credit score dobbindi

[citizenofIND]

Its just a matter of time.. it will pickup

[citizenofIND]

You should not close ur first card thats it ..remaining all garbage 

[barney]

6 hours ago, Simple123 said:

you are right aviator.  damage repair em leda ?

car konte a history vuntadi, phone bill evanni vastai ga only credit cards tho antha build ayyinda neeku ....

[barney]

1 hour ago, Bambam_Bholey said:

If you close the credit card you will loose:

1. Creditworthiness

2. credit timeline (if you are closing oldest CC)

 

 

card vadithe ne kada adi... if you hardly used it i think it wont effect even if you close a very very old card....  basic ga nenu vinnadi endante your debt vs credit limit will get effected if you close cards like neeku 1000, 2000 limits cards vunte  and nee debt 1000 aithe   they will say you used 1000 of 3000 ... ade 1000 card close cheste ur ratio goes down to 1000: 2000 .. and that is what can effect your score.. i read it somewhere

[krishnote3]

loan thisukooo ..again repay cheyi 3 moths lo..do this..it will increase. DCU ni kanokoo

[ronitreddy]

12 hours ago, dkchinnari said:

credit card close chesthe  aa card tho unna credit histry loss avuthav anthe..it wont take out points from your credt..also oldest account close chesthe issue...but 1 r 2 year close chesthe its fine..i closed 1 yr old card..no impact...

 

min payment miss chesthe 35% impact on histry

sare

[ronitreddy]

2 hours ago, krishnote3 said:

loan thisukooo ..again repay cheyi 3 moths lo..do this..it will increase. DCU ni kanokoo

Ala ela?

[BommaliNinnodhala]

18 hours ago, aviator said:

close cheste the average length of time your credit is established will decrease and also the over all amount of credit available to you will decrease. 

ferfect answer..truee

[BReBeL]

20 hours ago, mettastar said:

cards close chesthe points povadam ento .. adem lekkano ardam kaadhu  

cards close cheyakapothe fraud ki entha chance untadi e metta na kodukulaki telvadha

Correst cheppinav

[BReBeL]

13 hours ago, dkchinnari said:

credit card close chesthe  aa card tho unna credit histry loss avuthav anthe..it wont take out points from your credt..also oldest account close chesthe issue...but 1 r 2 year close chesthe its fine..i closed 1 yr old card..no impact...

 

min payment miss chesthe 35% impact on histry

Avna nadi 5 year cards 2 unnay close chesthe na credit score em kaada bhayya?

[BommaliNinnodhala]

Just now, BReBeL said:

Avna nadi 5 year cards 2 unnay close chesthe na credit score em kaada bhayya?

M kudispothadi credit score...try to keep oldest cards and first card...othr cards will not have much impact

[xxxmen]

20 hours ago, mettastar said:

cards close chesthe points povadam ento .. adem lekkano ardam kaadhu  

cards close cheyakapothe fraud ki entha chance untadi e metta na kodukulaki telvadha

Card close cheste ni Totcal credit usage perugdi ga so ala effect avudi ani mata

[krishna0125]

i used to have 811 in credit karma. Last month I took 10k out of my credit card since I have 0%Apr for 1 year. Now score came down to 630.

[BommaliNinnodhala]

Just now, krishna0125 said:

i used to have 811 in credit karma. Last month I took 10k out of my credit card since I have 0%Apr for 1 year. Now score came down to 630.

too much kada

[Prabhas_Fan]