House buying on OPT

[Guest]

konacha..pros n cons ??

[gudachari007]

konu ippudu kakapothe inka eppudu enjoy chesthav.. 

[sattipandu]

6 minutes ago, Guest said:

konacha..pros n cons ??

masth migulthunnattu unnayi ga paisalu

[ronitreddy]

Ne profile chebithe ppl suggest chestharu edo okati

[Lukewalker]

Do you have good credit?

Do you have a FT job or your current project will extend for atleast 2 years? 

Do you have atleast 10% down payment? 

Do you know how the market is in your area? Is it stagnant or seller or buyer market?

House konatam emundhi bro, evarayina konachu manchi credit plus down payment unte! but is that a good idea ani nuvve decide cheskovali. 

don't buy until you got a H1 and started GC process, you will have more awareness of the market, you will have enough time to save for down payments and stability too. 

 

[Guest]

6 minutes ago, Lukewalker said:

Do you have good credit?

YES

Do you have a FT job or your current project will extend for atleast 2 years? 

YES

Do you have atleast 10% down payment? 

YES

Do you know how the market is in your area? Is it stagnant or seller or buyer market?

seller's and it will continue to be seller's market

House konatam emundhi bro, evarayina konachu manchi credit plus down payment unte! but is that a good idea ani nuvve decide cheskovali. 

don't buy until you got a H1 and started GC process, you will have more awareness of the market, you will have enough time to save for down payments and stability too. 

 

my answers inline

anni cheppi malla H1 antav yendi..risk teeska kunte life lo yetta paikochedi

[ronitreddy]

12 minutes ago, sattipandu said:

masth migulthunnattu unnayi ga paisalu

yeah $27.94 per pay check miguluthunayi after all expenses

[yomama]

Buy a tiny house best, no life long mortgage .

[ronitreddy]

1 minute ago, Guest said:

my answers inline

anni cheppi malla H1 antav yendi..risk teeska kunte life lo yetta paikochedi

Risk can be classified into 2 categories

1. Good Risk

2. Bad Risk

Nu edi tiskovalo iga nuvve alochinchuko..

[DadaBhai]

10 minutes ago, Lukewalker said:

Do you have good credit? YES - 805 in Credit karma

Do you have a FT job or your current project will extend for atleast 2 years?  - Yes its FT for ever job, job will NEVER EVER END

Do you have atleast 10% down payment?  - I have 20% down for 400K House

Do you know how the market is in your area? Is it stagnant or seller or buyer market? - Market Very Big in Charlotte

House konatam emundhi bro, evarayina konachu manchi credit plus down payment unte! but is that a good idea ani nuvve decide cheskovali. 

don't buy until you got a H1 and started GC process, you will have more awareness of the market, you will have enough time to save for down payments and stability too. 

 

GC process already stared, labor cleared and i-140 filed in premium by Client.

[Guest]

1 minute ago, ronitreddy said:

Risk can be classified into 2 categories

1. Good Risk

2. Bad Risk

Nu edi tiskovalo iga nuvve alochinchuko..

define good and bad risk..ipdu business pettetollantha risk teeskuntalera..take restaurant..grocery or any business

[sattipandu]

4 minutes ago, ronitreddy said:

yeah $27.94 per pay check miguluthunayi after all expenses

avna good man per hr antha saving aythey 

almost 4800 saving per month

55k saving per yr min

 

 

[Yuva Nataratna]

Okka mukkalo cheppalante....senseless idea....

[DadaBhai]

3 minutes ago, sattipandu said:

avna good man per hr antha saving aythey 

almost 4800 saving per month

55k saving per yr min

 

 

30% Tax on H1 and 10% tax for me on OPT

[Guest]

2 minutes ago, DadaBhai said:

GC process already stared, labor cleared and i-140 filed in premium by Client.

you are in a good shape bro..805 credit score ante atleast 740 untadi experian score so you are good. and job kuda FT antunnav..just go for it

inthakmundu laaga pathi yedava ki loans isthaleru..learned from 2008 housing bubble..so aa situation malla raadu moreover inventory takkuva demand yekva undi..yentha worst case lo ayna nee paisal neek vasthay