Income Portfolio

[Konebhar6]

26 minutes ago, saikiran347 said:

One thing I'd be interested in seeing is how you plan to balance dividend yield with growth potential in your stock picks. Also, maybe a section on tax implications for dividend income? Just a thought.

Good Question. There are ways to calculate these. But the excel sheet becomes too long. 

Take for e.g. JEPI and JEPQ. Two popular funds managed by JP Morgan. Decent dividend yield. But they also move almost as much as S&P500 (JEPI) and NASDAQ (JEPQ). The share price increase/decrease reflects that. 

You can look for comments section for those if they are pure bonds based on stock market based

[NextGen]

4 hours ago, Konebhar6 said:

Below sheet for Income Portfolio. @*Prince Charming @Tadaka

https://docs.google.com/spreadsheets/d/16RZymHDmeUXYztQiDpAnlhigrP13lcwiglyXji1qk3Y/edit?gid=1392149415#gid=1392149415

Brokers - I like Fidelity for these. They let you buy all these. Some brokers like Robinhood do now allow buying some of these. I do not like Vanguard Interface.

Base Strategy 1:

• SIP small amounts weekly.
• Add more significant amounts on dips due to higher Inflation or stock market drop

Strategy 2:

• Along with above points in Strategy 1, do DRIP (Dividend re-investment Plan). Most brokers automatically do this.

Strategy 3:

• Use the money from Strategy 1 to build a stock portfolio. Keep buying standard businesses like MSFT, GOOG, AMZN, LLY, etc when ever the dividend is in your account or periodically. 

Disclaimer - This is not an investment advice. Please do your due diligence before taking a decision to buy. A lot of information is no web, pls do your own research. This is only for educational purposes. I do own investments in some of these. 

How about adding RYLD, SCHD

 

[subramanyam_for_sale]

AGNC-NLY; and covered calls; alongside Yieldmax funds - depending on risk appetite

[Konebhar6]

42 minutes ago, NextGen said:

How about adding RYLD, SCHD

 

No to RYLD (Principal erosion) yes to SCHD. 

[Konebhar6]

5 hours ago, perugu_vada said:

Uncle em ardham kaledu .. can u tell in layman terms plz ? Is it about investment in stocks ? Or something else ?

Intakanna layman terms ante, we have to ask tribes annai.

YouTube ni bommalaki kakunta ilanti vatiki use chey uncle .. 

[CherryGaru]

3 hours ago, saikiran347 said:

One thing I'd be interested in seeing is how you plan to balance dividend yield with growth potential in your stock picks. Also, maybe a section on tax implications for dividend income? Just a thought.

3 hours ago, Konebhar6 said:

I did similar threads long back. But chala mandi lecture icharu .. just invest in Index funds, etc etc.

I do invest in them but there is always a place for Income Portfolio. 

income portfolio, you need to pay tax on dividends.

growth portfolio, only when you sell..

===

unless you are retired and want a stable monthly/quarterly income, stick with growth portfolio/low dividends. you will save on taxes and your portfolio will grow compounded.

[Marsmangalodu]

Why not voo, voog etfs in the above 

[Konebhar6]

4 minutes ago, CherryGaru said:

income portfolio, you need to pay tax on dividends.

growth portfolio, only when you sell..

===

unless you are retired and want a stable monthly/quarterly income, stick with growth portfolio/low dividends. you will save on taxes and your portfolio will grow compounded.

Its like saying, I will get a job with less salary so that I can pay less taxes.

I partially disagree with your statement. Like an ETF & stock portfolios, there is a place for an Income portfolio. It's proper financial planning and not just retirement planning. 

[Konebhar6]

11 minutes ago, Marsmangalodu said:

Why not voo, voog etfs in the above 

Those are considered under Stock/Growth portfolios. I am not considering them under income portfolios due to less div yield. 

[Sam480]

2 hours ago, Konebhar6 said:

Those are considered under Stock/Growth portfolios. I am not considering them under income portfolios due to less div yield. 

Found this interesting website which calculates annual rate of returns based on dividend

https://www.dividendchannel.com/drip-returns-calculator/

[Konebhar6]

6 minutes ago, Sam480 said:

Found this interesting website which calculates annual rate of returns based on dividend

https://www.dividendchannel.com/drip-returns-calculator/

I have done a lot of analysis on this before and shared here as well. 
In a nutshell, DRIP works better when you purchase an asset at lower cost and the price of the asset keeps going up. Else it works in reverse. I would rather use the money to build a growth stock portfolio. Basically it’s free shares. And not much tension

[telugu_bidda]

ni list lo naku JEPI vunnayi few stocks rest all are new to me 

[*Prince Charming]

11 hours ago, Konebhar6 said:

Below sheet for Income Portfolio. @*Prince Charming @Tadaka

https://docs.google.com/spreadsheets/d/16RZymHDmeUXYztQiDpAnlhigrP13lcwiglyXji1qk3Y/edit?gid=1392149415#gid=1392149415

Brokers - I like Fidelity for these. They let you buy all these. Some brokers like Robinhood do now allow buying some of these. I do not like Vanguard Interface.

Base Strategy 1:

• SIP small amounts weekly.
• Add more significant amounts on dips due to higher Inflation or stock market drop

Strategy 2:

• Along with above points in Strategy 1, do DRIP (Dividend re-investment Plan). Most brokers automatically do this.

Strategy 3:

• Use the money from Strategy 1 to build a stock portfolio. Keep buying standard businesses like MSFT, GOOG, AMZN, LLY, etc when ever the dividend is in your account or periodically. 

Disclaimer - This is not an investment advice. Please do your due diligence before taking a decision to buy. A lot of information is no web, pls do your own research. This is only for educational purposes. I do own investments in some of these. 

Thanks brother 

[Marsmangalodu]

Per month entha pedtav bro ee dividend stocks lo 

[Konebhar6]

3 minutes ago, Marsmangalodu said:

Per month entha pedtav bro ee dividend stocks lo 

What strategy you want to follow is upto you.