ICANWIN Posted May 21, 2015 Report Posted May 21, 2015 nee question enti, nuvvu elaa save cheyyali ani aduguthunnava leka verevaallu save chestunnara leda ani aduguthunnava. nuvvu save cheyyali anukunte ee kinda steps follow avvu. rent - $800 (max)--dokku dakota place lone 800+ these days utilities + gas + current + internet - $200 (appudappudu chali lo kuda heater off chesukovalsi vastadi. be prepared for that)--->Practically kashtam Ph Bill - $80 (smart phone tessukone aalochana unte maaneyyandi. already aa phones unte ammeyyandi ) car insurance + health insurance - $400 (max) ---> health insurance for family aey 400+ car - max oka $300 esko (antha kante ekkuva kaduthunte, adi ammi 10gi thakkuva rate lo teesuko) groceries - $300 + or - $100 (aame movie lo kota sreenivasarao laaga vaadukovalani cheppu) shopping - $500/year (yearly 3 times teesukellu anthe. kaadu kudaradu ante kaallu virichi oven lo pedatha ani cheppu)--->impossible kallu virakodthe pika pisukutaru---ammayilu US lo vade handbag aey more than 500 Gas - $50/month public transportation unte car use cheyyaku. -------> unrealistic in any place except if u live in downtown... trips - forget about it. eppudaina company lo bonus lu iste aalochinchu impossible impossible impossible
superted Posted May 21, 2015 Author Report Posted May 21, 2015 No savings.. Enjoying life to the max.. Buddodi diaperlake saripothundi salary :)
Simple123 Posted May 21, 2015 Report Posted May 21, 2015 house rent -- $1500 + utilities $200 CC -- $1200 --- phone bill -$100 ================ $3000 =============== remaining is your savings .. I'm surprised to see folks negative responses. Dude... Don't get discouraged , you can save after marriage too.
ICANWIN Posted May 21, 2015 Report Posted May 21, 2015 house rent -- $1500 + utilities $200 CC -- $1200 --- phone bill -$100 ================ $3000 =============== remaining is your savings .. I'm surprised to see folks negative responses. Dude... Don't get discouraged , you can save after marriage too. you forgot insurances health , auto, loans etc dude..which are common...4k easy for basic living
DR.BALI Posted May 21, 2015 Report Posted May 21, 2015 yes u can ma hubby half salary toh inti kharchalu....tanadi migata half and naadi full migultundi
Simple123 Posted May 21, 2015 Report Posted May 21, 2015 you forgot insurances health , auto, loans etc dude..which are common...4k easy for basic living if you are full time , no need to worry about insurance. If you are contractor you get paid more for it. What loan are you talking about ? education loan ?? Auto loan ? how many years it takes ? how much do you pay ? what type of car do you buy (Lexus/Audi/BMW)
Simple123 Posted May 21, 2015 Report Posted May 21, 2015 maa office lo most of the guys single income married with Kids and they are all happy with what they make . Dont make fuss about it
superted Posted May 21, 2015 Author Report Posted May 21, 2015 you forgot insurances health , auto, loans etc dude..which are common...4k easy for basic living + baby
ICANWIN Posted May 21, 2015 Report Posted May 21, 2015 if you are full time , no need to worry about insurance. If you are contractor you get paid more for it. What loan are you talking about ? education loan ?? Auto loan ? how many years it takes ? how much do you pay ? what type of car do you buy (Lexus/Audi/BMW) nenu na sangathi cheppatledu bro...auto loan usual ga untundi...adi lekapoyina home loan untundi. lekapoyinaedo commitment untundi...5k to ayite life lead cheyaleru kada antunna... auto insurance u should only pay kada...florida lanti place lo unte auto insurance aey 300 per month untundi if new car basic enni years loan ayina kattali kada...andaru pelli kalla auto loan ayite lekunda em loans lekunda undaru kada antunna...
Simple123 Posted May 21, 2015 Report Posted May 21, 2015 nenu na sangathi cheppatledu bro...auto loan usual ga untundi...adi lekapoyina home loan untundi. lekapoyinaedo commitment untundi...5k to ayite life lead cheyaleru kada antunna... auto insurance u should only pay kada...florida lanti place lo unte auto insurance aey 300 per month untundi if new car basic enni years loan ayina kattali kada...andaru pelli kalla auto loan ayite lekunda em loans lekunda undaru kada antunna... home loan ante depends upon location . if you buy $350K home and your monthly EMI would be $1500-$1800 for 30 years... Do you think he will earn only 5k per month for next 10 years ?? Auto loan depends upon which car he buys . Masters completes at age 23/24 .. get married at 27/28. 3 -4 years doesn't enough for clearing education and auto loan.
ICANWIN Posted May 21, 2015 Report Posted May 21, 2015 home loan ante depends upon location . if you buy $350K home and your monthly EMI would be $1500-$1800 for 30 years... Do you think he will earn only 5k per month for next 10 years ?? Auto loan depends upon which car he buys . Masters completes at age 23/24 .. get married at 27/28. 3 -4 years doesn't enough for clearing education and auto loan. may be you can ...nenu aina na opinion cheppanu dude..evadu auto loan terchukodu 1-2% to konte unna dabbulu anni kattesi + edo oka financial commitment lo sure ga untaru like already buying plot or home back in india + rotating credit card payments untayi + andariki full time jobs undav to avoid health insurances.kids untaru inlaws/parents visits ...anni a 5k lone...cant expect everyone to think or be like you ayina he/she gurinchi nenu matladatledu...i cannot save with 5k and TS asked about present salary 5k not after 10 years...i told my opinion...naku being single 3k basic expenses avutondi without spending a penny for even clothes etc...5k with family for me its impossible to save
BhagatSingh Posted May 21, 2015 Report Posted May 21, 2015 simple calculations.... -rent---------------1200-1500- car EMI----- 400-600 health Insurance for consultants--400-600 other expenses----300-500 gas + insurance--- 300 movies restaurants---200 lunch---200 internet power---100 mobile---100 groceries---300-500 so overall ga ---- 3500k-- 4k$ MAx .... calif and NYC exeptional
rabhasanbk Posted May 21, 2015 Report Posted May 21, 2015 nee question enti, nuvvu elaa save cheyyali ani aduguthunnava leka verevaallu save chestunnara leda ani aduguthunnava. nuvvu save cheyyali anukunte ee kinda steps follow avvu. rent - $800 (max) utilities + gas + current + internet - $200 (appudappudu chali lo kuda heater off chesukovalsi vastadi. be prepared for that) Ph Bill - $80 (smart phone tessukone aalochana unte maaneyyandi. already aa phones unte ammeyyandi ) car insurance + health insurance - $400 (max) car - max oka $300 esko (antha kante ekkuva kaduthunte, adi ammi 10gi thakkuva rate lo teesuko) groceries - $300 + or - $100 (aame movie lo kota sreenivasarao laaga vaadukovalani cheppu) shopping - $500/year (yearly 3 times teesukellu anthe. kaadu kudaradu ante kaallu virichi oven lo pedatha ani cheppu) Gas - $50/month public transportation unte car use cheyyaku. trips - forget about it. eppudaina company lo bonus lu iste aalochinchu sorry bhayya...okati cheppali...intha paniki maalina post intha varaku chudaledu....aha naa pellanta movie lo kota ni minchipyav..yearly 3 times shopping ..lol car konukkoni public transport vunte use cheyyaku...aha aha... vaammo..ila brathike daridrulu evarina vunnara bhayya
BhagatSingh Posted May 21, 2015 Report Posted May 21, 2015 maa office lo most of the guys single income married with Kids and they are all happy with what they make . Dont make fuss about it yes many families living happily with 5k-6k after taxes these days luxuries ekkuvayyay,... that costs more troubles more
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