House buying on OPT

[k2s]

2 minutes ago, loveindia said:

sodhi lo discussion man.. OPT lo untey car ke loan iyyatledu, inka intiki get out uzeless antaru... waste of time going to banker man, save gas... 

+678

naaku OPT lo unnapudu car dealer gadu loan ivvanu dobbei annadu. mali soothey 4 different hard credit inquires chesadu .. danthoo unna history kuda doobindi.. inko 1 yr pattindi score gain chesukovadaniki..... 

uinv Credit union deggara 4.9% ki loan thesukunna

[k2s]

3 minutes ago, Guest said:

cash payment sesthe yekkada unna konachu..chinky gaalu masth competition istunnaru pathi bidding la cash ichi 10kapotunnaru..

yes man. 

maa ooru lo price kantey atleast $40k ki ekkuva sold authunnai houses.. 

[loveindia]

3 minutes ago, kasi said:

typical desi....its better to try n fail....than stop trying

lol its a bad idea to try when you know you will fail... that is foolishness man.. 

[kasi]

Just now, k2s said:

+678

naaku OPT lo unnapudu car dealer gadu loan ivvanu dobbei annadu. mali soothey 4 different hard credit inquires chesadu .. danthoo unna history kuda doobindi.. inko 1 yr pattindi score gain chesukovadaniki..... 

uinv Credit union deggara 4.9% ki loan thesukunna

ikkada he has a full time job with pay stubs......there is a difference dude.......if you have a job, you can get a car/small house loan.....since these are collateral loans

[Guest]

1 minute ago, kasi said:

exactly dude......risk is always there....if you plan well, at least you can mitigate it 

inka condos koni rent ki iche idea yemanna unda..i think its a good investment manaki raakapoyna rent to mortgage equal ayna saalu..few years down the line u will have property..maintenance suskovaali and 10 month rent calculate seskovali per year

[kasi]

1 minute ago, Guest said:

inka condos koni rent ki iche idea yemanna unda..i think its a good investment manaki raakapoyna rent to mortgage equal ayna saalu..few years down the line u will have property..maintenance suskovaali and 10 month rent calculate seskovali per year

good investment...pool 2-3 people.....20% down payment.....make sure someone lives in the city for sure

[k2s]

1 minute ago, kasi said:

ikkada he has a full time job with pay stubs......there is a difference dude.......if you have a job, you can get a car/small house loan.....since these are collateral loans

naaku FTE e undey bro.. was working for an year (2009) when i wanted to buy a car... VISA ledu neku... iyyaru poo annadu.

adey oka 1 year back (2008) lo recession time lo 0.9% , 1.9% APR ki maa dosthu gallaki icharu dealers ..just time 

[Guest]

3 minutes ago, loveindia said:

lol its a bad idea to try when you know you will fail... that is foolishness man.. 

its ok to fail when u have calculated risk.. 

[Lukewalker]

23 minutes ago, Guest said:

my answers inline

anni cheppi malla H1 antav yendi..risk teeska kunte life lo yetta paikochedi

nenu questions vesa, answers ento naku teliyadhu ga appudu. andhuke H1 varaku wait cheyyi annanu. H1 pick kaakapothe em chestav? 

rent ki ivvachu but nuvvu relocate ayyaka ante day 1 nunchi rent ki vachestara? madhyalo vacant unte 2-3 months, then? 

rent ki vachinapudu renters baane undi, tarvata valla ki job pothe, rent kattakapothe? eviction ki nuvve paisal kattali, plus 2-3 months income nill -- all these are worst cases. 

advices emundhi bro laksha cheptha, risk vaste neeke ga naku kaadhu ga 

andhuke play it safe, H1 vache varaku aagu ani chinna suggestion icha anthe. 

OPT lo unde uduku rakhtam H1 vachaka konchem stable avthundhi, you get to see world in a more matured way and analyze pros and cons more. 

all the best and cheers!

[Lukewalker]

25 minutes ago, DadaBhai said:

GC process already stared, labor cleared and i-140 filed in premium by Client.

nuvvu endhuku wait chesthunnav bro, attack I say!

all the best for your house hunting

[loveindia]

2 minutes ago, k2s said:

naaku FTE e undey bro.. was working for an year (2009) when i wanted to buy a car... VISA ledu neku... iyyaru poo annadu.

adey oka 1 year back (2008) lo recession time lo 0.9% , 1.9% APR ki maa dosthu gallaki icharu dealers ..just time 

vadiley man calculated risk teeskuntaaru anta... inka vadiley man... when you have an answer, its waste to ask questions man...

[DadaBhai]

1 minute ago, Lukewalker said:

nuvvu endhuku wait chesthunnav bro, attack I say!

all the best for your house hunting

thanks bro  

[Guest]

8 minutes ago, k2s said:

+678

naaku OPT lo unnapudu car dealer gadu loan ivvanu dobbei annadu. mali soothey 4 different hard credit inquires chesadu .. danthoo unna history kuda doobindi.. inko 1 yr pattindi score gain chesukovadaniki..... 

uinv Credit union deggara 4.9% ki loan thesukunna

it depends man...account lo manchi balance undi paystub lo manchi figure unte..lenders agree..there are lenders that satisfy ur criteria..u just have to shop around

[tom bhayya]

26 minutes ago, sattipandu said:

avna good man per hr antha saving aythey 

almost 4800 saving per month

55k saving per yr min

 

 

correct ga chusaava ronit post 

[ranku_mogudu]

17 minutes ago, loveindia said:

sodhi lo discussion man.. OPT lo untey car ke loan iyyatledu, inka intiki get out uzeless antaru... waste of time going to banker man, save gas... 

yeah true.. JL thread