meeku entha appu vundi?

[Spartan]

1 minute ago, tom bhayya said:

435k

100 teerchesava.

[k2s]

Just now, Spartan said:

interest enta potundi yearly rough guess..to show on returns.

~ 900 per month ~ 12-13k per year

[idibezwada]

22 minutes ago, macha said:

400k apu undi tesrutava ?

yes...nee asthi documents pampu

[mettastar]

1 minute ago, k2s said:

Uncle emaindi ? Eppudu cuming to our epudu gottu ooru

iyala 6pm cst ki call chestha annadu recruiter gadu emantado chudali

[k2s]

1 minute ago, Android_Halwa said:

A honest advice...this credit system is a trap..try to take advantage of cheap interest rates.

Do not payback..try to refinance...try to take a loan to consolidate your debt..use your cash to invest..

rather than taking credit cards from different banks, open a checking account, link it to your salary..and start taking a credit card one for every 6 months...oka 5-6 different cards..try taking all the cards...then take loan to consolidate all those credit cards...take those credit cards and put then in closet...now, change bank account, go to different bank..repeat the same procedure..take cards..consolidate cards...2-3 cycles like these, may be in 3 years, you will close credit cards and by the time you close them, one can expect good credit limit increases...use them to invest wisely..keep on repeating this cycle..and save your cash..try to create a situation where you should use cash only to make loan payments and nothing else...

who cares if you have debt..and my personal suggessions..transfer all the credit into investments and stay in debt..investments and returns will be with you as your backup..

Very nice

[dasara_bullodu]

17k car loan 1k cc every month. But car loan house loan lo manam selling value add cheyyam...adi veste asalu amount baytaki vastundi

[Spartan]

3 minutes ago, k2s said:

~ 900 per month ~ 12-13k per year

exemption lo veskovacha..?

[Android_Halwa]

3 minutes ago, mettastar said:

interest  kattava ?

exactly...try to create a portfolio where you can gain returns more than interest rates. use a credit card..20k..then consolidate it with a loan...okadi appu teerchadaniki inkoka appu cheyu bhai...liquid enduku cheppu...and interest rates are on par with inflation rates, why do you want to pay up debt ?

interest kadutav...but thats okay..you have higher access to credit...cheap money man..I know a guy who has 300k credit cards and almost 1.5 million debt..and he has made much more than he paid interest..

its a cycle..its life..who cares if you die with millions of debts..at least you had chance to enjoy the money..

[Spartan]

8 minutes ago, mettastar said:

migitha 10k per month savings loke naa 

em savings man..pakkana 0 teseina kuda.. a amount save avvadu.

[k2s]

1 minute ago, Spartan said:

exemption lo veskovacha..?

Itemized lo thoyyatamey

[Spartan]

Just now, k2s said:

Itemized lo thoyyatamey

informative

[k2s]

1 minute ago, Android_Halwa said:

exactly...try to create a portfolio where you can gain returns more than interest rates. use a credit card..20k..then consolidate it with a loan...okadi appu teerchadaniki inkoka appu cheyu bhai...liquid enduku cheppu...and interest rates are on par with inflation rates, why do you want to pay up debt ?

interest kadutav...but thats okay..you have higher access to credit...cheap money man..I know a guy who has 300k credit cards and almost 1.5 million debt..and he has made much more than he paid interest..

its a cycle..its life..who cares if you die with millions of debts..at least you had chance to enjoy the money..

Gp

[nitin1230]

48 minutes ago, puski said:

One and half year kritham naaku 53 appuvundhi 20K credit card, 20K car loan, 13K wife education loan.

Every month kattukuntu vachi eerojuki motham debt clear chesanu. 

I don't know if I did right thing by paying off all low  loans but I have some satisfaction that I don't have any debt ani..

Final ga account lo 100$ migilindhi...but feeling good

 

idharu working aa ?

or else single salary tho pay chesava all debts?

[idibezwada]

5 minutes ago, nitin1230 said:

idharu working aa ?

or else single salary tho pay chesava all debts?

evaridari gurinchi matladtunav....did you include k2s thata as well?

[Akkumm_Bakkumm]

58 minutes ago, puski said:

One and half year kritham naaku 53 appuvundhi 20K credit card, 20K car loan, 13K wife education loan.

Every month kattukuntu vachi eerojuki motham debt clear chesanu. 

I don't know if I did right thing by paying off all low  loans but I have some satisfaction that I don't have any debt ani..

Final ga account lo 100$ migilindhi...but feeling good

 

30k credit cards, 15K friend daggara+ 20k car Ioan anni kalipithe 65k undi. Inka chillar lekkalu anni vesthe inko 5k ekkuva avtundochu...