Looking for advice on buying a home

[dreamchaser]

Hi friends,

Nenu naa friend kosam post chesthunnanu. Aayana first-time home buyer. Aayana 42 years old, green card holder, and oka samvatsaram lo citizenship pondutaaru. Family Phoenix, AZ lo new home konnadaniki chusthunnaru. Total family income $250K ($200K + $50K). one kid.Aayana 25% downpayment ivvadaniki ready.

Builder home price reduce cheyyaledu, kani $650K home tho 30-year fixed mortgage at 4.99% (year 1: 3.99%), 9-month rate lock, and up to $10,000 closing cost credits offer chestunnaru.

Aayana full-time job konchem unstable, 2026 lo layoff chance undi (kani 6 months severance untundi). Wife’s job stable, income $50K. Builder rates tho, monthly mortgage ~$3K/month avuthundi, aayana part-time work or unemployment benefits use chesi manage cheyyachu ani anukuntunnaru.

I conditions lo home konadam manchidi kada? Mee advice kavali

[Aquaman]

only your freind knows his situation

e question adigav ante.. he is not confident

better rent a single family home for now to get that "home feeling" ...... market is not stable .. wait for few months until he is confident 

[psycopk]

House and neighborhood nachite go for it.. 42 gc.. india velle alochna ledu.. inka late cheyatam bagodu..

 

[Dallasbaluu]

18 minutes ago, dreamchaser said:

Hi friends,

Nenu naa friend kosam post chesthunnanu. Aayana first-time home buyer. Aayana 42 years old, green card holder, and oka samvatsaram lo citizenship pondutaaru. Family Phoenix, AZ lo new home konnadaniki chusthunnaru. Total family income $250K ($200K + $50K). one kid.Aayana 25% downpayment ivvadaniki ready.

Builder home price reduce cheyyaledu, kani $650K home tho 30-year fixed mortgage at 4.99% (year 1: 3.99%), 9-month rate lock, and up to $10,000 closing cost credits offer chestunnaru.

Aayana full-time job konchem unstable, 2026 lo layoff chance undi (kani 6 months severance untundi). Wife’s job stable, income $50K. Builder rates tho, monthly mortgage ~$3K/month avuthundi, aayana part-time work or unemployment benefits use chesi manage cheyyachu ani anukuntunnaru.

I conditions lo home konadam manchidi kada? Mee advice kavali

covid green card aithe konnaku ani chepamanu anna @USCIS1 coid gc approvals ki letters vastundhi

cc @Tellugodu

 

[Dallasbaluu]

11 minutes ago, psycopk said:

House and neighborhood nachite go for it.. 42 gc.. india velle alochna ledu.. inka late cheyatam bagodu..

 

Samara nannu 10gabetavu kada