comment Share on other sites More sharing options...
bulreddy Posted February 20 Report Share Posted February 20 12 minutes ago, DuvvaAbbulu said: Hysa ante enti bro !!! high yield savings account Quote Link to comment Share on other sites More sharing options...
phatposts Posted February 20 Report Share Posted February 20 Savings account that avgs 5% is the way to go. Fidelity laanti chota account unte put them in a MMF that is netting 4.87% avg (last 1 year) https://fundresearch.fidelity.com/mutual-funds/summary/31617H102 These are simple to put money in and take out when needed without having to open/close savings accounts. A different but managed approach would be to research savings accounts where they give introductory bonus and pay 4% APY (instead of the market value of 4.75%) - add the bonus and 4% (example) and recalculate APY. This takes small amount of research and effort to make few more $. https://www.doctorofcredit.com/high-interest-savings-to-get/ Quote Link to comment Share on other sites More sharing options...
Bendapudi_english Posted February 20 Report Share Posted February 20 2 hours ago, Futuremaang said: Hi Everyone, How to invest existing money to grow safely for a home which is closing next year, 2025. I have 1 year time with me. Aiming for 20% down. I currently have 10% saved in hysa. Home price :500k. Not interested in investing in stocks as it's very volatile. Should I invest in index funds like VTI /VTO etc? Any tips to grow money while being cautious? List of questions to ask lender? Things to consider from your experiences Thank you Robinhood lo just petti vadhiley anna , 5% isthunadu 1 Quote Link to comment Share on other sites More sharing options...
DJBravo Posted February 20 Report Share Posted February 20 Anna Ipudu Robinhood lo 5.25% APY istha antunnadu. What does it mean if I move my savings for eg 10k? Quote Link to comment Share on other sites More sharing options...
Balibabu Posted February 20 Report Share Posted February 20 2 hours ago, hydusguy said: just buy options of nvda or smci with all savings if clicks buy house with cash . jk Car trunk lo cash load cheskoni builder gadi bayatiki pilichi moham meda kottamantava Quote Link to comment Share on other sites More sharing options...
phatposts Posted February 20 Report Share Posted February 20 26 minutes ago, DJBravo said: Anna Ipudu Robinhood lo 5.25% APY istha antunnadu. What does it mean if I move my savings for eg 10k? $100 ki 1 year ki $5.25 interest money. 10K ki 1 year ki $525.00 vastundi. Quote Link to comment Share on other sites More sharing options...
Balibabu Posted February 20 Report Share Posted February 20 1 minute ago, phatposts said: $100 ki 1 year ki $5.25 interest money. 10K ki 1 year ki $525.00 vastundi. 10% already vundi antey 50k so 52,625 5.25% Annual interest rate avutey 1 Quote Link to comment Share on other sites More sharing options...
Deadp0ol2 Posted February 20 Report Share Posted February 20 keep them in your savings account man. ekkuva alochinchi unnavi podagottokoku 2 Quote Link to comment Share on other sites More sharing options...
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