RavvaKesari Posted May 30 Report Posted May 30 8 hours ago, rolex said: try policygenius.com They are just a platform. Corebrigefinancial and transamerica are better. Quote
RavvaKesari Posted May 30 Report Posted May 30 9 hours ago, paaparao said: it depends on what is the product name that they are offering you, term or life insurance, if it is term then what period like 25 years or 30 years or 35 years etc., then there comes you have any critical illness coverages etc. so aa details anni ikkada veyi then will tell you. Mostly andaru medical exam teeskuntaru. Dani batti premiums untayi. Quote
phatposts Posted May 30 Report Posted May 30 15 hours ago, DonnyStrumpet said: State Farm is asking for $160 a month for 1 million coverage. Is it worth it? Early to mid thirties here. Thank you if you are healthy - that seems to be high. Every insurance seller that starts with "helping you" is borderline tough to work with. They are hyper persuasive, have a very sales approach, never seen one that works in your best interest because they are in the process of selling something that benefits them. Stick to a term life policy - keep shopping and get one that is more than what you think you need today. As age goes on - insurability goes down and gets expensive too. Not all desi agents may be bad, but I still have to find one that sticks to the insurance goal and would not sell IULs and other bull cr@p. Quote
KATHRI Posted May 30 Report Posted May 30 22 minutes ago, phatposts said: if you are healthy - that seems to be high. Every insurance seller that starts with "helping you" is borderline tough to work with. They are hyper persuasive, have a very sales approach, never seen one that works in your best interest because they are in the process of selling something that benefits them. Stick to a term life policy - keep shopping and get one that is more than what you think you need today. As age goes on - insurability goes down and gets expensive too. Not all desi agents may be bad, but I still have to find one that sticks to the insurance goal and would not sell IULs and other bull cr@p. True that’s what HGI people do, stay away from them Quote
phatposts Posted May 30 Report Posted May 30 47 minutes ago, KATHRI said: True that’s what HGI people do, stay away from them HGI is just one example. Addamaina company names. Prathi vaadu oka most hypothetical scenario tho vastadu. They just prey on the ill-informed anthe Quote
Mirzapur_kattappa Posted May 30 Report Posted May 30 16 hours ago, DonnyStrumpet said: State Farm is asking for $160 a month for 1 million coverage. Is it worth it? Early to mid thirties here. Thank you If you are expecting aids or canacer then yes.. If you are healthy get 20 year term insurance for 30 dollars a month Quote
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