Thinking to buy a Home help please

[k2s]

1 minute ago, desiboys said:

Local credit unions eppudaina best.

ATB

[pahelwan]

3 minutes ago, desiboys said:

Local credit unions eppudaina best.

Add costco

[user789]

22 minutes ago, enduku_ayya said:

Simple bayya first home decide avvu thru broker or own. Then see any desi agent in your area (he will take care everything after you submit documents and get better rate). Direct ga bank daggariki povaddu. This is my experience from buying 2 homes. ( one with bank high rate...etc). Desi will tell whatever stupid qn or valid qn if we ask

2 houses aa.. great bro

[Aareyanna]

1 hour ago, bombay99 said:

Please Share your experience  or How to Narrow it down to Location for buying Home  and research process/ Loan process / Down payment /closing /Interests 

Location ?

[bobby12345]

2 hours ago, bombay99 said:

Please Share your experience  or How to Narrow it down to Location for buying Home  and research process/ Loan process / Down payment /closing /Interests 

Wait for next interest rate cut ...going to happen soon  

[Aareyanna]

1 hour ago, enduku_ayya said:

Simple bayya first home decide avvu thru broker or own. Then see any desi agent in your area (he will take care everything after you submit documents and get better rate). Direct ga bank daggariki povaddu. This is my experience from buying 2 homes. ( one with bank high rate...etc). Desi will tell whatever stupid qn or valid qn if we ask

If u go with agent you lose 3% 

[RULER]

2 hours ago, bombay99 said:

Please Share your experience  or How to Narrow it down to Location for buying Home  and research process/ Loan process / Down payment /closing /Interests 

Zillow  - research the price trends ....buyers market or sellers market research cheyiii .... buyers market ithey. bargain cheyachu up to 5 to 10 %

loan -  never pay the closing cost ....Ask lender to cover closing cost .... including escrow ...

to cover closing cost ...lender will bump up your interest rate ....so let him do

after closing new home immediately do refinance with zero closing(closing cost for refinancing will be very low so lender can   cover it ) but you need to pay escrow  

The escrow paid by the lender  on first loan Will get back to you after 3 weeks

find Desi broker —- ask him 75% of his commissions 

By following above process you will save up to 5%

[trying_telidu]

12 minutes ago, Aareyanna said:

If u go with agent you lose 3% 

whats that 3% bayya?

[user789]

30 minutes ago, bobby12345 said:

Wait for next interest rate cut ...going to happen soon  

Any idea When ?

[bulleye]

gp

[bombay99]

3 hours ago, Kootami said:

Single paycheck or double ?

double

[bombay99]

3 hours ago, desiboys said:

Dallas lo snakes and humidity ekkuva man.

Agree kani em cheyalem bro ikade settle inka

[bombay99]

3 hours ago, rahulroy4u said:

Interest rates are very good now. You will be lucky if you can get a home you like soon

I am thinking to buy in next 3 to 5 Months

[bombay99]

3 hours ago, enduku_ayya said:

Simple bayya first home decide avvu thru broker or own. Then see any desi agent in your area (he will take care everything after you submit documents and get better rate). Direct ga bank daggariki povaddu. This is my experience from buying 2 homes. ( one with bank high rate...etc). Desi will tell whatever stupid qn or valid qn if we ask

I will follow this 

[bombay99]

2 hours ago, k2s said:

Slight correction. Go to bankofamerica for home loans directly. No one in market beats their interest rates. Experience tho chebuthunna. 

Really Bank of America never give any thing bro like Credit cards limits alaga