Chandan11 Posted February 14 Report Posted February 14 21 minutes ago, ErraBook_monagadu said: What is the talk in the community about falling market? What is the plan after rto? Home insurance did you see any cancellations or price increases recently? Weather, wind, heat, commute etc what’s your honest opinion? You are not risking when risking is your only option. Most of them did not put 700k to 1M just to run away at the first hurdle. They are all decided to commute 2 hours each way, if it comes to that, on the day they signed the contract itself. These people don't worry about falling market, as they are in it for long run . Fortunately most of the companies are flexible about timing when enforcing RTO.. Most of them traveling 3-4 days a week actually leave home at 8 and come back at 5 ( if they are using train), much better timings than they did when renting in Bay Area and car was mode of transport. They come back home at 5:30 and work for couple of hrs based on work needs. Rest of the folks who drive only either go 1-2 times a week or leave very early around 5 in the morning. Wind is bad for couple of months, but overall weather is not that far different from Bay Area. I wouldn't advise anyone to ever invest in Tracy hills or Tracy,MH..but if you want to provide a honest nest for your family for your first home, go for it. just don't overshoot your budget. 1 Quote
ErraBook_monagadu Posted February 14 Author Report Posted February 14 3 minutes ago, pandugadu999 said: Tracy hills more new communities coming..this is just temporary..what abt river islands uncle? Akakda egabadi kontunnar inka Builder dreams chupinchi ammutadu. buyers motham naki potharu Quote
pandugadu999 Posted February 14 Report Posted February 14 47 minutes ago, ErraBook_monagadu said: Builder dreams chupinchi ammutadu. buyers motham naki potharu inthaki nevvekada konnav Quote
Spartan Posted February 14 Report Posted February 14 51 minutes ago, Chandan11 said: You are not risking when risking is your only option. Most of them did not put 700k to 1M just to run away at the first hurdle. They are all decided to commute 2 hours each way, if it comes to that, on the day they signed the contract itself. These people don't worry about falling market, as they are in it for long run . Fortunately most of the companies are flexible about timing when enforcing RTO.. Most of them traveling 3-4 days a week actually leave home at 8 and come back at 5 ( if they are using train), much better timings than they did when renting in Bay Area and car was mode of transport. They come back home at 5:30 and work for couple of hrs based on work needs. Rest of the folks who drive only either go 1-2 times a week or leave very early around 5 in the morning. Wind is bad for couple of months, but overall weather is not that far different from Bay Area. I wouldn't advise anyone to ever invest in Tracy hills or Tracy,MH..but if you want to provide a honest nest for your family for your first home, go for it. just don't overshoot your budget. anna SFO or San Jose lo apice unte... 8 ki start avute..11 ki cherukuntav office ki... 5 kalla return ravali ante atmost 3:30 ki start avvali... so apice work 11-330, andulo lunch.? Quote
ErraBook_monagadu Posted February 14 Author Report Posted February 14 11 minutes ago, pandugadu999 said: inthaki nevvekada konnav Discussion topic not me, about COVID time buyers in lafoot communities Quote
Chittoorodu Posted February 14 Report Posted February 14 7 hours ago, CherryGaru said: rents are around 3-4k, so you can deduct 100K for 3years, because he/she has to live somewhere. Expected sale price you reduced 50k.. which we don't know yet.. There is also another side to this. Your downpayment is sitting ducks for 2 years - in this case 180k Downpayment - 5% HYSA / 9k or 10% Min Stock Return / 18k Buying Closing Costs - $20k HOA - $1200 increased Util - $2k Insurance - $10k Maintenance - $10k Basic ga ivi add chesina - 40k~$50k vastundi If rented - at $3k x 24 Months - $72k Quote
Chittoorodu Posted February 14 Report Posted February 14 5 minutes ago, Spartan said: anna SFO or San Jose lo apice unte... 8 ki start avute..11 ki cherukuntav office ki... 5 kalla return ravali ante atmost 3:30 ki start avvali... so apice work 11-330, andulo lunch.? Idhi main reason - Asalu ah 680 horrible traffic. Also nobody wants to risk and look for job change now - not that Tracy/Stockton/Sacramento has bunch of positions. Quote
Spartan Posted February 14 Report Posted February 14 2 minutes ago, Chittoorodu said: Idhi main reason - Asalu ah 680 horrible traffic. Also nobody wants to risk and look for job change now - not that Tracy/Stockton/Sacramento has bunch of positions. ade kada, bart lo vellina same time anna.. Grant lane nunchi - Dublin Bart station lo car park cheyadaniki 45min padtadi commute hours lo start avute. ..non-traffic hrs lo 30min. Quote
Aquaman Posted February 14 Report Posted February 14 3 hours ago, csrcsr said: Bro forget about them many have side money you are not even aware how mich people accumulated in stocks even if its zero value some of them have zero impact for their life style You know some regular engineers at servicenow, salesforce minted in stocks ? Snow some got vested at 350 Nvidea employees gurinchi entha takva mataladithe antha manchidi Some people joined meta when meta was 200 Vmware broadcomm aquistition apudu how many employees minted money Both wife and husband working they dont even look homes properly for investmebt entire thing agent deals Lot lot lots of side money agree with your point dont have to throw but dont worry about their life style inko 2 million asset chupisthe ipude padestaru u have invenstment property in tracy? Quote
Spartan Posted February 14 Report Posted February 14 1 minute ago, Aquaman said: u have invenstment property in tracy? frends shopping kosam chusi vache vadu every weekend...ante kada .. @csrcsr 1 Quote
Chandan11 Posted February 14 Report Posted February 14 5 minutes ago, Spartan said: anna SFO or San Jose lo apice unte... 8 ki start avute..11 ki cherukuntav office ki... 5 kalla return ravali ante atmost 3:30 ki start avvali... so apice work 11-330, andulo lunch.? That is exactly what is happening. ACE commuter train from Tracy to San Jose takes little less than 2 hrs (Free wifi is available on train and most of them work on train for most of the journey and also on return ). if they are not working, I have seen many taking nap for 2 hrs or watching movies on phone. Bay Area companies are strict about RTO, but not the amount you spend in office. Even folks who live nearby to office spend only 4-5 hrs in office. Everyone showed during covid that they can be trusted to work from home, so its not a worry when you leave early. nearly everyone logs in again after going home. There are trains which leave late after 5 or 6 in San Jose too, but the time is fixed for 2 hrs commute on train (unless rare occasions when there are train delays). Quote
Aquaman Posted February 14 Report Posted February 14 2 minutes ago, Spartan said: frends shopping kosam chusi vache vadu every weekend...ante kada .. @csrcsr dont underestimate csrcsr... bayataki alane chepi.. investment chesadu ani talk Quote
Chittoorodu Posted February 14 Report Posted February 14 1 hour ago, Chandan11 said: You are not risking when risking is your only option. Most of them did not put 700k to 1M just to run away at the first hurdle. They are all decided to commute 2 hours each way, if it comes to that, on the day they signed the contract itself. These people don't worry about falling market, as they are in it for long run . Fortunately most of the companies are flexible about timing when enforcing RTO.. Most of them traveling 3-4 days a week actually leave home at 8 and come back at 5 ( if they are using train), much better timings than they did when renting in Bay Area and car was mode of transport. They come back home at 5:30 and work for couple of hrs based on work needs. Rest of the folks who drive only either go 1-2 times a week or leave very early around 5 in the morning. Wind is bad for couple of months, but overall weather is not that far different from Bay Area. I wouldn't advise anyone to ever invest in Tracy hills or Tracy,MH..but if you want to provide a honest nest for your family for your first home, go for it. just don't overshoot your budget. Bro - You are talking the dream scenario. Most of the people who moved to MH, Lathrop, Tracy or Manteca were not working for all FAANG's or Fortune 100's. They only moved because they were priced out where they lived. Im not bashing for their thought of owning a home but their thought that WFH would be permanent is what the idiocy was. 1 Quote
Chandan11 Posted February 14 Report Posted February 14 Tracy hills, Tracy,MH is a good decision if you use the train. Not so much problem even 5 days a week commute . But if you want to drive, your life will curse you. Not for humans. Swallow your ego, use the train and relax and avoid driving tensions and headaches. You can even enjoy 4 hr of 'me time' away from everyone. Quote
Spartan Posted February 14 Report Posted February 14 3 minutes ago, Chandan11 said: That is exactly what is happening. ACE commuter train from Tracy to San Jose takes little less than 2 hrs (Free wifi is available on train and most of them work on train for most of the journey and also on return ). if they are not working, I have seen many taking nap for 2 hrs or watching movies on phone. Bay Area companies are strict about RTO, but not the amount you spend in office. Even folks who live nearby to office spend only 4-5 hrs in office. Everyone showed during covid that they can be trusted to work from home, so its not a worry when you leave early. nearly everyone logs in again after going home. There are trains which leave late after 5 or 6 in San Jose too, but the time is fixed for 2 hrs commute on train (unless rare occasions when there are train delays). ivi rendu oka 45min - 1hr eskunte....minimum unless u work close to ACE train. - Tracy ACE Train -> Home - 20 - 30min. depending on where in MH u live - Office to -> Sanjose ACE Train - depending where u work + 4hr commute. Quote
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