citizenofIND Posted October 21, 2016 Report Share Posted October 21, 2016 Its just a matter of time.. it will pickup Quote Link to comment Share on other sites More sharing options...
citizenofIND Posted October 21, 2016 Report Share Posted October 21, 2016 You should not close ur first card thats it ..remaining all garbage Quote Link to comment Share on other sites More sharing options...
barney Posted October 21, 2016 Report Share Posted October 21, 2016 6 hours ago, Simple123 said: you are right aviator. damage repair em leda ? car konte a history vuntadi, phone bill evanni vastai ga only credit cards tho antha build ayyinda neeku .... Quote Link to comment Share on other sites More sharing options...
barney Posted October 21, 2016 Report Share Posted October 21, 2016 1 hour ago, Bambam_Bholey said: If you close the credit card you will loose: 1. Creditworthiness 2. credit timeline (if you are closing oldest CC) card vadithe ne kada adi... if you hardly used it i think it wont effect even if you close a very very old card.... basic ga nenu vinnadi endante your debt vs credit limit will get effected if you close cards like neeku 1000, 2000 limits cards vunte and nee debt 1000 aithe they will say you used 1000 of 3000 ... ade 1000 card close cheste ur ratio goes down to 1000: 2000 .. and that is what can effect your score.. i read it somewhere Quote Link to comment Share on other sites More sharing options...
krishnote3 Posted October 21, 2016 Report Share Posted October 21, 2016 loan thisukooo ..again repay cheyi 3 moths lo..do this..it will increase. DCU ni kanokoo Quote Link to comment Share on other sites More sharing options...
ronitreddy Posted October 21, 2016 Report Share Posted October 21, 2016 12 hours ago, dkchinnari said: credit card close chesthe aa card tho unna credit histry loss avuthav anthe..it wont take out points from your credt..also oldest account close chesthe issue...but 1 r 2 year close chesthe its fine..i closed 1 yr old card..no impact... min payment miss chesthe 35% impact on histry sare Quote Link to comment Share on other sites More sharing options...
ronitreddy Posted October 21, 2016 Report Share Posted October 21, 2016 2 hours ago, krishnote3 said: loan thisukooo ..again repay cheyi 3 moths lo..do this..it will increase. DCU ni kanokoo Ala ela? Quote Link to comment Share on other sites More sharing options...
BommaliNinnodhala Posted October 21, 2016 Report Share Posted October 21, 2016 18 hours ago, aviator said: close cheste the average length of time your credit is established will decrease and also the over all amount of credit available to you will decrease. ferfect answer..truee Quote Link to comment Share on other sites More sharing options...
BReBeL Posted October 21, 2016 Report Share Posted October 21, 2016 20 hours ago, mettastar said: cards close chesthe points povadam ento .. adem lekkano ardam kaadhu cards close cheyakapothe fraud ki entha chance untadi e metta na kodukulaki telvadha Correst cheppinav Quote Link to comment Share on other sites More sharing options...
BReBeL Posted October 21, 2016 Report Share Posted October 21, 2016 13 hours ago, dkchinnari said: credit card close chesthe aa card tho unna credit histry loss avuthav anthe..it wont take out points from your credt..also oldest account close chesthe issue...but 1 r 2 year close chesthe its fine..i closed 1 yr old card..no impact... min payment miss chesthe 35% impact on histry Avna nadi 5 year cards 2 unnay close chesthe na credit score em kaada bhayya? Quote Link to comment Share on other sites More sharing options...
BommaliNinnodhala Posted October 21, 2016 Report Share Posted October 21, 2016 Just now, BReBeL said: Avna nadi 5 year cards 2 unnay close chesthe na credit score em kaada bhayya? M kudispothadi credit score...try to keep oldest cards and first card...othr cards will not have much impact Quote Link to comment Share on other sites More sharing options...
xxxmen Posted October 21, 2016 Report Share Posted October 21, 2016 20 hours ago, mettastar said: cards close chesthe points povadam ento .. adem lekkano ardam kaadhu cards close cheyakapothe fraud ki entha chance untadi e metta na kodukulaki telvadha Card close cheste ni Totcal credit usage perugdi ga so ala effect avudi ani mata Quote Link to comment Share on other sites More sharing options...
krishna0125 Posted October 21, 2016 Report Share Posted October 21, 2016 i used to have 811 in credit karma. Last month I took 10k out of my credit card since I have 0%Apr for 1 year. Now score came down to 630. Quote Link to comment Share on other sites More sharing options...
BommaliNinnodhala Posted October 21, 2016 Report Share Posted October 21, 2016 Just now, krishna0125 said: i used to have 811 in credit karma. Last month I took 10k out of my credit card since I have 0%Apr for 1 year. Now score came down to 630. too much kada Quote Link to comment Share on other sites More sharing options...
Prabhas_Fan Posted October 21, 2016 Report Share Posted October 21, 2016 Quote Link to comment Share on other sites More sharing options...
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