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credit score dobbindi


Simple123

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21 hours ago, Simple123 said:

lvadalo discount vastadi ani macy's card tiskunna 2yrs back , one time $30 kattali marchipoya ,vadu emo late fee annadu , sare ani pay chesi card close chesina.  

amex card nevere late payments but car closed.  

now my creditscore is gone. 

points:

1) don't close cards

2) setup auto payments. 

 

ippudu nenu em cheyyali tadi **** esukoni kusovala. is there a way to increase score ?

 

 

oka 6 months proper CC bills full kattu. adey urukuntu paiki ostadi

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1 hour ago, krishna0125 said:

i used to have 811 in credit karma. Last month I took 10k out of my credit card since I have 0%Apr for 1 year. Now score came down to 630.

balance transfer significant ga impact ayindi anukunta

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39 minutes ago, ronitreddy said:

balance transfer significant ga impact ayindi anukunta

yeah. I paid back 1000 back into card, now its showing 650. credit score is simple caluc. of how much is your total vs how much you spend and how long you hold(score dont depend on this very much). any new comer to usa with 2 years of Credit card can see there score as 750 if they dont have much balance on card but it is not even equal to person with 650 score with 8 years of history.

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