Currently had PPO. Now employer offering PPO or HSA. Asalu Ee HSA enti? Emi choose chesukovali? PPO best ha or HSA?

Family Members:3  

Vuuu

HSA

HSA card isthadu(debit card) insurance company odu...part of your payment gets into HSA account every month...you can use this amount to pay medical bills, purchase prescriptions etc

23 minutes ago, SwamyRaRa said:

Currently had PPO. Now employer offering PPO or HSA. Asalu Ee HSA enti? Emi choose chesukovali? PPO best ha or HSA?

Family Members:3  

Vuuu

Vuuuuu

PPO- every month rod dimputadu hosp elnapdu smooth ga vuntundi 

HSA- Every month smooth rod visting/treatment gatigaaa

11 minutes ago, xxxmen said:

PPO- every month rod dimputadu hosp elnapdu smooth ga vuntundi 

HSA- Every month smooth rod visting/treatment gatigaaa

vuuuu

1 hour ago, SwamyRaRa said:

Currently had PPO. Now employer offering PPO or HSA. Asalu Ee HSA enti? Emi choose chesukovali? PPO best ha or HSA?

Family Members:3  

Vuuu

HSA is like health debit card.....depending on your company policy you will contribute pre tax dollars to that card within a certain limit per year......HSA and PPO plan details nuvvu ivvaledu kabatti yedi better ani cheppalenu.

Singles ki hsa best

family ite pop best

Old threads lo clear ga explain chesaru, search chey e db lo ne

9 hours ago, perugu_vada said:

Old threads lo clear ga explain chesaru, search chey e db lo ne

OK

9 hours ago, halwaraaj said:

HSA is like health debit card.....depending on your company policy you will contribute pre tax dollars to that card within a certain limit per year......HSA and PPO plan details nuvvu ivvaledu kabatti yedi better ani cheppalenu.

Employer told both had same benefits but HSA had less premium per month.

HSA ki monthly premium thakkuva but desuctibles and max out of pocket ekkuva untadi and money carry over avutadanukunta vasukokapothe. Money aa savings loki vellipotadanukunta and u can use that in next year medical purpose. 

em problems levu and single anukunte HSA theesko otherwise PPO is best 

1 hour ago, SwamyRaRa said:

Employer told both had same benefits but HSA had less premium per month.

idi vinte chalu kadu manam migatha loop holes pattinchukom kada baaa.. 

hsa lo dabbulu block aipotai 

HSA - You can put some pre-tax dollars for medical expenses.

Nevu PPO, HSA ki premium entha, deductibles entha, out of pocket max entha, employer HSA ki entha free money contribute chesthunadu vunte cheppochu.

end of the day, PPO ki upfront ekkuva pay chesi visit vellinapudu low pay

HSA upfront low pay visits veliinapudu high pay chesthavu.

28 minutes ago, GeorgeReddy said:

hsa lo dabbulu block aipotai 

nevu epudu ayina medical expenses ki use chesukovachhu