jefferson1 Posted September 8, 2025 Report Posted September 8, 2025 Costco started using this. check out chese tappudu its showing now. how does it work? Credit run avuthunda or how much more we need to pay .. Quote
Android_Halwa Posted September 8, 2025 Report Posted September 8, 2025 Used affirm for something else…yeah they usually do a soft check first…usually you will have few options to choose among which there will be a zero percent APR option too… Quote
akkum_bakkum Posted September 8, 2025 Report Posted September 8, 2025 8 minutes ago, Android_Halwa said: Used affirm for something else…yeah they usually do a soft check first…usually you will have few options to choose among which there will be a zero percent APR option too… Denikidi? Some sort of financing? Quote
Android_Halwa Posted September 8, 2025 Report Posted September 8, 2025 36 minutes ago, akkum_bakkum said: Denikidi? Some sort of financing? Buy now pay later Quote
jefferson1 Posted September 8, 2025 Author Report Posted September 8, 2025 50 minutes ago, Android_Halwa said: Used affirm for something else…yeah they usually do a soft check first…usually you will have few options to choose among which there will be a zero percent APR option too… i don't want to open a credit card , will this be a one time use or account open forever with affirm? i am interested if its 0%. Quote
ilakatamaflia Posted September 8, 2025 Report Posted September 8, 2025 Monna labor day naaku big ticket appliances .. kosam chesa, buy now pay later is good option but cant guarntee 0% apr .. called customer care to get more info .. ot all depends on our credit yes they do run a credit check !! They wont give you the plan options until u provide all ur info and dn popultes the plan and apr options.. they would have opened their plans prior signiup .. conditions lo it mentioned like upto xyz% and not accurate .. Quote
Android_Halwa Posted September 8, 2025 Report Posted September 8, 2025 10 minutes ago, jefferson1 said: i don't want to open a credit card , will this be a one time use or account open forever with affirm? i am interested if its 0%. Its not a credit card….there will be soft pull but this will be a one time check and you can use the same affirm account to be used across where ever available… Yeah, usually there will be a zero percent option. Quote
akkum_bakkum Posted September 8, 2025 Report Posted September 8, 2025 27 minutes ago, Android_Halwa said: Buy now pay later Rojuvari sarukulki kuda payday loan concept aa...capitalism is ruthless va. Quote
rachaRimbola Posted September 8, 2025 Report Posted September 8, 2025 16 minutes ago, jefferson1 said: i don't want to open a credit card , will this be a one time use or account open forever with affirm? i am interested if its 0%. It's like credit line. They soft credit check every 7 days and adjust your purchasing power. I have Affirm. I use it as last resort. Be careful when using it, for example, if you go to shopping and don't know how much you'd need, they encourage you to request higher $ amount kaani, I mean 400 final bill anuko, but you requested 1000, payment plan would still be 1000 and rest 600 would go as payment. This is insignificant if you choose 0% APR kaani if you choose other than 0, which most probably be 35% APR, aa unused 600 ki kuda interest kadthavu. In short, it is a great option if you choose aggressive payment plan with 0% interest. Apple and Costco shopping ki good option. 1 Quote
akkum_bakkum Posted September 8, 2025 Report Posted September 8, 2025 Just now, Android_Halwa said: Its not a credit card….there will be soft pull but this will be a one time check and you can use the same affirm account to be used across where ever available… Yeah, usually there will be a zero percent option. okka payment miss aithe penalty apr will be in some 30-40%. Quote
jefferson1 Posted September 8, 2025 Author Report Posted September 8, 2025 4 minutes ago, rachaRimbola said: It's like credit line. They soft credit check every 7 days and adjust your purchasing power. I have Affirm. I use it as last resort. Be careful when using it, for example, if you go to shopping and don't know how much you'd need, they encourage you to request higher $ amount kaani, I mean 400 final bill anuko, but you requested 1000, payment plan would still be 1000 and rest 600 would go as payment. This is insignificant if you choose 0% APR kaani if you choose other than 0, which most probably be 35% APR, aa unused 600 ki kuda interest kadthavu. In short, it is a great option if you choose aggressive payment plan with 0% interest. Apple and Costco shopping ki good option. interested in buying a laptopm from costco, Macbook 1700 aithundi, i have good credit scrore. trying to see if i can it for 0% interest rate so i can pay monthly payment. will they give equal monthly pyaments or will it be diff ? or should i make some downpayment for the purchase Quote
Pahelwan5 Posted September 8, 2025 Report Posted September 8, 2025 I use affirm when I don’t have full money and I pay it over time Quote
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