problem Posted April 17, 2019 Report Share Posted April 17, 2019 Okatesari enni personal loans apply cheyyachu.....oka loan apply chesaka adhi credit report lo chipinchataniki oka 30 days padatadi kada....so nenu oka 4 personal loans one shot lo apply cheste, 4 inquires vastayi kani, they won't reflect in the credit report kada......so 4th vadiki 1at inquiry matrame chudagaltharu kani, vallaki personal loan undi ani teleedu kada......so manchi score pettukuni ila oka 4-5 personal loan apply chesukovacha......any body plz advice on this.... Quote Link to comment Share on other sites More sharing options...
Edo_Okati Posted April 17, 2019 Report Share Posted April 17, 2019 2-3 days time period lo cheste that should be fine.. Quote Link to comment Share on other sites More sharing options...
johnubhai_01 Posted April 17, 2019 Report Share Posted April 17, 2019 aa mahametha deevenalatho ennaina apply cheyachu.. enthaina theeskovachu Quote Link to comment Share on other sites More sharing options...
phatposts Posted April 17, 2019 Report Share Posted April 17, 2019 9 minutes ago, problem said: Okatesari enni personal loans apply cheyyachu.....oka loan apply chesaka adhi credit report lo chipinchataniki oka 30 days padatadi kada....so nenu oka 4 personal loans one shot lo apply cheste, 4 inquires vastayi kani, they won't reflect in the credit report kada......so 4th vadiki 1at inquiry matrame chudagaltharu kani, vallaki personal loan undi ani teleedu kada......so manchi score pettukuni ila oka 4-5 personal loan apply chesukovacha......any body plz advice on this.... the highlighted part is not true. Now hard inquires are updated in the report immediately. If you subscribe for monitoring services you can immediately see what happened. I bet issuer has at least or even more visibility. I helped many people to get 0% apr. Based on my experience, depending on the amount of credit line you are looking for - devise a plan to apply for 2-3 credit cards with 0% APR. Do not apply for more than 3 cards because your hard inquiries will be more and the credit exposure could be limiting. After that apply for a loan. You should exercise caution because the loan APR may be higher than anticipated. But the idea is to get the most of the amount via 0% cards and then the rest be on a loan. You clear off the loan with higher % apr first which is a very basic thing. Quote Link to comment Share on other sites More sharing options...
problem Posted April 17, 2019 Author Report Share Posted April 17, 2019 29 minutes ago, phatposts said: the highlighted part is not true. Now hard inquires are updated in the report immediately. If you subscribe for monitoring services you can immediately see what happened. I bet issuer has at least or even more visibility. I helped many people to get 0% apr. Based on my experience, depending on the amount of credit line you are looking for - devise a plan to apply for 2-3 credit cards with 0% APR. Do not apply for more than 3 cards because your hard inquiries will be more and the credit exposure could be limiting. After that apply for a loan. You should exercise caution because the loan APR may be higher than anticipated. But the idea is to get the most of the amount via 0% cards and then the rest be on a loan. You clear off the loan with higher % apr first which is a very basic thing. Yes, I know hard inquiry will reflect on the credit report instantly......but, loan reflect avvadhu kada inka......loan will take some time kada which is usually 30 days......that's my point.... Quote Link to comment Share on other sites More sharing options...
problem Posted April 17, 2019 Author Report Share Posted April 17, 2019 4 hours ago, phatposts said: the highlighted part is not true. Now hard inquires are updated in the report immediately. If you subscribe for monitoring services you can immediately see what happened. I bet issuer has at least or even more visibility. I helped many people to get 0% apr. Based on my experience, depending on the amount of credit line you are looking for - devise a plan to apply for 2-3 credit cards with 0% APR. Do not apply for more than 3 cards because your hard inquiries will be more and the credit exposure could be limiting. After that apply for a loan. You should exercise caution because the loan APR may be higher than anticipated. But the idea is to get the most of the amount via 0% cards and then the rest be on a loan. You clear off the loan with higher % apr first which is a very basic thing. Plz reply dude on this doubt Quote Link to comment Share on other sites More sharing options...
DrBeta Posted April 17, 2019 Report Share Posted April 17, 2019 4 hours ago, johnubhai_01 said: aa mahametha deevenalatho ennaina apply cheyachu.. enthaina theeskovachu S Quote Link to comment Share on other sites More sharing options...
Peter123 Posted April 17, 2019 Report Share Posted April 17, 2019 ofkorse Quote Link to comment Share on other sites More sharing options...
kittaya Posted April 17, 2019 Report Share Posted April 17, 2019 5 hours ago, problem said: Okatesari enni personal loans apply cheyyachu.....oka loan apply chesaka adhi credit report lo chipinchataniki oka 30 days padatadi kada....so nenu oka 4 personal loans one shot lo apply cheste, 4 inquires vastayi kani, they won't reflect in the credit report kada......so 4th vadiki 1at inquiry matrame chudagaltharu kani, vallaki personal loan undi ani teleedu kada......so manchi score pettukuni ila oka 4-5 personal loan apply chesukovacha......any body plz advice on this.... Ee problem vallaki telidhu anukunnavaaaa Quote Link to comment Share on other sites More sharing options...
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