Chase saphire preferred card

[gupta24]

Chase saphire preferred card apply chesina email lo ela vachindi

We have received your request for a Chase credit card. We'll let you know our decision by U.S. mail. This could take up to 30 days.

decision epatiki kalla cheptadu evaraina apply chestey chepandi.

[alooparata]

there will be backdoor number where you can directly deal with credit card team. or just call their credit card number and ask them to transfer to approvals team.

does it have any annual fee? what is the reason you have chosen this particular card?

[gupta24]

7 minutes ago, alooparata said:

there will be backdoor number where you can directly deal with credit card team. or just call their credit card number and ask them to transfer to approvals team.

does it have any annual fee? what is the reason you have chosen this particular card?

Travel card bhaya edi 50k points  initial purchase ki offer vundi ans pointa transfer cheyachu with other airlines and hotels and no foreign transaction fee India trip vundi so planned edi 

[alooparata]

1 minute ago, gupta24 said:

Travel card bhaya edi 50k points  initial purchase ki offer vundi ans pointa transfer cheyachu with other airlines and hotels and no foreign transaction fee India trip vundi so planned edi 

annual fee $95 undi

[gupta24]

10 minutes ago, alooparata said:

annual fee $95 undi

Yes 95 eh kada its ok

[Gains]

call customer care... and tell them that you have overseas trip  next week and would like to use this card as your primary card for the trip... so that they expedite the process and sometimes they even do overnight shipping for free.

[phatposts]

Call reconsideration line @ 1-888-270-2127

@alooparata mahaprabhoo adi backdoor number kaadu. 

 

[Roca]

2 minutes ago, phatposts said:

Call reconsideration line @ 1-888-270-2127

@alooparata mahaprabhoo adi backdoor number kaadu. 

 

[phatposts]

1 hour ago, gupta24 said:

Travel card bhaya edi 50k points  initial purchase ki offer vundi ans pointa transfer cheyachu with other airlines and hotels and no foreign transaction fee India trip vundi so planned edi 

If you get approved for the card, please try to understand little about how the transferred points work with diff airlines and hotels. Once transferred you cannot bring them back to Chase and you lose the flexibility.

[alooparata]

10 minutes ago, phatposts said:

Call reconsideration line @ 1-888-270-2127

@alooparata mahaprabhoo adi backdoor number kaadu. 

 

phataphat devaraaya http://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066

[phatposts]

4 minutes ago, alooparata said:

phataphat devaraaya http://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066

Again, vaadevado aa word use chesadani ade terminology avvadu. 

That info is right, but backdoor anedi correct kaadu. Even look at the comments in the thread you shared.

[LuckyLoser]

Baiyya preferred kanna rederve ki povalsindi ga .. 450 annual fees kaani 300 travel credit and lots of extras compared to othr one .. 

[gupta24]

10 hours ago, LuckyLoser said:

Baiyya preferred kanna rederve ki povalsindi ga .. 450 annual fees kaani 300 travel credit and lots of extras compared to othr one .. 

Emo bro bhayam vesindi 450 ah annual fee ani anduke preferred try chesina anyway upgrade option vundi anta so reserve ki tarvata pota if preferred is well n gud.

 

 

[phatposts]

1 hour ago, gupta24 said:

Emo bro bhayam vesindi 450 ah annual fee ani anduke preferred try chesina anyway upgrade option vundi anta so reserve ki tarvata pota if preferred is well n gud.

 

 

Do not upgrade plz.

Get the sapphire preferred, do the min spend and after 4-5 months do a product change (PC) to Freedom Unlimited or Freedom

In thos 4-5 months get a Freedom. That way after the product change you will have 2 Freedoms or 1 freedom and 1 freedom unlimited

Now apply for Reserve.

As per new rules, you can have only Preferred or Reserve at one point of time. 

With Reserve in your portfolio all your points get 1.5c value rather than 1.25c

 

If you want to play the cc points game understand bunch of things and you will see fantastic benefits. If you end up using your card for unnecessary things and pay interests the banks will love you, but you will be in deep sh1t

 

[ringa_ringa]

4 minutes ago, phatposts said:

Do not upgrade plz.

Get the sapphire preferred, do the min spend and after 4-5 months do a product change (PC) to Freedom Unlimited or Freedom

In thos 4-5 months get a Freedom. That way after the product change you will have 2 Freedoms or 1 freedom and 1 freedom unlimited

Now apply for Reserve.

As per new rules, you can have only Preferred or Reserve at one point of time. 

With Reserve in your portfolio all your points get 1.5c value rather than 1.25c

 

If you want to play the cc points game understand bunch of things and you will see fantastic benefits. If you end up using your card for unnecessary things and pay interests the banks will love you, but you will be in deep sh1t

 

Its good plan if you have good credit score and not worry about hard pulls. Also beware of Chase 24 month rule...

Anyways, if you are specifically looking for travel card, Chase Reserve gives you a better overall value than preferred. Double points for some categories, 1.5 times while speding on travel, Priority pass and for all this you will be paying just $55 extra, which will be coverd with average use of this card!