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Mortgage rates dip back down to near 3-year lows

Featured Replies

zillow shows 5.875 mari

https://www.zillow.com/homeloans/mortgage-rates/

Today's mortgage rates summary

As of February 13, 2026, current 30-year fixed mortgage rates are 5.875%, while current 15-year fixed mortgage rates are 5.375%. For adjustable rates, like a 7-year ARM, rates are 5.625%.

 

  • Author
24 minutes ago, psycontr said:

No 5.875% today that too if you go with desi mortgage agent

local agent offered 5.5% today

  • Author
26 minutes ago, akkum_bakkum said:

zillow shows 5.875 mari

https://www.zillow.com/homeloans/mortgage-rates/

Today's mortgage rates summary

As of February 13, 2026, current 30-year fixed mortgage rates are 5.875%, while current 15-year fixed mortgage rates are 5.375%. For adjustable rates, like a 7-year ARM, rates are 5.625%.

 

you will get better rates than that, example for dallas area

District Lending
NMLS #1835285
APR
5.509%
 
$3,092 /mo
Rate
5.375%
30-Year Fixed
Fees & Points
$499 
Show Breakdown
Includes 0.000 Points ($0)
View DetailsEqual Housing Lender
SimpLend Mortgage,LLC
NMLS #2558881
APR
5.545%
 
$3,092 /mo
Rate
5.375%
30-Year Fixed
Fees & Points
$2,868 
Show Breakdown
Includes 0.000 Points ($0)
View DetailsEqual Housing Lender
Surety Home Loans
NMLS #1981224
APR
5.586%
 
$3,092 /mo
Rate
5.375%
30-Year Fixed
Fees & Points
$5,100 
Show Breakdown
Includes 0.000 Points ($0)
View DetailsEqual Housing Lender
Barrett Financial
NMLS #181106
APR
5.643%
 
$3,133 /mo
Rate
5.500%
30-Year Fixed
Fees & Points
$995 
Show Breakdown
Includes 0.000 Points ($0)
View DetailsEqual Housing Lender
Pure Rate Mortgage
NMLS #2578474
APR
5.644%
 
$3,133 /mo
Rate
5.500%
30-Year Fixed
Fees & Points
$1,050 
Show Breakdown
Includes 0.000 Points ($0)
View DetailsEqual Housing Lender

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