Roth Ira Help Where To Open

[libraguy863]

Hi Bros,

 

ROTH IRA ekkada open chayali any suggestion pls .. h1 ppl eligible or not im contractor for past few years .. maa employer emi pettadu so best option enti koncham guidance kavali (vanguard,Wellsfargo,Charles swab,Scott trade)

 

Open cheste enti koncham info ivvandi naku ZERO knowledge so ..

 

thanks in advance 

[arshad]

Bofa

[vasu123]

waste man Roth IRA and 401k lu if you are not going to be settled and retired in usa. manam H1 meeda unnam so anything can happen.
Better save that amount in your bank. Early withdrawal of 401k and roth ira has penalty and some terms and cobditions r there to withdraw. Nee age entha and marital status and kids info vey.

Okavela india vellipothe malli aa dabbulu withdraw cheyadaniki and taxes on gains procedure avanni big headache from india.
Nuvvu fulltime and ikkade usa lo unta ante chesuko otherwise waste

[Chintuu]

Hi Bros,

ROTH IRA ekkada open chayali any suggestion pls .. h1 ppl eligible or not im contractor for past few years .. maa employer emi pettadu so best option enti koncham guidance kavali (vanguard,Wellsfargo,Charles swab,Scott trade)

Open cheste enti koncham info ivvandi naku ZERO knowledge so ..

thanks in advance

chase lo chestharu

[vasu123]

chase lo chestharu

Contractors ki em helpful idi. After tax money $5,500 per year save chesthe vallu endulonina invest chestara? But early withdrawal before retirement has penalty right. Longterm ga usa lone settle ayyevallaku best kada

[kumar654]

waste man Roth IRA and 401k lu if you are not going to be settled and retired in usa. manam H1 meeda unnam so anything can happen.
Better save that amount in your bank. Early withdrawal of 401k and roth ira has penalty and some terms and cobditions r there to withdraw. Nee age entha and marital status and kids info vey.

Okavela india vellipothe malli aa dabbulu withdraw cheyadaniki and taxes on gains procedure avanni big headache from india.
Nuvvu fulltime and ikkade usa lo unta ante chesuko otherwise waste

+1

[Chintuu]

Contractors ki em helpful idi. After tax money $5,500 per year save chesthe vallu endulonina invest chestara? But early withdrawal before retirement has penalty right. Longterm ga usa lone settle ayyevallaku best kada

aa money ni ippudu ekkada invest chesina, adhi entha ayina dhaaniki withdraw appudu emi tax undadhu.

Invest ekkada ante there are many options

[Feelingbad]

aa money ni ippudu ekkada invest chesina, adhi entha ayina dhaaniki withdraw appudu emi tax undadhu.

Invest ekkada ante there are many options

 

You mean profit/earnings payina tax vundadhu antaavaa..? 

[Chintuu]

You mean profit/earnings payina tax vundadhu antaavaa..?

yeap, this is more beneficial for ppl who invest those

[Feelingbad]

yeap, this is more beneficial for ppl who invest those

 

Is it the same for both Roth & traditional IRA ? 

[Chintuu]

Is it the same for both Roth & traditional IRA ?

nope only roth

[vasu123]

aa money ni ippudu ekkada invest chesina, adhi entha ayina dhaaniki withdraw appudu emi tax undadhu.

Invest ekkada ante there are many options

 

Earnings/profits meeda tax untadi if you withdraw before 60 years old, Actual contribution money meeda undadu tax. if you withdraw at 60 yeras old then dheni meeda tax undadu, fully tax free on contributed money and earnings/growth.

 

what if we have to move back to india by visa issues. can we withdraw that amount and get deposted into our indian bank and escape from india taxes?

[vasu123]

Income Limit for single people -  Phase-out starts at $117,000; ineligible at $132,000

 

Income Limit for Married Joint tax filing people - Phase-out starts at $184,000; ineligible at $194,000

[vasu123]

Advantages and Dis Advantages to non immigrant visa ppl ki cheppandi Roth IRA tho

[Dippam]

Vanguard