Planning to enter stock market with 300k, please suggest

[jobkastalu]

This is my portfolio.

U.S. Blue‑Chip Large‑Cap Equities	FXAIX (Fidelity 500 Index Fund)	25%
U.S. Broad Market Equities	FSKAX (Fidelity Total Market Index Fund)	30%
International Equities	FSGGX (Fidelity Global ex‑U.S. Index Fund)	20%
Quality/Dividend U.S. Large‑Cap	SCHD (Schwab U.S. Dividend Equity ETF)	15%
Dedicated Small‑Cap Value	FISVX (Fidelity® Small Cap Value Index Fund)	10%

[Tellugodu]

7 hours ago, raccharambola said:

I want to enter in to stock market with 300k, Please suggest how i can diversify my portfolio. Reqest your inputs

First open Roth IRA account on both you and your spouse name (individually) and fund that account with IRS limit of 7K each and invest equal amount in SPLG and QQQM.
 

Next open joint investment account ( or retirement account if no plans to use the funds until retirement) and put

50% in SPLG,

30% in QQQ or QQQM,

5 % in GPIQ and 5% in SCHD,

5% in REIT/O reality income.

with the rest 5% keep in money market or invest in any stocks that you believe in. 

 

[Coconut]

100k xrp

100k ada

100k bitcoin Anna 

 

[raccharambola]

7 hours ago, aratipandu said:

Aa saving badhulu investing appude start cheyyalsindhi kadha anna?? aa 300k save chesi ippudu bulk ga invest chese badhulu appati nunchi monthly invest chesi unte aa amount ee patiki already 500k ayyedhi...

Ippatiki ayna minchipoyindhi em ledhu anna...it's never late to start...start investing in index funds..

money was growing bro through CD investments as i am more conservative. 

[nag]

10 hours ago, jobkastalu said:

This is my portfolio.

U.S. Blue‑Chip Large‑Cap Equities	FXAIX (Fidelity 500 Index Fund)	25%
U.S. Broad Market Equities	FSKAX (Fidelity Total Market Index Fund)	30%
International Equities	FSGGX (Fidelity Global ex‑U.S. Index Fund)	20%
Quality/Dividend U.S. Large‑Cap	SCHD (Schwab U.S. Dividend Equity ETF)	15%
Dedicated Small‑Cap Value	FISVX (Fidelity® Small Cap Value Index Fund)	10%

idhi IRA portfolio   or else your personal investing account ?

 

[nag]

3 hours ago, raccharambola said:

money was growing bro through CD investments as i am more conservative. 

Adhey conservative plan tho continue chesthey .. what are you going to miss ??

[Tellugodu]

13 minutes ago, nag said:

Adhey conservative plan tho continue chesthey .. what are you going to miss ??

CD barely beats the inflation. He has missed massive opportunity during Covid rally. Better late than never.

[nag]

43 minutes ago, nag said:

Adhey conservative plan tho continue chesthey .. what are you going to miss ??

ofcourse .. Fixed deposits / CD in this country is almost same as holding cash 

[hunkyfunky3]

11 hours ago, Tellugodu said:

First open Roth IRA account on both you and your spouse name (individually) and fund that account with IRS limit of 7K each and invest equal amount in SPLG and QQQM.
 

Next open joint investment account ( or retirement account if no plans to use the funds until retirement) and put

50% in SPLG,

30% in QQQ or QQQM,

5 % in GPIQ and 5% in SCHD,

5% in REIT/O reality income.

with the rest 5% keep in money market or invest in any stocks that you believe in. 

 

Can you explain the rational and what each of those are...for everyone use.

[jobkastalu]

3 hours ago, nag said:

idhi IRA portfolio   or else your personal investing account ?

 

IRA, long term.

[aratipandu]

13 hours ago, raccharambola said:

money was growing bro through CD investments as i am more conservative. 

Index funds are the conservative vehicles anna...CD don't even keep up with inflation, invest in CD's in the long term is equivalent to loosing money...