50 year mortgage means what !!

[Konebhar6]

An Average american cannot afford to buy a home now. They buy everything on EMI and dont really understand the mortgage concepts. All they care about is the monthly EMI.

With 50-yr mortgage, EMI would reduce. It will lure some buyers. 

But home prices are'nt going to increase due to this. Govt will let home prices fall to control inflation. They will def announce some support to industry next year when its at levels they want. 

[kevinUsa]

3 minutes ago, Konebhar6 said:

An Average american cannot afford to buy a home now. They buy everything on EMI and dont really understand the mortgage concepts. All they care about is the monthly EMI.

With 50-yr mortgage, EMI would reduce. It will lure some buyers. 

But home prices are'nt going to increase due to this. Govt will let home prices fall to control inflation. They will def announce some support to industry next year when its at levels they want. 

So Will it trigger another 2008 ??

[Sonu_Patel]

41 minutes ago, kevinUsa said:

So Will it trigger another 2008 ??

There is no another 2008 again anna.. don't waste time waiting anna.. If you family need a home, just move on. 

[krishnaaa]

On 11/9/2025 at 9:57 PM, Sonu_Patel said:

People will have an option to consider home ownership as Monthly payment will be significantly lower.. 

There are good chances the house prices will further keep rising if this gets implemented in near term. 

Best way to make houses affordable is by removing 30 year mortgages.

Limit mortgages to 20 years and the homes will become cheaper and better.

[Konebhar6]

1 hour ago, kevinUsa said:

So Will it trigger another 2008 ??

Nope. 10-20% from these prices

[Sonu_Patel]

26 minutes ago, krishnaaa said:

Best way to make houses affordable is by removing 30 year mortgages.

Limit mortgages to 20 years and the homes will become cheaper and better.

impossible anna.

[Sonu_Patel]

Just now, Konebhar6 said:

Nope. 10-20% from these prices

georgia lo 20% correction ayyay

[sunyysunny]

1 minute ago, Sonu_Patel said:

georgia lo 20% correction ayyay

okappudu world is ending annav kada bayya

[Konebhar6]

Just now, Sonu_Patel said:

georgia lo 20% correction ayyay

I def see another 10-20% correction. Job losses, H1b uncertainity, and stock market may correct in 2026. Home builders stopped building homes. All sign to prices down. 
Primary house - Start shopping

investment home - wait

[Sucker]

1 hour ago, Konebhar6 said:

An Average american cannot afford to buy a home now. They buy everything on EMI and dont really understand the mortgage concepts. All they care about is the monthly EMI.

With 50-yr mortgage, EMI would reduce. It will lure some buyers. 

But home prices are'nt going to increase due to this. Govt will let home prices fall to control inflation. They will def announce some support to industry next year when its at levels they want. 

Vuncle happy memories pettukovalsina kompa ni real estate dhandha chesi 10ngaru esp Desi gaallu with covid free money inkem chesthav. Andaru dabbul 10ngaru moham community la ne koni 10ngaru appudu home shortage chesi velam paata varaki pakkakocharu there is no tomorrow la. Home ni biz chesinapude assam any life or wife. Paisal lekunda koni wife pressure love day ani pothe vattal rralipothay maga rayullaki especially one paycheck gaallaki aada ladies yemundhi intla koosoni big boss telugu daily serials  chustharu godaval kosam avi mana kompa la implemet chesi 10ngutharu. Per pressure batch valla home shortage komap lu lev ippudu many amming market lo lose ku jobs poyi . Not only here covid free paisal tho both Telugu states lo kuda locals ki reach avvaleni rates pettaru Villa ane concept pattakochi. Motham penta penta yekkada leg pettina mana Telugu daridrulu 

[Sonu_Patel]

11 minutes ago, sunyysunny said:

okappudu world is ending annav kada bayya

average ga 2022 pricing levels vachesai bayya... next inka interest rates taggithey.. house prices will start to grow.. dont expect covid style of hikes.. organic ga hike avuthadi.. 

atlanta suburbs lo chala reductions chestunnaru.. 

[Sonu_Patel]

18 minutes ago, Konebhar6 said:

I def see another 10-20% correction. Job losses, H1b uncertainity, and stock market may correct in 2026. Home builders stopped building homes. All sign to prices down. 
Primary house - Start shopping

investment home - wait

yes, primary home shopping ki good time.. 

 

[Konebhar6]

55 minutes ago, Sucker said:

Vuncle happy memories pettukovalsina kompa ni real estate dhandha chesi 10ngaru esp Desi gaallu with covid free money inkem chesthav. Andaru dabbul 10ngaru moham community la ne koni 10ngaru appudu home shortage chesi velam paata varaki pakkakocharu there is no tomorrow la. Home ni biz chesinapude assam any life or wife. Paisal lekunda koni wife pressure love day ani pothe vattal rralipothay maga rayullaki especially one paycheck gaallaki aada ladies yemundhi intla koosoni big boss telugu daily serials  chustharu godaval kosam avi mana kompa la implemet chesi 10ngutharu. Per pressure batch valla home shortage komap lu lev ippudu many amming market lo lose ku jobs poyi . Not only here covid free paisal tho both Telugu states lo kuda locals ki reach avvaleni rates pettaru Villa ane concept pattakochi. Motham penta penta yekkada leg pettina mana Telugu daridrulu 

I completely agree. Desis are good at finding opportunities and making a business out of it.

We had a get-together at the office recently. I talked to multiple people who are on H1B, do not own a primary home, but invested in 2-3 investment homes. All underwater now. Not getting proper rents. Maintenance nightmare. Simple ga smile ichi vachesa. 

[Sonu_Patel]

12 minutes ago, Konebhar6 said:

I completely agree. Desis are good at finding opportunities and making a business out of it.

We had a get-together at the office recently. I talked to multiple people who are on H1B, do not own a primary home, but invested in 2-3 investment homes. All underwater now. Not getting proper rents. Maintenance nightmare. Simple ga smile ichi vachesa. 

thats pure greediness anna.. 

primary home lekunda investments endanna.............. chass

[ismartganesh]