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Posted

lvadalo discount vastadi ani macy's card tiskunna 2yrs back , one time $30 kattali marchipoya ,vadu emo late fee annadu , sare ani pay chesi card close chesina.  

amex card nevere late payments but car closed.  

now my creditscore is gone. 

points:

1) don't close cards

2) setup auto payments. 

 

ippudu nenu em cheyyali tadi **** esukoni kusovala. is there a way to increase score ?

 

 

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Posted
Just now, Simple123 said:

lvadalo discount vastadi ani macy's card tiskunna 2yrs back , one time $30 kattali marchipoya ,vadu emo late fee annadu , sare ani pay chesi card close chesina.  

amex card nevere late payments but car closed.  

now my creditscore is gone. 

points:

1) don't close cards

2) setup auto payments. 

 

ippudu nenu em cheyyali tadi **** esukoni kusovala. is there a way to increase score ?

 

 

agreed...nenu 3 credit cards close chesa oka 6 yrs back and madhyalo oka 3 times minimum pay late ayyindhi...naadhi dobbindhi

Posted
1 minute ago, Naaperushiva said:

agreed...nenu 3 credit cards close chesa oka 6 yrs back and madhyalo oka 3 times minimum pay late ayyindhi...naadhi dobbindhi

mari em chesinav.  house konnava ? endi ee kirkiri 

Posted

cards close chesthe points povadam ento .. adem lekkano ardam kaadhu _%~_%~_%~ 

cards close cheyakapothe fraud ki entha chance untadi e metta na kodukulaki telvadha

Posted
Just now, Simple123 said:

mari em chesinav.  house konnava ? endi ee kirkiri 

no baa...no house already appulu theerching antey nenu konchem edava karchulu ekkuva chesaaley Ippudu avanni theerchaalsi vasthundhi

Posted
11 minutes ago, Simple123 said:

lvadalo discount vastadi ani macy's card tiskunna 2yrs back , one time $30 kattali marchipoya ,vadu emo late fee annadu , sare ani pay chesi card close chesina.  

amex card nevere late payments but car closed.  

now my creditscore is gone. 

points:

1) don't close cards

2) setup auto payments. 

 

ippudu nenu em cheyyali tadi **** esukoni kusovala. is there a way to increase score ?

 

 

@GUDDALO GUNAPAM petuko perigidi score...

Posted
19 minutes ago, Simple123 said:

lvadalo discount vastadi ani macy's card tiskunna 2yrs back , one time $30 kattali marchipoya ,vadu emo late fee annadu , sare ani pay chesi card close chesina.  

amex card nevere late payments but car closed.  

now my creditscore is gone. 

points:

1) don't close cards

2) setup auto payments. 

 

ippudu nenu em cheyyali tadi **** esukoni kusovala. is there a way to increase score ?

 

 

yentha taggindhi , nenu kuda planning to close

Posted
14 minutes ago, mettastar said:

cards close chesthe points povadam ento .. adem lekkano ardam kaadhu _%~_%~_%~ 

cards close cheyakapothe fraud ki entha chance untadi e metta na kodukulaki telvadha

close cheste the average length of time your credit is established will decrease and also the over all amount of credit available to you will decrease. 

Posted
1 minute ago, aviator said:

close cheste the average length of time your credit is established will decrease and also the over all amount of credit available to you will decrease. 

agree

Posted
19 minutes ago, mettastar said:

cards close chesthe points povadam ento .. adem lekkano ardam kaadhu _%~_%~_%~ 

cards close cheyakapothe fraud ki entha chance untadi e metta na kodukulaki telvadha

point povu...length of credit history effects...but antha ekkuva points em taggavu..

Posted
3 minutes ago, aviator said:

close cheste the average length of time your credit is established will decrease and also the over all amount of credit available to you will decrease. 

+1

Posted

anduke yearly payment leni cards tisukoni.... vadukoni .... motham clear chesi pakkana padeyali

Posted

sare ra babu, its a mistake . inka em peekalem aa ? Amex FICO score 659 undi.  

Creidt karma vadu emo 735 chupistunadu.  vadini nammavacha .

Posted

sare ra babu, its a mistake . inka em peekalem aa ? Amex FICO score 659 undi.  

Creidt karma vadu emo 735 chupistunadu.  vadini nammavacha .

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