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Posted

First pay all your credit cards with your salary

First start with high apr payments

Posted

naaku koncham chepandi bro.. cc lu kaduthune unnatu undi bt enthaki taggatledu avvi.. 0% apr and balanace transfer credit cards emanna telsi unte chepandi bro apply chesta

Posted

@janabava - how much was ur credit score when you applied for loan and how much loan was given , my credit score is around 600 so getting a loan declined will make bring down my score to 550 :)

Posted

bhayya ,

I have credit balances to pay with high apr rates (18% average) and some debts in India with high interest rates . I am getting pre approved loan mails from money lending institutions like lending club, burrowers first , prosper etc with interest rate 5.99% , is it good idea to take loans from these institutions and pay the credit card balances and debts back home ? Can we trust these institutions ? Am asking these questions bcos my credit score is not that good and how/why these guys are offering me huge loans with less interest rates . Please advice

 

Don't take fresh loan, try to pay off the CC bills with the job amount. India lo emi vunte, try to pay just that amount and nothing more for some time.

Money lending Institutions Citizen or GC ki matrame istharu, credit inquiry padochu. ado bokka

Try to build score by avoaiding credit enquiries and reducing ur loan amount. try to get new cards after crossing 720+ score.

Posted

naaku koncham chepandi bro.. cc lu kaduthune unnatu undi bt enthaki taggatledu avvi.. 0% apr and balanace transfer credit cards emanna telsi unte chepandi bro apply chesta

 

kotha card teeskuni credit enquiry veyichukunte vunna score dobbuddi. Try to take a new card only of you have 720+ score.

First pay off your balances to get good credit score

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