4Vikram Posted April 23, 2017 Report Share Posted April 23, 2017 28 minutes ago, ronitreddy said: tittava pogidava man? Thitta ani anukodam nduku rich man pogidina anukundam πππ Quote Link to comment Share on other sites More sharing options...
4Vikram Posted April 23, 2017 Report Share Posted April 23, 2017 4 hours ago, karthikn said: Oct 2015 lo konna luxury car π so Thappadu.. Dowry anna increase avudhi le Β Β Janalaku cutting iyi malla neeku dowry odhu adhi idhi aniΒ Quote Link to comment Share on other sites More sharing options...
Don_Draper Posted April 23, 2017 Report Share Posted April 23, 2017 21 hours ago, tennisluvr said: Recently got to know that for the first time in my life, my CC debt has gone over 10k.(Around 12k actually)Β Should I be worried about this? Or is around 10k fairly normal to have as CC debt? How many of you have this amount or higher as debt on CCs? In 2014, i had 34k CC debt and $24k Car debt. I was paying $350 just in APR per month.Over a period of 18 months cleared CC.Β I identified all luxury things which i don't deserve or they don't deserve me and started saving up on them. I was Starbucks addict . Gave up Starbucks and saved $120/month. I did gave up eating much outside and started eating healthier at home,Β it saved me another$150/month. There are many things i gave up to clear up my debt. My current status is no debts either be it car or CC and yes i didn't get into the trap of Buying a House yet. Quote Link to comment Share on other sites More sharing options...
JollyBoy Posted April 23, 2017 Report Share Posted April 23, 2017 8 hours ago, tennisluvr said: Bhajana batch ready ayyinda wat bhajana.. come out of illusionΒ Quote Link to comment Share on other sites More sharing options...
JollyBoy Posted April 23, 2017 Report Share Posted April 23, 2017 6 hours ago, galiraju said: 0$...11k paid off.. devuduvi saami nuv Quote Link to comment Share on other sites More sharing options...
tennisluvr Posted April 23, 2017 Author Report Share Posted April 23, 2017 37 minutes ago, Don_Draper said: In 2014, i had 34k CC debt and $24k Car debt. I was paying $350 just in APR per month.Over a period of 18 months cleared CC.Β I identified all luxury things which i don't deserve or they don't deserve me and started saving up on them. I was Starbucks addict . Gave up Starbucks and saved $120/month. I did gave up eating much outside and started eating healthier at home,Β it saved me another$150/month. There are many things i gave up to clear up my debt. My current status is no debts either be it car or CC and yes i didn't get into the trap of Buying a House yet. Good job bro Quote Link to comment Share on other sites More sharing options...
karthikn Posted April 23, 2017 Report Share Posted April 23, 2017 1 hour ago, 4Vikram said: Janalaku cutting iyi malla neeku dowry odhu adhi idhi aniΒ Joke vesa mayya.. Adhi requirements lo went down no Quote Link to comment Share on other sites More sharing options...
karthikn Posted April 23, 2017 Report Share Posted April 23, 2017 1 hour ago, princeofheaven said: luxury car now pre req for marriage like btech for ms, ppl asking photo with car Ohh damn.. Diga naa merc pakkana oka pic π Quote Link to comment Share on other sites More sharing options...
Batman_fan Posted April 23, 2017 Report Share Posted April 23, 2017 1 hour ago, Don_Draper said: In 2014, i had 34k CC debt and $24k Car debt. I was paying $350 just in APR per month.Over a period of 18 months cleared CC.Β I identified all luxury things which i don't deserve or they don't deserve me and started saving up on them. I was Starbucks addict . Gave up Starbucks and saved $120/month. I did gave up eating much outside and started eating healthier at home,Β it saved me another$150/month. There are many things i gave up to clear up my debt. My current status is no debts either be it car or CC and yes i didn't get into the trap of Buying a House yet. You mean those who bought house in last few months are into a trap? Quote Link to comment Share on other sites More sharing options...
Don_Draper Posted April 24, 2017 Report Share Posted April 24, 2017 3 minutes ago, Batman_fan said: You mean those who bought house in last few months are into a trap? As per me, Yes they are in deep debt. Its just they don't realize it. Quote Link to comment Share on other sites More sharing options...
Batman_fan Posted April 24, 2017 Report Share Posted April 24, 2017 Just now, Don_Draper said: As per me, Yes they are in deep debt. Its just they don't realize it. May be their idea of debt is different. May be they think the prestige that they get by having house outweighs any kind/amount of debt? Quote Link to comment Share on other sites More sharing options...
kakatiya Posted April 24, 2017 Report Share Posted April 24, 2017 My credit score went down by 38 points. Chusthe my credit card utilization one card lo 1300$ spend chesa.. So out of 33,000 my total spending is 3,500 but I used wrong credit card. So make sure you use credit card with high balance. Quote Link to comment Share on other sites More sharing options...
Don_Draper Posted April 24, 2017 Report Share Posted April 24, 2017 Just now, Batman_fan said: May be their idea of debt is different. May be they think the prestige that they get by having house outweighs any kind/amount of debt? If you look at the core of it, irrespective of prestige etc.. Ideally it is debt and you become Slave of the House. Β I may be wrong, but i haven't seen future either. So i will stick with no debt inΒ present for a while, Until it lasts. Dealing in real estate is altogether a different context. Quote Link to comment Share on other sites More sharing options...
kakatiya Posted April 24, 2017 Report Share Posted April 24, 2017 to all folks here, don't buy house until you have GC. Even for ead you need to file j1 now. It is going to be more tough for Indians GC. It will take forever for eb3. Eb2 may be 7 more years for folks applied in 2011 january Quote Link to comment Share on other sites More sharing options...
Don_Draper Posted April 24, 2017 Report Share Posted April 24, 2017 Just now, kakatiya said: to all folks here, don't buy house until you have GC. Even for ead you need to file j1 now. It is going to be more tough for Indians GC. It will take forever for eb3. Eb2 may be 7 more years for folks applied in 2011 january http://www.jamesaltucher.com/2015/10/own-house/ Quote Link to comment Share on other sites More sharing options...
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