Credit card question - balanace transfer

[Nannu_kelakoddu]

19 minutes ago, MRI said:

balance transfer is to pay credit balances bro... debit card/bank account ki transfer chestey danini cash advance antaru.. appu tesukuntunnattu antey..

Yes, if it's CC to CC it is considered as balance transfer and initial APR will be 0 (depends on offer) and after offer period it will be some where around 12% (depends on CC)

However, if you do CC to Checking, it is considered as Advance Cash. the initial APR might be 0 (again depends on offer) but after that time period the APR will be jacked up to 24% (again depends on CC)

[rrc_2015]

I need some cash money ..  urgent 

P.loanapply cheddam ante ... I don't have project from March and no  recent pay slips if they ask for.

Credit card ayithe vasthadi ... As I have score around 680... Kani cash adavnce ki charges ekkuva.

 

Experts suggest me something please 

[DexterMorgan_mpd]

ltt

[k2s]

2 hours ago, rrc_2015 said:

Cc balance transfer checking account lo ki chesthara ... Or cheque immante isthara ?

If yes , which companies would do that - citi, discovery, chase, capOne 

 

Help please. Thanks in advance

All

[thanks]

46 minutes ago, rrc_2015 said:

I need some cash money ..  urgent 

P.loanapply cheddam ante ... I don't have project from March and no  recent pay slips if they ask for.

Credit card ayithe vasthadi ... As I have score around 680... Kani cash adavnce ki charges ekkuva.

 

Experts suggest me something please 

no pay slips on h1

[rrc_2015]

4 minutes ago, thanks said:

no pay slips on h1

Yes .. I took some risk.

[Picha lite]

1 hour ago, rrc_2015 said:

I need some cash money ..  urgent 

P.loanapply cheddam ante ... I don't have project from March and no  recent pay slips if they ask for.

Credit card ayithe vasthadi ... As I have score around 680... Kani cash adavnce ki charges ekkuva.

 

Experts suggest me something please 

Y cash advance... Bal transfer chesko 3% fee untadi

[Imperial]

BT typically means for paying off other credits/loans...some credit cards do offer BT as direct deposit to banks, but post promotional period, APR will be same as that of cash advances...so adhi oka bisket offer...

[rrc_2015]

11 hours ago, Picha lite said:

Y cash advance... Bal transfer chesko 3% fee untadi

Bal transfer checking account ki chesthara ... Leda.

How can I know that before opening the credit card account.

[JavaBava]

yes chestaru ..not every card does it. dcu penfed citicards will do it for sure. amex wont. it comes under cash advance for all other cards.